Job SummaryProvides technical, operational, and collateral-tracking support for Mortgage Specialty Finance activities, including lending platform system conversions, financing transactions, and ongoing portfolio administration.
Essential Functions, Duties and Responsibilities- Strictly adheres to Bank Secrecy Act requirements and applies organizational policies and procedures in all activities.
- Provides operational and technical support for specialty mortgage finance transactions, including MSR financing, servicing advances, EBO and other structured mortgage finance products.
- Leads and supports the conversion and implementation of the specialty mortgage finance lending platform, including requirements gathering, process redesign, user acceptance testing, data migration validation, and post-conversion maintenance.
- Partners with IT, vendors, and business stakeholders to ensure the lending platform supports collateral tracking, reporting, advance mechanics, funding workflows.
- Oversees collateral tracking, reporting, to ensure accuracy, completeness, and timely delivery to internal stakeholders and external financing partners.
- Acts as an operational liaison between internal teams (Business Development, Credit, Treasury, Compliance, and IT) and external counterparties to facilitate efficient transaction execution and ongoing portfolio administration.
- Develops, documents, and maintains operational workflows, procedures, and controls to support scalable growth, platform functionality, and regulatory compliance.
- Identifies process gaps, system limitations, and operational risks and recommend enhancements to improve efficiency, controls, automation, and data quality.
- Assists with audits, examinations, due diligence requests, and internal reviews related to specialty mortgage finance operations and systems.
Required Knowledge, Skills and Competencies- Computer and Microsoft Office proficiency.
- Thorough knowledge of banking policies, procedures, products and services.
- Able to effectively and persuasively express self, using language and grammar in a professional manner.
- Able to plan, schedule and organize professional schedule to achieve goals within or ahead of established time frames.
- Able to provide a high level of interactive service to others, building relationships and addressing identified needs.
- Demonstrates commitment to quality customer service and ability to meet or exceed service goals.
- Able to analyze and record detailed information.
- Able to research, analyze, identify viable options, draw sound conclusions, present findings and make thoughtful recommendations considering overall risk and short-term and long-term impact.
Industry and Work Experience- Minimum of 5 years of experience in Mortgage Warehouse or MSR financing or equivalent position required.
- Banking compliance or risk management experience preferred.
Academic- Bachelor's degree preferred or equivalent education and related training or experience required.
Benefits Available to Employees:Ameris Bank provides a comprehensive employee benefit package to all eligible employees.
- Medical, Dental and Vision Insurance
- Ameris Bank absorbs a major portion of the cost of healthcare. You become eligible for coverage on the first of the month following 30 days of employment
- Life Insurance provided at no additional cost to employees
- Accidental Death & Dismemberment Coverage
- Long-Term Disability Coverage
- Paid Sick and Vacation Leave
- 11 Holidays
- Volunteer/Service Day
- Employee Stock Purchase Plan
- 401(k) Retirement Plan
- Ameris Bank matches 50% of your first 8% of contributions to the plan
- Flexible Spending Accounts
- Health Savings Account
- Health Reimbursement Arrangement
- Supplemental Life & Other Insurance Plans
- Identity Theft Protection
- Pet Insurance
- Legal Insurance
- Employee Assistance Program
- Employee Advocacy Program
- Tickets at Work (Entertainment discounts for Ameris Bank Employees)
- AT&T Employee Discount
- Wellness Discounts for Medical Premiums and Other Rewards
- Employee Referral Incentive
- Education Assistance
- Employee Resource Groups
Banking Advantages for Employees:In addition to a wide array of benefits, Ameris Bank employees are also eligible for special bank services.
- Free Interest Checking
- Free Safe Deposit Box
- Free Money Orders, Travelers' Checks and Cashier Checks
- Discount on Mortgage Origination Fee
- Free Online Banking and Free Unlimited Online Bill Payment
- Employee Banking Perks
Disclaimer:The above job description is meant to describe the general nature and level of work being performed; it is not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required for the position.
