American Express

Vice President, Digital Payments Engineering (Wallets & Agentic, eCommerce Experiences)

American Express$160K — $200K *
Finance & Insurance
11 - 15 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in Engineering and 15+ years of experience in related fields
  • Proven experience building distributed applications
  • Strong ability to collaborate and design solutions with products and third parties
  • Experience mentoring developers through code reviews
  • Proficient in building scalable, low latency APIs
  • Deep understanding of modern tech stacks, API design, and multithreading
  • Insight into payments technology and cryptography is advantageous

Responsibilities

  • Architect and design secure, scalable solutions for the Wallets and eCommerce platform
  • Mentor director teams to enhance performance and drive solution delivery
  • Engage in discussions with leading tech companies to influence solutions
  • Participate in industry standards discussions with bodies like EMVCo and FIDO
  • Conduct design reviews to ensure consistency and quality
  • Standardize development practices across tools and components
  • Identify technological opportunities to improve productivity
  • Drive AI tool adoption in development processes

Benefits

  • Competitive base salaries
  • Bonus incentives
  • 6% company match on retirement savings plan
  • Free financial coaching and wellbeing support
  • Comprehensive medical, dental, vision, life insurance, and disability benefits
  • Flexible working model with hybrid, onsite, or virtual options
  • 20+ weeks paid parental leave for all parents
  • Access to global on-site wellness centers
  • Confidential counseling support through Healthy Minds program
  • Career development and training opportunities
Full Job Description
Job Description

We're looking for an experienced engineering leader to lead the Wallets, eCommerce and Agentic Commerce platform for the company. This platform is used by tens of millions of cardholders around the world today. You should be technically hands-on, very good communicator, super creative and enjoy solving tough problems. You should be be able to communicate with engineers, product partners, senior leaders and external companies and industry bodies. You should be able to translate ambiguous business needs into technical requirements and technical architecture, convey complex technical challenges to various internal and external stakeholders. You should be obsessive about design, user experience, app performance. You should be familiar with modern software development methodologies, and be able to dive deep and rapidly iterate on ideas. You should be able to influence internal and external partners impacting the outcome.

You'll be part of the Digital Payments and Labs Engineering team whose mandate is to develop new experiences and platforms for American Express customers at the cross roads of payments, identity and AI. You will get to influence the direction of agentic commerce in Amex and the industry at large.

This is an opportunity to work in a fast-paced, agile environment with ability to impact real dollars in revenue growth and operational saves. You will operate as a start-up with the stability of a fortune 100 company. You will get a chance to interact with the world's leading technology companies and primier payments industry bodies.

Your primary responsibilities will be to lead a bunch of director teams building device/eCommerce wallets products, eCommerce checkout journeys and the Agentic Commerce Experiences (ACE) product, working with some of the leading tech companies and industry bodies of the world and internal consumers. You'll work with product managers and leaders to help define product direction, provide thought leadership on emerging technologies and create best of breed digital payment experiences that will set the standard for future development.

This is an opportunity to work on the latest technologies and influence how millions of people interact with their cards, their merchants and their money.

Responsibilities

  • Perform hands-on architecture, design and drive development of elegant, efficient, secure, scalable solutions.


  • Mentor and lead scrum teams working closely with product to drive solutions and delivery.


  • Actively participate in solution conversations and influence leading tech companies in the world.


  • Actively participate in standards discussions with industry bodies like EMVCo, FIDO.


  • Eagerly and thoughtfully participate in design reviews looking for consistency in design and doing the right thing for the company.


  • Drive consistent development practices across tools and common components. Embrace agentic development tools.


  • Develop deep understanding of current and potential integrations with other systems and platforms


  • Identify opportunities to adopt new technologies to solve existing needs and improve productivity


  • Foster a collaborative spirit across multiple teams - believe in doing the right thing for the company.


  • Lead adoption of AI development tools for your area.


Qualifications

  • Bachelors degree in Engineering and 15+ years of equivalent experience in related disciplines


  • Proven record of building distributed applications


  • Demonstrated ability to solution, design with product and 3rd parties.


