CNA Financial Corporation

Underwriting Consultant (Technology P&C)

CNA Financial Corporation$70K — $95K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 3+ years of experience in insurance underwriting, preferably in technology sectors
  • Solid understanding of underwriting processes and risk evaluation tools
  • Strong communication skills for stakeholder engagement
  • Ability to identify client needs and close business deals
  • Analytical mindset with adaptability to manage priorities

Responsibilities

  • Review applications and financial data to assess risk acceptability
  • Apply pricing methods and predictive models for risk evaluation
  • Utilize underwriting tools and maintain adherence to company strategies
  • Communicate underwriting decisions clearly, including rate and declination rationale
  • Manage an assigned portfolio to meet premium and profitability targets
  • Build and maintain strong relationships with producers and clients
  • Identify cross-sell opportunities to enhance business growth

Benefits

  • Hybrid work model allowing flexibility in work environment
  • Opportunities for career advancement into senior underwriting roles
  • Access to AI-enabled technology for enhanced efficiency
  • Supportive organizational culture focused on collaboration and growth
  • Continuous learning and professional development opportunities
Full Job Description
JOB DESCRIPTION:

For over three decades, CNA has been a trusted provider of insurance solutions for technology companies of all sizes-from emerging startups to global enterprises-across software, IT services, hardware, media, and telecommunications. Our Global Technology Practice delivers specialized coverages, including Technology Errors & Omissions (Tech E&O), Cyber Liability, and comprehensive international solutions, complemented by our traditional Property & Casualty capabilities. With deep industry expertise, flexible underwriting capabilities, and a collaborative approach, we design innovative insurance programs tailored to each client's unique risk profile. CNA continues to be the carrier of choice for our valued agent and broker partners.

As the technology sector continues to expand beyond traditional coastal hubs, the Midwest represents a fast-growing and increasingly strategic market for CNA. The region is experiencing meaningful growth across all the technology subsegments which creates a unique opportunity to deepen partnerships, capture new business, and thoughtfully scale a high-quality, profitable portfolio. We view the Midwest as a territory with significant long-term potential and an important contributor to the continued growth of the Technology Practice.

The Technology Underwriter plays a critical role in executing on this opportunity, using technical, sales, and analytical skills to deliver tailored insurance solutions that help CNA's customers manage risk. The Underwriter brings a strong understanding of CNA's strategies and underwriting appetite and leverages both internal and external data to make sound individual risk and portfolio decisions.

Essential Duties and Responsibilities

1. Underwriting Expertise
• Reviews applications and financial information to assess risk acceptability in alignment with CNA guidelines
• Applies pricing methodology and predictive modeling tools to evaluate risk and determine appropriate pricing
• Utilizes underwriting tools (e.g., RST, BPMT, Merlin) and adheres to established disciplines and strategies
• Demonstrates technical expertise through thoughtful account analysis and thorough documentation
• Analyzes and communicates underwriting decisions, including rate actions, requirements, and declinations
• Maintains strong underwriting discipline, including CAT management and exposure controls
• Stays current on regulatory, industry, and territory-specific trends

2. Portfolio Management
• Manages an assigned portfolio to achieve goals around premium, profitability, rate, retention, and product mix
• Allocates time and resources strategically to optimize producer performance
• Operates with an enterprise mindset, identifying cross-sell opportunities across lines of business
• Clearly communicates CNA's appetite and value proposition at the point of sale

3. Sales & Distribution Management
• Builds and maintains disciplined sales practices using CNA tools, including Salesforce
• Develops strong producer relationships to drive pipeline, insights, and performance
• Creates and executes distributor-specific business plans, adjusting as needed to sustain growth
• Builds trust with brokers and clients to support negotiation and secure new and renewal business
• Identifies and executes cross-sell opportunities in partnership with underwriting peers

Knowledge, Skills and Abilities
• Solid understanding of underwriting processes, coverages, and risk evaluation tools
• Strong communication skills across internal and external stakeholders
• Ability to identify client needs, position solutions, and close business
• Sound judgment and negotiation ability within delegated authority
• Analytical mindset with the ability to manage competing priorities and adapt quickly

Depending on experience and qualifications, candidates may be hired into one of four underwriting roles: Underwriter, Underwriting Specialist, Underwriting Consultant, or Underwriting Consulting Director, typically requiring 3+ years of related experience.

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CNA utilizes AI-enabled technology during the recruiting process. For more information, please visit our careers page.

About CNA Financial Corporation

CNA Financial Corporation provides commercial property and casualty insurance products primarily in the United States. It offers professional liability coverages and risk management services to various professional firms, including architects, real estate agents, and accounting and law firms; directors and officers, employment practices, fiduciary, and fidelity coverages to small and mid-size firms, public and privately held firms, and not-for-profit organizations; and commercial property, general liability, cyber liability, umbrella, and excess liability, as well as various other property and casualty coverages for healthcare institutions, professional services firms, and other specialized industries. The company also provides warranty and service contracts for consumer goods, and extended service contracts for consumer automobiles and recreational vehicles; and accident and health, and group life insurance products. In addition, it offers management and professional liability insurance and risk management services, as well as other specialized property and casualty coverages to various healthcare organizations, including hospitals, physician groups, and nursing homes. The company markets its products through independent agents, brokers, and general underwriters to various customers, including small, medium, and large businesses; insurance companies; associations; and other industry groups. CNA Financial Corporation was founded in 1853 and is headquartered in Chicago, Illinois.
Learn more about CNA Financial Corporation
Size
5,600 employees
Market Cap
$11.2 billion
Industry
Net Income
$690 million
Founded
1973
5 Year Trend
+4.7%
Revenue
$10.8 billion
NASDAQ

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