Red Ventures

VP, Capital Markets Operations | Sage Home Loans

Red Ventures • $230K — $350K *
Charlotte, NC 28269In-Person
Finance & Insurance
5 - 7 years of experience
Today
Be an Early Applicant
Job Overview by Ladders

Qualifications

  • 7+ years in mortgage capital markets, secondary marketing, or related operations, with direct experience in at least two of the functional areas mentioned.
  • Proven ownership of pricing strategy or hedging execution in a production mortgage environment.
  • Demonstrated people leadership experience, encompassing the management of leaders.
  • Strong understanding of investor guidelines (Fannie Mae, Freddie Mac, Ginnie Mae) and loan-level pricing mechanics.

Responsibilities

  • Own rate sheet strategy and daily pricing decisions to balance competitiveness with margin targets.
  • Set and maintain loan-level pricing adjustments and exception pricing policy.
  • Oversee rate lock operations including lock requests, extensions, and expiration management.
  • Manage the loan sale process to investors and implement hedging strategies to mitigate rate risk.
  • Own the post-closing process including final document collection and investor shipping.
  • Lead, prioritize, and develop team members across cross-functional operations.
  • Represent capital markets in company-wide planning and risk management discussions.

Benefits

  • Health Insurance Coverage (medical, dental, and vision)
  • Life Insurance
  • Short and Long-Term Disability Insurance
  • Flexible Spending Accounts
  • Holiday Pay
  • 401(k) with match
  • Employee Assistance Program
  • Paid Parental Bonding Benefit Program
  • Generous and flexible Paid Time Off policy, increasing after five years of service.
Full Job Description
Preference for a hybrid schedule based in our Fort Mill, SC office (Tuesday through Thursday) and work fully remotely on Mondays and Fridays each week

For the Sage Home Loans website click here. Curious how Sage Home Loans fits into Red Ventures? Click here.

What You'll Do:

Pricing & Hedging
  • Own rate sheet strategy and daily pricing decisions, balancing competitiveness against margin targets.
  • Set and maintain loan-level pricing adjustments (LLPAs), buy-up/buy-down structure, and exception pricing policy.
  • Partner with Sales leadership on pricing competitiveness and with Finance on margin performance.

Lock Desk
  • Oversee rate lock operations: lock requests, extensions, relocks, and expiration management.
  • Set lock desk policy and exception rules; ensure leaders and teammates apply them consistently.
  • Monitor pipeline lock status to prevent fallout and protect pull-through.

Secondary Marketing
  • Manage the loan sale process to investors and execute the hedging strategy that protects the company from rate risk.
  • Maintain investor relationships and delivery commitments; evaluate execution across investor channels.
  • Monitor market conditions and adjust strategy as rates and investor appetite shift.

Post-Closing / Shipping
  • Own the post-closing process: final document collection, loan file completion, and investor shipping.
  • Set and monitor turn-time and defect-rate standards for shipping and investor purchase.
  • Resolve suspense items and investor conditions; escalate systemic defect trends back to Closing and Underwriting.

Cross-Functional & People Leadership
  • Lead the leaders and teammates: set priorities, develop leaders, and build a bench.
  • Partner with Sales, Operations, Finance, Marketing, and Engineering teams on cross-team issues.
  • Represent capital markets and secondary operations in company-wide planning and risk conversations.

What Success Looks Like:
  • Pricing stays competitive without eroding margin targets.
  • Lock desk exceptions and relocks trend down; lock-to-funded pull-through improves.
  • Loans ship clean the first time; investor suspense volume and aging trend down - because we believe every second counts.
  • Turn times hold at or below target across post-closing and shipping.

What We're Looking For:

Required
  • 7+ years in mortgage capital markets, secondary marketing, or related operations, with direct experience in at least two of the four functional areas above.
  • Demonstrated ownership of pricing strategy or hedging execution in a production mortgage environment.
  • People leadership experience - has led leaders, not just individual contributors.
  • Working knowledge of investor guidelines (Fannie Mae, Freddie Mac, Ginnie Mae) and loan-level pricing mechanics.

Preferred
  • Experience standing up or upleveling a combined capital markets/operations function.
  • Familiarity with Sage's LOS/pricing engine stack (or comparable systems) and willingness to work in an agentic-forward, tech-heavy environment.
  • Direct-to-consumer or high-volume digital lending background.