  • Ability to work collaboratively, selflessly and effectively across functional areas and influence the outcome.


  • Ability to effectively disseminate knowledge and mentor other developers thorough code reviews


  • Experience building scalable, low latency APIs working in high-performing, iterative development teams


  • Through understanding of modern tech stacks, API design, concepts of multi-threaded programming, data structure fundamentals, networking, sql and non-sql DBs.


  • Self-motivated and able to thrive in a just-in-time environment


  • Good interpersonal and organizational skills


  • Understanding of lean principles and their manifestation in efficient software development practices is a plus


  • Experience with payments technology, payment cryptography


  • Knowledge of iOS or Android is a plus.


  • Publication of blogs and/or experience participating in industry forums is a plus.


Employment eligibility to work with American Express in the U.S is required as the company will not pursue visa sponsorship for these positions

About the Team

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

  • Competitive base salaries
  • Bonus incentives
  • 6% Company Match on retirement savings plan
  • Free financial coaching and financial well-being support
  • Comprehensive medical, dental, vision, life insurance, and disability benefits
  • Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
  • 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
  • Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
  • Free and confidential counseling support through our Healthy Minds program
  • Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site.

The below represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors.

About American Express

Amex provides industrial services to the coatings and linings sector, providing support for commercial, industrial, and maritime projects such as petrochemical, power, and water treatment industries. They offer painting services for steel structures, storage tank linings and coatings, pipelines, floors, and marine vessels such as ships, tugboats, and barges.

American Express Careers

Join the vibrant team at American Express, a global leader in financial services, and be part of a company that values innovation, leadership, and diversity. At American Express, we offer more than just job opportunities; we provide a platform for professional growth and a chance to be part of a culture that is committed to excellence and inclusive growth. Work You’ll Do At American Express, we are dedicated to helping our employees reach their full potential. With a variety of career paths available in areas such as technology, marketing, finance, and customer service, American Express is the perfect place to advance your career. Our team is composed of highly skilled professionals who thrive on innovation and collaboration. Join our team and contribute to a company known for its prestigious history of leadership in the credit card industry. Engage in meaningful work that makes a real impact on our global scale business operations. American Express Leadership and Development Programs We believe in nurturing the leadership skills of our employees with extensive training programs and leadership development opportunities. Our commitment to professional growth is evident in our comprehensive benefits package that supports both personal and professional development. Internship Opportunities Start your career with an internship at American Express and gain valuable industry experience. Our internships offer a chance to develop skills, work on challenging projects, and learn from leaders in the industry. Interns at American Express are considered integral members of the team and are given responsibilities that provide a real insight into their future career paths. Diversity and Inclusion At American Express, diversity and inclusion are at the core of our company culture. We are committed to building a diverse workforce and inclusive environment where every employee feels valued and inspired. We offer diversity training programs that empower our employees to thrive and lead in a global marketplace. Networking and Innovation Our employees enjoy unparalleled opportunities for networking and personal growth through our global connections and innovative projects. American Express encourages a culture of innovation that helps propel our company and your career forward. Career Benefits and Growth American Express is dedicated to the growth of its employees. We offer competitive benefits, including health, retirement plans, and family leave, ensuring that our team members have the support they need to succeed both at work and in their personal lives. Join Our Team Explore the job opportunities and open positions at American Express. We are continuously hiring talented individuals who are passionate about their careers and interested in working for a company that offers a dynamic and supportive environment. Stay Connected Keep up to date with the latest from American Express Careers by following our career blog and signing up for job alert emails. Tailor your subscription to receive updates that match your skills and interests. Discover the exciting and rewarding career opportunities that await at American Express. SEARCH AMERICAN EXPRESS JOBS Whether you are looking for a full-time position, an internship, or a leadership opportunity, American Express offers a path to a rewarding career. Join us and make a difference with your passion, creativity, and drive.
Learn more about American Express
Size
64,000 employees
Market Cap
$108.1 billion
Industry
Net Income
$3.1 billion
Founded
1850
5 Year Trend
+3.5%
Revenue
$37 billion
NASDAQ

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