JP Morgan Chase & Co.

Vice President, SMB Business Card Portfolio Spend and Lend Strategies

JP Morgan Chase & Co.$180K — $220K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor’s degree
  • 6+ years in analytics, finance, strategy, product, or portfolio management
  • Experience in credit card portfolio management or lending
  • Strong understanding of customer insights and credit risk metrics
  • Proven track record from strategy development to delivery
  • Stakeholder management experience in a matrixed environment
  • Excellent communication skills for executive-level presentations and complex analysis synthesis
  • Strong prioritization skills for managing multiple initiatives

Responsibilities

  • Define strategies for driving premium spend and profitable balances
  • Build a roadmap for capabilities related to user experience and servicing
  • Translate P&L into decisions on project prioritization and impact
  • Develop insights on SMB customer segments and their behaviors
  • Collaborate with risk and lending teams to align growth and risk objectives
  • Create and execute a test-and-learn agenda with measurable outcomes
  • Lead stakeholder alignment and accountability across initiatives
  • Establish metrics to track success and outcomes of projects

Benefits

  • Health, dental, and vision insurance
  • Retirement savings plans
  • Paid time off and family leave
  • Professional development opportunities
  • Flexible work arrangements
Full Job Description
JOB DESCRIPTION

As the Vice President within Chase Branded Cards in Card Services, a key business within Consumer & Community Banking at JPMorganChase, you will be a leader on the Small Business (SMB) Card team, responsible for shaping and executing cross-portfolio spend and lend strategies and promoting capabilities that accelerates growth, deepens engagement, and improves portfolio economics.

You will operate at the intersection of product, analytics, risk, finance, and delivery, translating insights into a clear strategic roadmap and measurable outcomes. The role requires a strong understanding of credit card economics, an interest in customer insights and marketing, and a high degree of curiosity.

 

Job responsibilities
  • Define cross-portfolio strategies that drive premium spend and profitable revolving balances
  • Build and maintain a cross-portfolio roadmap for capabilities such as engagement levers, rewards and redemption experiences, features, user experience, and servicing improvements
  • Translate profit and loss and unit economics into clear decisions on prioritization, sequencing, and expected impact
  • Develop a point of view on small business customer segments, including spend behaviors, revolving behaviors, rewards usage, and industry trends
  • Partner with risk and lending stakeholders to balance growth objectives with portfolio performance and risk appetite
  • Create a test-and-learn agenda, structure experiments, synthesize results, and convert learnings into scalable playbooks
  • Lead through influence by aligning stakeholders, driving decisions, and reinforcing accountability across a multi-quarter roadmap
  • Establish success metrics and reporting to track progress, outcomes, and tradeoffs across initiatives
Required qualifications, capabilities, and skills
  • Bachelor’s degree
  • At least 6 years of experience in analytics, finance, strategy, product, or portfolio management
  • Experience in credit card portfolio management and/or lending
  • Strong knowledge of customer insights, profitability drivers, and credit risk metrics (for example, loss rates, approvals, utilization, line management)
  • Demonstrated ability to take a strategy from business case through delivery with a clear measurement plan
  • Strong stakeholder management skills with a track record of influencing outcomes in a matrixed environment
  • Excellent written and verbal communication skills, including executive-ready storytelling and concise synthesis of complex analysis
  • Strong prioritization skills with the ability to manage multiple concurrent initiatives and dependencies
Preferred qualifications, capabilities, and skills
  • Experience developing rewards, redemption, or engagement capabilities for card products
  • Experience partnering with product and delivery teams from concept through launch
  • Experience designing and scaling experimentation programs (test design, measurement, and insights translation)
  • Familiarity with small business customer segments and spend or lending behaviors 

 

Applicants must be authorized to work for any employer in the US. We are not able to provide immigration sponsorship or take over sponsorship of an employment visa at this time. Final job grade level and corporate title will be determined at time of offer and may differ from this posting.

About JP Morgan Chase & Co.

JP Morgan Chase & Co. stands at the forefront of the global financial services industry. They offer an expansive array of products and services to a diverse clientele, including individuals, corporations, governments, and institutions. Ever since the merger of J.P. Morgan & Co. and Chase Manhattan Corporation in 2000, this industry-leading entity has become renowned for its comprehensive portfolio encompassing consumer and community banking, corporate and investment banking, commercial banking, as well as asset and wealth management. Headquartered in the vibrant city of New York, JP Morgan Chase & Co. boasts a formidable presence across over 100 countries worldwide.

Unveiling Employment Opportunities at JP Morgan Chase & Co.

Vacancies and Hiring Initiatives

JP Morgan Chase & Co. is continuously on the lookout for talented individuals eager to contribute to its legacy of excellence. The company's recruitment efforts are geared towards identifying candidates with the right blend of skills and qualifications to drive forward its various business segments. Whether you are a seasoned professional or a recent graduate, JP Morgan Chase offers a plethora of job openings across multiple disciplines.

High-Demand Positions

Among the myriad of roles, certain positions stand out for their attractive compensation packages and career advancement prospects. Notably, high-paying jobs at JP Morgan Chase & Co. include Relationship Manager, Branch Manager, and Software Engineer. These roles are critical to the firm's operations and offer lucrative opportunities for those with the requisite expertise.

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For job seekers aiming to tap into the opportunities at JP Morgan Chase, staying updated through job portals and subscribing to job alerts is crucial. These tools can provide timely information about job openings, job fairs, and recruitment events, enabling candidates to apply promptly and prepare adequately for interviews.

Preparing Your Job Application

Your job application, comprising your resume and cover letter, is your ticket to securing an interview at JP Morgan Chase. Highlight your qualifications, skills, and experiences that align with the job listing, ensuring you stand out in the competitive job market.

Acing the Interview

Preparation is key to succeeding in your interview with JP Morgan Chase. Familiarize yourself with the company's business segments, values, and recent achievements. Demonstrating how your background and aspirations match the company's goals can significantly increase your chances of employment. A World of Job Opportunites in the Financial Services Industry JP Morgan Chase & Co. offers a world of job opportunities for those seeking to make their mark in the financial services industry. With competitive salaries, comprehensive benefits, and endless possibilities for growth, positions at JP Morgan Chase are highly coveted. By staying informed through job sites, tailoring your applications, and preparing thoroughly for interviews, you can enhance your prospects of joining the esteemed ranks of JP Morgan Chase employees. Explore the job board, seize the job opportunities, and embark on a rewarding career journey with one of the world's leading financial institutions.
Learn more about JP Morgan Chase & Co.
Size
661 employees
Market Cap
$384.5 billion
Industry
Net Income
$29.1 billion
Founded
1823
5 Year Trend
+0.7%
Revenue
$261.5 million
NASDAQ

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