What You'll Be Doing
The Venture Banking Credit Risk Officer is responsible for the overall application and effectiveness of the Bank's credit policy and procedures. This position will work directly with senior management and the lending departments to facilitate the underwriting and origination of new loans, adjudication of credit requests, monitoring of the Bank's loan portfolio credit quality, and the supervising and training of the Bank's credit analysts.
What We're Looking For
- Understand and apply the Bank's established credit practices, policies and procedures to support the Bank's risk appetite.
- Identify and assess risks associated with each credit request for new and existing clients.
- Review structures and make decisions and recommendations on complex credit requests.
- Collaborate with lenders and the credit team to balance risk and profitability.
- Mentor and assist in the development of credit analysts and lenders.
- Monitor the Loan Policy to apply and adapt it to state of the market and bank’s risk tolerance.
- Assist the Chief Credit Officer with special projects and designated credits based upon subject matter expertise.
- Serve as a member of Loan Committee as assigned by the Board of Directors and senior bank management.
- Manage the aggregate risk in the Bank's loan portfolio.
What You'll Bring
- Understand and comply with all bank regulations.
- Advanced knowledge of the loan market and various industry regulations.
- Effectively communicate with bank executive management, lenders and staff, as well as firm investment bankers and equity research analysts.
- Strong team leadership skills to acquire, coach, develop, and retain talent.
Education & Experience
- Minimum Required: Bachelor’s degree in Finance, Accounting, or related field, or equivalent combination of education and work experience.
- Minimum Required: 12+ years' of experience in venture credit analysis, underwriting, or risk management.
Licenses & Credentials
Systems & Technology
- Proficient in Microsoft Excel, Word, PowerPoint, Outlook.
Compensation RangeSalary: - Actual salaries may vary, and may be based on several factors, including but not limited to each candidate’s qualifications, skills, and overall competencies for the position. The base salary is one component of Stifel’s overall compensation package for each individual employee. Other benefits and offerings include, but not limited to, discretionary bonuses, health / dental / vision / prescription insurance offerings, Stifel Total Health Connect, flexible spending accounts, tuition & certification assistance programs, paid time off, and much, much more! To view a more comprehensive list of Stifel’s current offerings, please visit https://www.stifel.com/careers/benefits. Applications are accepted until the position is filled.
