Vice President of Residential Lending

Georgia Banking Company

$80K — $150K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Active Mortgage Loan Originator (MLO) License in Georgia (required)
  • Proven track record in mortgage sales and loan closings
  • In-depth knowledge of mortgage products (conventional, FHA, VA, jumbo)
  • Strong networking and relationship-building skills
  • Self-motivated and goal-oriented with independent work capability
  • Excellent communication and customer service skills

Responsibilities

  • Develop and maintain relationships with realtors and builders to generate leads
  • Assist clients in selecting appropriate mortgage products
  • Manage the loan origination process from application to closing
  • Stay updated on lending regulations and industry trends
  • Ensure compliance with state and federal mortgage laws
  • Meet or exceed sales targets and production goals

Benefits

  • Commission-Based - Unlimited earning potential based on performance
  • Access to competitive loan products and pricing
  • Support from an experienced operations team for loan processing
  • Opportunity to work with a reputable and growing financial institution
Full Job Description
This role is ideal for ambitious professionals with a strong network and sales expertise in the mortgage industry. As a Mortgage Loan Officer, you will be responsible for originating residential mortgage loans, guiding clients through the loan process, and building long-term relationships with homebuyers and real estate professionals.

Key Responsibilities:
  • Proactively develop and maintain relationships with realtors, builders, and referral partners to generate leads.
  • Assist clients in selecting the right mortgage loan products based on their financial needs.
  • Manage the loan origination process from application to closing, ensuring a smooth and efficient experience for clients.
  • Stay up-to-date with lending regulations, mortgage products, and industry trends.
  • Maintain compliance with state and federal mortgage lending laws.
  • Meet or exceed sales targets and production goals


Requirements

  • Active Mortgage Loan Originator (MLO) License in the state of Georgia (required).
  • Proven track record in mortgage sales, with a strong ability to generate leads and close loans.
  • In-depth knowledge of various mortgage loan products, including conventional, FHA, VA, and jumbo loans.
  • Strong sales, networking, and relationship-building skills.
  • Self-motivated, goal-oriented, and capable of working independently.
  • Excellent communication and customer service skills.

Compensation & Benefits:
  • Commission-Based - Unlimited earning potential based on performance.
  • Access to competitive loan products and pricing.
  • Support from an experienced operations team to ensure efficient processing and closing of loans.
  • Opportunity to work with a reputable and growing financial institution


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