Unum Group

Underwriting Consultant

Unum Group$63K — $120K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree or relevant business experience
  • Proficiency at Senior Underwriter level
  • Mastery of product provisions and plan designs
  • Strong understanding of sales and distribution processes
  • Excellent technical expertise in risk selection and analysis
  • Strong mentoring and coaching skills
  • Demonstrated ability to manage multiple priorities effectively

Responsibilities

  • Consult with sales and service partners to match products with customer needs
  • Evaluate and select risks to ensure profitable acquisition and retention
  • Conduct risk assessments to meet business guidelines and metrics
  • Contribute to policy and procedure development for product initiatives
  • Demonstrate mastery of product portfolio and market influences
  • Provide reliable service while fostering partnerships
  • Mentor and coach junior underwriters, offering performance feedback

Benefits

  • Competitive healthcare benefits including health, vision, and dental
  • Insurance benefits including short and long-term disability
  • Performance-based incentive plans
  • Paid time off policy
  • 401(k) retirement plan with employer match up to 5% and additional contributions
Full Job Description
Job Posting End Date: June 29

General Summary:
The Underwriting Consultant will demonstrate expert risk evaluation, selection and retention of profitable business within assigned authority limits. This also requires a strong ability to partner with Company sales teams, brokers and all internal partners. This role may also assist with the training, technical development and mentoring of other underwriters. Additionally, the incumbent will lead and influence others in the organization to support change and drive profitable results.

Principal Duties and Responsibilities
  • Consult with sales and service partners to provide the products and plan options that best meet the needs of our customers.
  • Evaluate and select risk to ensure the profitable acquisition of new cases and the continued profitable retention of in force cases.
  • Conduct high quality risk assessments on all cases to assure business guidelines, target profit and metrics are met. Identify and analyze risk trends, making recommendations for addressing these
  • Contribute to the development of policies and procedures in support of product development initiatives.
  • Demonstrate a mastery of the Company's product portfolio, the sales, implementation, and enrollment processes, and market place influences
  • Deliver dependable, accurate, and timely service while maintaining relationships with internal and external partners
  • Act as a technical resource for junior underwriters and provide developmental feedback on case level decisions within the context of a mentoring relationship
  • Act as a mentor and coach, providing input to management regarding mentee performance


Job Specifications
  • Bachelors degree or equivalent, relevant business experience
  • Demonstrated, consistent proficiency at Senior Underwriter level
  • Mastery of product provisions, plan designs, pricing and contractual benefits
  • Excellent technical expertise in risk selection
  • Demonstrated strong understanding of top-line and bottom-line objectives
  • Exhibit complete understanding of sales/distribution process and market trends
  • Strong mentoring and coaching skills
  • Strong creative problem solving skills
  • Strong critical thinking/analytical reasoning skills
  • Excellent communication skills, both verbal and written
  • Strong organizational skills and ability to handle multiple priorities
  • Highly skilled in persuasiveness and negotiation
  • Demonstrated ability to work both independently and in a team environment
  • Exhibit a strong commitment to quality and personal ownership of results


#LI-JQ1

~IN1

The base salary range for applicants for this position is listed below. Unless actual salary is indicated above in the job description, actual pay will be based on skill, geographical location and experience.
$63,500.00-$120,000.00

Additionally, Unum offers a portfolio of benefits and rewards that are competitive and comprehensive including healthcare benefits (health, vision, dental), insurance benefits (short & long-term disability), performance-based incentive plans, paid time off, and a 401(k) retirement plan with an employer match up to 5% and an additional 4.5% contribution whether you contribute to the plan or not. All benefits are subject to the terms and conditions of individual Plans.

Company:
Unum

About Unum Group

Since their founding in 1848, Unum has been known for breaking new ground in the business of benefits. Integrity, determination, innovation and leadership were at the core of their company 165 years ago, and they are just as relevant to their business today. Just as long-lasting has been their commitment to being there when people need us most, a simple but compelling philosophy that began before the Civil War during a time when investing in insurance to protect yourself from the financial effects of illness and injury was a radical idea. They persevered during the fledgling insurance landscape then, and we're equally committed today to educating consumers about the value of financial protection benefits. Take a look below at Unum and its predecessor companies throughout the years.

Unum Group Careers

Join the Unum Group team today and be part of a company that values innovation, leadership, and diversity. As a leading provider of financial protection benefits in the United States and the United Kingdom, Unum Group offers unparalleled job opportunities in a variety of professional fields.

Work You’ll Do

At Unum Group, you will contribute to a culture that supports the growth and development of its employees through targeted diversity training and robust career advancement opportunities. Our team is committed to creating an inclusive environment where every team member’s skills and ideas are valued.

Explore Professional Growth

Unum Group is not just a company; it's a place where you can shape your future. Whether you're looking for an internship, ready to lead at the managerial level, or anywhere in between, Unum has a position that will match your skills and ambitions. We are dedicated to fostering leadership and innovation at every level of our organization.

Join Our Dynamic Team

Our team at Unum Group thrives on collaboration and the free exchange of ideas. We believe that diversity fuels innovation and we strive to create a workplace where all employees can achieve their professional goals. With a focus on continuous improvement and employee empowerment, Unum offers a dynamic work environment designed to develop top-tier professionals.

Benefits and Culture

Unum Group is committed to offering competitive benefits that enhance the lives of our employees and their families. From health and wellness to financial and retirement planning, our benefits are designed to promote a healthy, fulfilling life both inside and outside of work. Our culture emphasizes work-life balance, community involvement, and the well-being of our employees.

Career Development Opportunities

Invest in your future with Unum Group’s comprehensive career development programs. From professional development workshops to leadership training, we provide the tools and resources necessary for personal and professional growth. Our commitment to career development ensures that our employees are well-equipped to meet the challenges of today’s job market.

Innovative Hiring Process

Our hiring process is designed to identify and attract the best talent. From the initial resume submission to the final interview, each step is an opportunity to showcase your unique abilities and learn more about the Unum culture. We value straightforward communication and transparency, ensuring that all candidates understand what it takes to be a part of our team.

Networking and Community

At Unum Group, networking doesn’t end with the job interview. We encourage our employees to continue building professional relationships and sharing insights through our internal networking platforms. This connectivity allows for ongoing professional development and community building across the company.

Join Unum Group

Discover the exciting career opportunities waiting for you at Unum Group. Search open positions that match your skills and interests. We look for passionate, curious, creative, and solution-driven team players. Ready to start your journey with us? Explore job openings, read more about our company culture, and apply today to become part of something great.

Stay Connected

Keep up to date with career tips, insider perspectives, and industry-leading insights you can put to use today—all from the people who work here. Personalize your subscription to receive job alerts, latest news, and insider tips tailored to your preferences. See what exciting and rewarding opportunities await at Unum Group.

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Learn more about Unum Group
Size
10,100 employees
Market Cap
$8 billion
Industry
Net Income
$793 million
Founded
1848
5 Year Trend
+1.6%
Revenue
$13.1 billion
NASDAQ

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