United Auto Credit Corporation

Vice President, Finance

United Auto Credit Corporation$150K — $200K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 10+ years of FP&A/treasury experience, preferably at finance companies
  • Advanced working knowledge of financial concepts and modeling
  • Experience structuring and managing asset-backed securities (ABS) transactions
  • Proven ability to negotiate warehouse lines of credit with commercial banks
  • Excellent organizational and project management skills
  • Superior Microsoft Office skills, especially Excel and PowerPoint
  • Strong understanding of GAAP

Responsibilities

  • Develop frameworks and business cases to enhance shareholder value
  • Implement best-in-class financial policies and procedures
  • Back-test financial projections and models for accuracy improvements
  • Translate complex financial issues into clear messages
  • Manage special projects and ad-hoc analysis as needed
  • Conduct variance analysis based on key performance indicators
  • Oversee treasury operations for compliance with liquidity covenants

Benefits

  • Opportunities for professional development and growth
  • Engagement with senior leadership and direct influence on financial strategies
  • Supportive environment for innovative financial practices
  • Access to advanced analytics tools and resources
  • A focus on reducing variances and improving accuracy in financial reporting
Full Job Description

Job Summary:

The Vice President of Finance creates shareholder value by identifying opportunities and leading initiatives that improve profitability, while proactively supporting the CFO through descriptive and predictive analytics and presentations with actionable recommendations. The position serves as the primary owner of internal data — including the Annual Operating Plan, monthly forecasts, long-term forecasts, and daily reports — leading the analysis, preparation, and presentation of key business drivers and financial results. In addition, the Vice President of Finance leads treasury and capital market functions and operations, ensuring uninterrupted funding for dealership contract purchases.

DUTIES & RESPONSIBILITIES:

  • Provide frameworks, models, and business cases that maximize shareholder value

  • FP&A seasoned expert with ability to create and implement best-in-class policies and procedures

  • Continually back-test projections, models and forecasts to improve accuracy and minimize variances

  • Translate complex operational and financial matters into clear and concise messages

  • Complete special and ad-hoc projects as needed

  • Perform data reconciliation, such as variance analysis, based on the key levers (KPIs) of the business

  • Assist Investor Relations and Accounting as needed during quarterly Earnings process

  • Secure and optimize warehouse lines of credit, manage asset-backed securitizations

  • Oversee day-to-day treasury operations to ensure compliance with liquidity covenants, servicing agreements and collateral controls for contracts

  • Leverage capabilities of team and other functions to drive operational efficiency across the finance function

  • Provide support to the organization in all audits, reviews, data requests

COMPETENCIES

  • Analytical Thinking  The ability to break down complex financial information, identify patterns, and draw logical conclusions to drive business decisions.

  • Data Analysis  The ability to collect, analyze, and interpret financial and operational data to make informed decisions, optimize performance, and identify growth opportunities.

  • Decision-Making  The ability to make timely and effective decisions based on available information, evaluate alternatives, and choose the best course of action with sound judgment.

  • Leadership  The ability to inspire, motivate, and guide individuals or teams toward achieving goals while maintaining positive relationships and developing talent.

  • Accountability  The ability to take ownership of actions, decisions, and outcomes; acknowledging mistakes, maintaining transparency, and following through on commitments.

  • Communication  The ability to clearly convey complex financial concepts and insights to senior executives and cross-functional stakeholders both verbally and in writing.

  • Strategic Thinking  The ability to set long-term goals aligned with organizational objectives and develop actionable plans to achieve them.

REQUIRED SKILLS

  • 10+ years of FP&A/treasury experience, preferably at finance companies

  • Ability to maintain the utmost confidentiality of sensitive and material non-public information

  • Advanced working knowledge of financial concepts and building financial models

  • Experience structuring, executing, and managing ABS transactions or similar asset-backed lending facilities

  • Proven ability to negotiate and maintain warehouse lines of credit with commercial banks, including managing strict covenant compliance and concentration limits

  • Excellent organizational, interpersonal, presentation and project management skills

  • Fundamental understanding of Generally Accepted Accounting Principles (GAAP)

  • Superior Microsoft Office skills, particularly Excel and PowerPoint

  • High sense of urgency and ownership ensuring that all deliverables are completed on-time and within budget

EDUCATION AND EXPERIENCE

  • Required Education: Bachelors degree required

  • Preferred Education: Masters degree preferred

  • Preferred Field of Study: Finance, Accounting, or a related field

  • Years of Experience: 10+ years of relevant experience

  • Certifications: None required

PHYSICAL REQUIREMENTS

This position is primarily sedentary in nature. The role requires extended periods of sitting at a desk and working on a computer, typically six to eight hours per day.

Occasional standing, walking, bending, and reaching may be required. The employee must be able to lift light objects, generally up to 10025 pounds, such as files, boxes, office supplies, or similar items.

This position requires repetitive motions associated with keyboard and mouse use, as well as visual acuity sufficient to read documents and computer screens.

Other Things to Note

This posting is not intended to provide a comprehensive account of the duties and responsibilities that may be required of this position. Duties and responsibilities may change or be added at any time, with or without notice.


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About United Auto Credit Corporation

United Auto Credit Corporation is a leading provider of automotive financing solutions. The company specializes in providing financing to customers with limited credit histories or past credit problems, helping them to purchase reliable vehicles and build their credit. United Auto Credit Corporation has been in business for over 20 years and has a strong reputation for providing excellent customer service and competitive rates. The company operates in over 30 states across the United States and has a network of over 12,000 dealerships.
Learn more about United Auto Credit Corporation
Size
500 employees
Industry
Net Income
$30 million
Founded
1996
5 Year Trend
+5%
Revenue
$300 million
NASDAQ

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