DescriptionAs VP Finance you will be the primary financial steward of Xe, leading a capable team across Financial Control, Accounting, FP&A, Treasury, Credit, and Middle Office. You will hold personal FCA Senior Manager accountability (SMF2) and carry board and director responsibilities across Xe's multi-entity legal structure. This is a hands-on role for a finance leader who can operate with precision across a complex multi-jurisdiction environment while remaining a close strategic partner to the business.
ROLES & RESPONSIBILITIES Financial leadership & business partnering
- Own Xe's financial performance - revenue, margin, cost, and capital allocation - as the primary financial voice to the MD and Euronet Group CFO.
- Partner with commercial, product, and operations leadership on unit economics, investment cases, and pricing decisions.
- Manage the relationship with Euronet Group finance on consolidated reporting and capital allocation.
Accounting & financial statements
- Own the accounting function globally - accurate, timely, standards-compliant financial statements (IFRS / UK GAAP) across all entities.
- Oversee statutory accounts, consolidation, intercompany accounting, balance sheet integrity, and fixed assets.
- Manage tax compliance across jurisdictions (VAT/GST, corporate tax) with external advisors and Euronet's internal tax team.
FP&A, budgeting & cost control
- Lead FP&A - evolve from a static model to driver-based rolling forecasts and scenario planning that connect business activity to financial outcomes.
- Own the annual budgeting process end-to-end; track actuals vs. budget monthly and drive variance accountability with function heads.
- Enforce the global expense policy and act as second-level approver on material invoices.
Financial control & controlling
- Oversee month-end close, external audit relationships, and accounts payable globally.
- Define and maintain Xe's internal financial control framework across all entities - procure-to-pay and order-to-cash cycles.
- Serve as primary interface with internal and external audit; track and remediate control deficiencies.
Treasury, credit & middle office
- Manage multi-currency, multi-entity treasury operations - FX exposure, settlement, liquidity, and TMF relationships with banking partners.
- Ensure safeguarding of client funds under Payment Services and Electronic Money Regulations; oversee regulatory capital and stress testing.
- Define and implement Xe's corporate credit policy - currently a strategic gap - and oversee credit risk, limits, provisioning, and collections.
- Oversee middle office: trade confirmation, settlement, valuation, and front-to-back controls.
Regulatory, board & governance
- Hold SMF2 (Chief Finance Function) accountability under FCA Senior Managers and Certification Regime (SMCR).
- Carry board director responsibilities across Xe's regulated entities - HiFX Europe Ltd, HiFM Ltd, XE Europe BV, XE Corporation.
- Act as or support the Nominated EMD for Xe's EMI license application.
- Own regulatory reporting across FCA (UK), DNB (NL), ASIC (AU), and FINTRAC (CA).
POSITION REQUIREMENTS Essential
- Proven VP Finance, CFO, or Deputy CFO experience in a regulated financial services or fintech environment.
- FCA-regulated experience; SMF2 approved or demonstrably approvable under SMCR.
- Multi-entity, multi-jurisdiction experience - UK, EU, APAC preferred.
- Strong FP&A and commercial finance capability; driver-based modelling and business partnering.
- Hands-on accounting and financial statements experience across multiple entities and standards (IFRS / UK / US GAAP).
- Treasury and liquidity management experience in a multi-currency context.
- Payments, FX, or money movement industry background.
Preferred
- EMI or Payment Institution regulation experience; CASS safeguarding and regulatory capital frameworks.
- Experience building or scaling a corporate credit function.
- Familiarity with payment rails (SEPA, SWIFT, real-time) and treasury automation.
- Experience partnering with a listed parent on group reporting and capital allocation.
WHY THIS ROLE- A business in active transformation with a clear mandate to grow, backed by a structured strategic engagement.
- A capable finance team in place - the upside is in strategic elevation and building missing capabilities.
- Dual reporting structure offering group-level career development and direct business impact.
- A complex, multi-entity, multi-regulator environment that rewards rigour and operational precision.
- The opportunity to build Xe's corporate credit capability from the ground up.
PERKS & BENEFITS - Medical, Dental & Vision Insurance
- 401K Plan with Match
- Employee Stock Purchase Plan
- Paid Vacation / Sick Leave
- Hybrid Work Schedule
- Tuition Assistance
- Growth Opportunities
- Corporate gatherings, team bonding events, and much more!
- Plumm Mental Health and Wellbeing
- Volunteering day for a charity of your choice
XE offers a competitive salary and benefits package. The reasonable estimated pay for this (Salary Exempt or Non-exempt hourly rate) role ranges from ($250,000USD to $275,000USD). Actual compensation is based upon factors such as the candidate's skills, qualifications, and experience. In addition, XE offers comprehensive and inclusive employee benefits for this role including healthcare, dental and vision benefits, a 401(K) plan, Paid Vacation/ Sick Leave and more.
The position responsibilities outlined above are intended to define the general contents and requirements to perform this job. It is not to be taken as a complete statement of responsibilities or requirements. This job description does not restrict the Company's right to assign or reassign duties and responsibilities to this job as needed.
