Business Credit Office provides front line credit and risk ownership including writing credit papers, performing credit analysis, modeling projection and enterprise valuation analysis, coordinating with internal stakeholders (such as Credit Risk, relationship managers, global partners, and product teams), and delivering sound recommendations based on robust business, relationship, and industry analysis using expert judgment and conforming with internal credit policies/guidelines and external regulatory requirements.
As our Vice President, US Business Credit Office you will:
- Deliver the business strategy with strong knowledge of Corporate & Institutional Banking (CIB) priorities, with a focus on sponsor owned and leverage finance clients. Work with our CIB relationship bankers and product partners, together with our risk stewards, to deliver on the business strategy aligned with risk appetite
- Support the origination, analysis, structuring, and day-to-day execution of transactions as well as ongoing portfolio and risk management
- Build strategic and valued relationships with customers, applying knowledge to provide value-add advice and assistance
- Adhere to HSBC policies, procedures, and control requirements and raise any concerns about actual or potential issues promptly, in line with reporting and escalation procedures
- Ensure all actions consider the likelihood of operational risk occurring, addressing areas of concern in conjunction with Risk and relevant colleagues and ensuring that actions resulting from internal/external audits and external regulators are correctly implemented in a timely fashion
You'll likely have the following qualifications to succeed in this role:
- Demonstrated proficiency in corporate banking underwriting, with specialized expertise in leveraged acquisition financing, leveraged lending, and underwriting sponsor transactions. Possesses comprehensive knowledge of broader corporate banking solutions tailored for international corporate clients
- Experience working on multi-party transactions or cross-border financing is an advantage
- Team-oriented mindset with willingness to learn and take ownership
- Strong financial modelling skills (cashflow, LBO) and analytical capability
- Thorough understanding of general industries, associated credit and risk profile of respective transactions
- Ability to analyze situations effectively and make well thought-out decisions
- Lead credit engagement to help optimize relationship value, improve client engagement, and deliver needs-based solutions and fair customer outcomes
- Enable proactive client management by attending client meetings (as needed) and acting as a first point of contact for credit-related customer enquiries
- Proven leadership skills including coaching, motivation and communications skills to inspire others
- Strong teamwork skills promoting an environment of co-operation and trust, overcoming resistance were encountered
- Strong analytical and financial skills
- Excellent prioritizing, organizational and time management abilities
- Excellent verbal and written communications skills
As an HSBC employee, you will have access to tailored professional development opportunities to ensure you have the right skills for today and tomorrow. We offer a competitive pay and benefits package including a robust Wellness Hub, all in a welcoming and inclusive work environment. You will be empowered to drive HSBC's engagement with the communities we serve through an industry-leading volunteerism policy, a generous matching gift program, and a comprehensive program of immersive Sustainability and Climate Change Initiatives. You'll want to join our Employee Resource Groups as they play a central part in life at HSBC, including the development of our employees and networking inside and outside of HSBC. We value difference. We succeed together. We take responsibility. We get it done. And we want you to help us build the bank of the future!
Your final fixed pay offer will depend on the candidate and several variables, including but not limited to, role responsibilities, skill set, depth of experience and education, licensing/certification requirements, internal relativity, and specific work location.