VP of Collections

One Park Financial

$120K — $180K *
Miami, FL 33186In-Person
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 10+ years of experience in collections or financial services operations, at least 5 in a senior leadership role
  • Proven ability to lead and scale high-volume collections organizations, preferably in fintech or lending sectors
  • Experience managing senior leaders across multiple functions
  • Deep knowledge of collections strategy, negotiation, and compliance
  • Exceptional communication skills for engaging with C-suite and board stakeholders
  • Strong analytical skills with experience in CRM and BI reporting tools
  • Bilingual in English and Spanish required
  • Bachelor's degree in Business or Finance; MBA preferred

Responsibilities

  • Set the strategic and operational direction for the Servicing & Collections department
  • Develop a multi-tiered leadership structure and talent pipeline
  • Implement performance frameworks for collections, including KPIs and incentive structures
  • Collaborate with executive leadership to establish recovery targets and operational roadmaps
  • Improve recovery rates and contact efficiency through data analysis and interventions
  • Ensure compliance with regulations and company policies in collections activities
  • Analyze portfolio performance and provide insights to executive leadership
  • Promote process automation and technology enhancements for recovery outcomes
  • Decide on escalations, workforce planning, and organizational design
  • Represent the Collections organization in leadership meetings and strategic sessions

Benefits

  • Competitive salary
  • Performance-based incentives
  • 401(k) with company match
  • Health, dental & vision insurance
  • Life insurance and identity protection
  • Opportunities for growth and development
  • Collaborative work environment
  • Company events and team-building activities
Full Job Description
About the Role

One Park Financial is seeking a Vice President of Servicing & Collections to serve as the executive leader of our entire collections operations. This is a senior leadership role with full ownership of the Servicing and Collections department - including its people, strategy, systems, and results.

The VP of Servicing & Collections will oversee a multi-layered leadership structure of Directors, Managers, and Team Leads, driving recovery performance across a high-volume portfolio while ensuring the organization operates with integrity, compliance, and operational precision. This role is a key partner to OPF's executive team and is directly responsible for shaping the long-term collections strategy in alignment with the company's financial and growth objectives.

The ideal candidate is an experienced executive who has led large-scale collections organizations, built performance infrastructure from the ground up, and consistently delivered recovery results in a regulated, fast-paced environment.

Responsibilities
  • Own the full strategic and operational direction of our Servicing & Collections department - setting the vision, establishing performance standards, and holding the leadership team accountable to results.
  • Lead and develop a multi-tiered leadership structure (Directors, Managers, Team Leads) and build a pipeline of high-caliber collections talent at every level.
  • Design and implement enterprise-wide collections performance frameworks: recovery KPIs, scoring models, escalation protocols, incentive structures, and accountability systems.
  • Partner with the C-suite and executive leadership to define annual and quarterly recovery targets, and translate those goals into operational roadmaps with clear ownership and milestones.
  • Drive continuous improvement in recovery rates, right-party contact rates, promise-to-pay conversion, and cost-per-collected-dollar through data analysis and strategic intervention.
  • Establish and enforce a culture of compliance - ensuring all collections activity adheres to applicable regulations, company policy, and data protection standards at all times.
  • Oversee portfolio performance analysis and reporting, providing executive leadership with reliable, real-time visibility into collections health, trends, and forecasts.
  • Lead cross-functional collaboration with Finance, Operations, Legal, and Technology to align collections infrastructure, systems, and workflows with broader business needs.
  • Champion process automation, dialer optimization, and technology enhancements that improve team efficiency and recovery outcomes.
  • Serve as the final decision-maker on escalations, workforce planning, organizational design, and performance actions within the Collections function.
  • Represent the Collections organization in global leadership meetings, strategic planning sessions, and executive reporting as required.

Requirements
  • 10+ years of progressive experience in collections, recovery, or financial services operations, with at least 5 years in a senior or executive leadership role.
  • Proven track record of leading and scaling large-scale, high-volume collections organizations - ideally in fintech, alternative lending, or consumer/SMB financial services.
  • Experience managing leaders of leaders: overseeing Directors and Senior Managers, not just front-line supervisors.
  • Deep expertise in collections strategy, recovery optimization, skip tracing, negotiation frameworks, and compliance requirements.
  • Executive-level communication skills - able to present performance insights and strategic recommendations to C-suite and board stakeholders.
  • Strong analytical ability; experienced with CRM platforms, dialer systems, BI tools, and portfolio reporting at an organizational level.
  • Fully bilingual - English and Spanish required.
  • High integrity and accountability; deep understanding of regulatory compliance in collections environments.
  • Bachelor's degree in Business, Finance, or a related field required; Master's degree or MBA strongly preferred.


Preferred Qualifications
  • Experience managing a large collections operation.
  • Background in organizational design, collections compensation strategy, or workforce planning.
  • Familiarity with relevant financial regulations and consumer/commercial collections compliance frameworks.
  • Experience implementing or optimizing collections technology platforms (dialers, CRMs, automation tools).

Benefits
  • Competitive salary
  • Performance-based incentives
  • 401(k) with company match.
  • Health, dental & vision insurance.
  • Life insurance and identity protection.
  • Growth and development opportunities
  • Dynamic and collaborative work environment
  • Company events and team-building activities

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