VP of Finance

Local Eclectic

$120K — $180K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 7-10 years of progressive finance leadership experience in a similar-sized company
  • Experience managing multi-channel cash flow, budgets, and P&L
  • Track record of negotiating with banking partners for loans and credit lines
  • Proven ability to manage vendor relationships and negotiations
  • Strong understanding of gross margin and profitability analysis in retail or CPG
  • Experience overseeing payroll in a company of comparable size

Responsibilities

  • Own the consolidated P&L and create trackable P&Ls for each business line
  • Oversee gross margin and net profit performance while driving profitability initiatives
  • Manage departmental budgets alongside department heads
  • Implement cash flow management and forecasting systems for all business lines
  • Lead vendor negotiations and manage the accounts payable process
  • Serve as the main contact for all banking relationships and manage financing negotiations
  • Own the monthly close process and produce KPI dashboards and financial models

Benefits

  • Comprehensive health insurance and wellness programs
  • 401(k) plan with company matching
  • Flexible work hours and remote working options
  • Opportunities for professional development and career advancement
  • Paid time off and company holidays
Full Job Description
VP of Finance / Head of Finance

We're looking for an experienced finance leader to own the company's full financial operations - from day-to-day cash management to strategic profitability work to banking relationships. This person will build the systems, reporting, and discipline needed to run three distinct business lines (e-commerce, retail, café) with the rigor of a much larger organization, while staying close enough to the details to catch problems before they become crises.

This is a hands-on operating role, not a purely strategic one. You'll be in the weeds on vendor invoices and payroll one day while also negotiating and managing banking partnerships.
Key Responsibilities

P&L and Profitability
  • Own the company's consolidated P&L and build separate, trackable P&Ls for each business line (online, retail, café)
  • Oversee gross margin and net profit performance across all brands and channels; identify and drive initiatives to improve profitability
  • Build and manage departmental budgets in partnership with department heads
  • Develop and manage open-to-buy budgets in coordination with merchandising/design

Cash Flow & Treasury
  • Own company-wide cash flow management and forecasting
  • Design and implement a system for tracking and managing cash flow across three separate business lines (e-commerce, retail, café)
  • Identify areas of inefficient or unnecessary cash spend and recommend corrective action
  • Manage bill pay, vendor invoices, and the accounts payable process
  • Lead vendor negotiations and manage vendor agreements/terms

Banking & Financing
  • Serve as the primary point of contact for all banking relationships
  • Lead negotiations on loans, lines of credit, and other financing facilities
  • Manage existing debt/financing obligations and reporting requirements
  • Evaluate financing options and their impact on cash flow

Payroll & Operations
  • Oversee payroll processing and compliance across all entities and locations
  • Manage company-wide expense tracking and approval processes

Financial Reporting & Forecasting
  • Own the monthly close process and deliver KPI dashboards and reporting
  • Build financial models and forecasts across all three business lines (online, retail, café)

Compliance & Risk
  • Manage partnerships with external agencies who oversee multi-state sales tax compliance and filings across e-commerce, wholesale, and physical retail
  • Own insurance and risk management, including general liability, property, and business interruption coverage - particularly with the addition of a physical location
  • Coordinate with outside CPA/tax counsel on entity structure, quarterly estimates, and year-end tax planning

Systems & Infrastructure
  • Evaluate and manage the company's accounting and reporting systems (e.g., QuickBooks/NetSuite), including POS integration across retail and café and Shopify financial data

Café-Specific Financial Operations
  • Manage food cost/COGS tracking and perishable inventory accounting, distinct from jewelry inventory processes
  • Oversee health department and related compliance costs specific to the café operation
Required Qualifications
  • Minimum 7-10 years of progressive finance leadership experience, with demonstrated ownership of all responsibilities listed above at a comparably sized or larger company
  • Proven experience managing cash flow, budgets, and P&L for a multi-channel or multi-entity business (e.g., DTC + retail, or multi-brand)
  • Direct experience negotiating with banking partners and securing/managing loans or lines of credit
  • Experience managing vendor relationships and negotiating vendor agreements at scale
  • Strong command of gross margin and profitability analysis in a product-based business (retail, CPG, or similar)
  • Experience overseeing payroll for a company of similar size
Strongly Preferred
  • Experience in jewelry, fashion, beauty, or another high-SKU/inventory-intensive consumer brand
  • Experience managing finances across e-commerce, physical retail, and hospitality/F&B simultaneously
  • Experience with alternative financing structures (MCAs, asset-based lending) in addition to traditional bank debt
  • Exposure to growth equity, private equity, or M&A processes - either raising capital or supporting a transaction
  • CPA or MBA
  • Experience scaling a company profitability

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