Compensation:

Total Cash Compensation Range: $230k - $350k per year

This role is eligible for a target bonus, which is included in the Total Cash Compensation Range above. This role is also eligible for Equity, which is offered separately from the Total Cash Compensation Range listed above. Actual compensation varies based on location, experience, and qualifications.

Additionally, the following benefits are provided by Red Ventures, subject to eligibility requirements.
  • Health Insurance Coverage (medical, dental, and vision)
  • Life Insurance
  • Short and Long-Term Disability Insurance
  • Flexible Spending Accounts
  • Holiday Pay
  • 401(k) with match
  • Employee Assistance Program
  • Paid Parental Bonding Benefit Program
  • Flexible Paid Time Off (PTO): We believe time to rest and recharge is essential. That's why we offer a generous and flexible PTO policy. Full-time employees accrue 20 days of PTO for a full calendar year annually, with an increase to 25 days after five years of service.

About Red Ventures

Over the last twenty years, Red Ventures has built a portfolio of influential brands, digital platforms, and strategic partnerships that work together to connect millions of people with expert advice. Through premium content and personalized digital experiences, Red Ventures builds online journeys that make it easier for people to make important decisions about their homes, health, travel, finances, education and entertainment. Founded in 2000, Red Ventures has 3,000 employees in 10 cities across the US, as well as in the UK and Brazil. Red Ventures owns and operates several large digital brands including Healthline, The Points Guy, Bankrate, MYMOVE, and Allconnect.com.

Red Ventures Careers

There has never been a more opportune time to join the dynamic team at Red Ventures—the leader in driving online consumer acquisition for global brands.

Opportunities Await

Red Ventures offers a plethora of job opportunities designed to empower some of the most ambitious talents in the industry. Join a team where innovation, leadership, and diversity training are at the core of its mission to transform digital marketing and technology services.

Transform Your Career

At Red Ventures, professionals can lead their career paths with strategic insights at the intersection of technology, data analytics, and digital marketing. The company provides a platform for growth and professional development that is unparalleled in the industry.

Engage in Meaningful Work

Engage with a team of experts dedicated to redefining the future of digital markets. Red Ventures boasts a culture that nurtures leadership and promotes career advancement through continuous learning and innovation.

Explore Diverse Job Roles

From digital marketing to data science, Red Ventures offers a range of positions that cater to diverse skills and career aspirations. The company is committed to hiring top talent and provides comprehensive benefits and a supportive environment that fosters networking and professional growth.

Internship Programs

Dive into a hands-on internship experience at Red Ventures, where students and recent graduates can develop essential skills, work on real projects, and learn from industry leaders. Internships at Red Ventures are stepping stones to full-time positions and offer valuable insights into the company’s operations and culture.

Cultivate Your Skills

Employees at Red Ventures have access to extensive training programs and are encouraged to take bold steps in their career journeys. With resources to enhance skills and the opportunity to work alongside seasoned professionals, team members can achieve their full potential and contribute to impactful projects.

Join the Team

Explore the job opportunities at Red Ventures by searching open positions that match your skills and interests. The company seeks passionate, curious, and innovative team players ready to drive success in a fast-paced environment.

Stay Informed

Keep up to date with career tips, industry insights, and the latest innovations by reading the Red Ventures Careers Blog. Tailor your experience by subscribing to receive updates that align with your career interests and professional goals.

Job Alert Emails

Customize your subscription to receive job alerts, latest news, and insider tips tailored to your preferences. Discover the exciting and rewarding career opportunities that await at Red Ventures.

Red Ventures: A Leader in Innovation and Growth

With a commitment to diversity, innovation, and leadership, Red Ventures empowers its employees to lead and succeed in the digital age. Join the team and be part of a company that values growth, culture, and the continuous development of its workforce.
Learn more about Red Ventures
Industry
Media
Founded
2000
* Ladders Estimates

Similar Jobs

Ad banner background

Get Ready For Your
Next Interview

More Jobs at Red Ventures

More Finance & Insurance Jobs

Find similar VP, Capital Markets Operations | Sage Home Loans jobs:

NationwideCharlotte, NC