VP/ D Principal Engineer - Credit Card TechnologyLocation: Dallas
As we continue to modernize our Credit Card platform, we are seeking a
Principal Engineer to provide technical leadership and drive the architecture of our next-generation credit card ecosystem.
Position SummaryThe Principal Engineer will serve as the technical leader for the Credit Card Technology organization, defining and driving the long-term architecture strategy across customer acquisition, existing customer servicing, collections, payments, and third-party integrations.
This role requires a seasoned technology leader who can influence engineering teams across the organization, establish engineering standards, and design scalable, secure, cloud-native solutions that support business growth and operational excellence.
Responsibilities- Define and drive the architectural vision and long-term technology roadmap for the Credit Card platform.
- Partner closely with the Enterprise Architecture team to align Credit Card technology initiatives with the organization's enterprise architecture standards, target-state architecture, and strategic technology roadmap.
- Lead architecture across customer acquisition, existing customer servicing, payments, collections, and third-party/vendor integrations.
- Design scalable, secure, cloud-native solutions leveraging AWS, microservices, event-driven architecture, and modern integration patterns.
- Drive API strategy using GraphQL and REST to enable seamless integration across digital channels and partner ecosystems.
- Establish architectural standards, design principles, and engineering best practices across multiple delivery teams.
- Evaluate technology options, articulate architectural trade-offs, and recommend solutions that balance business needs, scalability, reliability, security, and cost.
- Lead root cause analysis, operational reviews, and remediation planning for critical production issues.
- Drive modernization initiatives to reduce technical debt and improve system resilience, performance, and maintainability.
- Mentor senior engineers and architects, fostering a culture of technical excellence, innovation, and continuous learning.
- Collaborate with Product, Business, Infrastructure, Security, Risk, and Enterprise Architecture teams to deliver strategic initiatives aligned with business objectives.
Required Qualifications- 12+ years of software engineering experience, including significant experience designing enterprise-scale distributed systems.
- Proven experience leading architecture for customer-facing financial services platforms, preferably credit card or lending systems.
- Deep expertise in designing microservices and event-driven architectures.
- Strong experience with AWS cloud services and cloud-native design patterns.
- Extensive experience with GraphQL and REST API design and governance.
- Strong experience building applications using TypeScript, Node.js, and modern web frameworks such as React or Angular.
- Expertise in CI/CD pipelines, DevSecOps practices, infrastructure automation, and deployment strategies.
- Experience integrating with enterprise vendors such as credit bureaus, payment processors, fraud platforms, authentication providers, or collections systems.
- Strong understanding of application security, scalability, reliability, observability, and performance engineering.
- Exceptional communication skills with the ability to influence technical direction across multiple teams.
Preferred Qualifications- Experience in Credit Card, Consumer Lending, Banking, or Financial Services.
- Experience with event streaming platforms such as Kafka or EventBridge.
- Experience implementing Domain-Driven Design (DDD).
- Experience with enterprise integration patterns and API management.
- Familiarity with PCI DSS and financial regulatory requirements.
- Experience driving cloud modernization and legacy transformation initiatives.
Leadership Expectations- Acts as the technical authority for the Credit Card Technology organization.
- Drives architecture decisions that balance business priorities, engineering quality, scalability, and long-term maintainability.
- Influences engineering teams without direct authority.
- Champions innovation while maintaining operational stability.
- Builds engineering capability through mentoring, coaching, and knowledge sharing.
- Continuously evaluates emerging technologies and industry best practices to improve the engineering organization.
Technical Skills- Cloud: AWS
- Architecture: Microservices, Event-Driven Architecture, Domain-Driven Design
- Languages: TypeScript, JavaScript, Node.js
- Frontend: React, Angular
- API Technologies: GraphQL, REST
- CI/CD: GitHub Actions, Jenkins, Azure DevOps (or equivalent)
- Observability: OpenTelemetry, CloudWatch, Splunk, Datadog (or similar)
- Containers: Docker, Kubernetes, ECS/EKS
Top Skills- AWS Cloud Architecture
- Microservices & Distributed Systems
- GraphQL & API Architecture
- Credit Card Platform & Customer Servicing Architecture
- Vendor Integration & Enterprise Architecture
Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority. That's why we've packed our comprehensive benefits package for full- and some part-timers with: - Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
- Up to 4% matching 401(k)
- Employee Stock Purchase Plan (10% share discount)
- Tuition reimbursement
- Paid time off (15 days' vacation per year, plus 2 personal days, prorated based on start date)
- Paid sick leave as determined by state or local ordinance, prorated based on start date
- Paid holidays (7 days per year, based on start date)
- Paid volunteer time (3 days per year, prorated based on start date)
