Underwriter - Personal Liability (Trustee Coverage)

Element Risk Management

$80K — $95K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 3-5+ years of underwriting experience in professional or private D&O liability, focusing on trustee/fiduciary lines
  • Background in production underwriting, MGA, or wholesale environments
  • Proven ability to take deals from submission to bind in a dynamic setting
  • Strong comprehension of policy forms, coverage intricacies, and pricing tactics
  • Commercially minded with effective negotiation and relationship-building skills

Responsibilities

  • Underwrite and structure new and renewal business for trustee/fiduciary liability
  • Manage submissions end-to-end: intake, analysis, quoting, negotiation, binding
  • Negotiate terms with wholesale and retail brokers to enhance deal flow
  • Offer actionable insights on coverage structuring, pricing, and market strategy
  • Cultivate and strengthen partnerships with brokers to expand the business

Benefits

  • Collaborative work environment with focus on team support
  • Opportunities for professional development within the specialty insurance field
  • Access to a robust resources and tools for underwriting success
  • Performance recognition through measurable success metrics
  • Commitment to work-life balance and flexible scheduling options
Full Job Description
Position Overview
We are seeking a production-focused Underwriter to drive growth within our Professional Liability practice, specializing in trustee and fiduciary liability coverage. This role sits at the intersection of underwriting and deal execution-owning the process from submission through bind by working closely with wholesale and retail partners, our MGA platform, and internal sales teams to win business.

Key Responsibilities

  • Underwrite, structure, and drive new business and renewal opportunities to close within trustee/fiduciary liability
  • Manage submissions through the full lifecycle: intake, analysis, quoting, negotiation, and binding
  • Partner with wholesale and retail brokers to negotiate terms, remove friction, and accelerate deal flow
  • Provide clear, actionable guidance on coverage structure, pricing strategy, and market positioning
  • Build and maintain strong relationships with wholesale and retail partners to scale the business

Qualifications

  • 3-5+ years of underwriting experience in professional or private D&O liability, with exposure to trustee, fiduciary, or similar specialty lines
  • Experience in a production underwriting, MGA, or wholesale-driven environment
  • Demonstrated ability to move deals from submission to bind in a fast-paced setting
  • Strong understanding of policy forms, coverage nuances, and pricing strategies
  • Commercial mindset with strong negotiation and relationship management skills

What Success Looks Like

  • Consistently converts opportunities into bound business at strong hit ratios
  • Reduces cycle time from submission to quote to bind
  • Builds a reliable pipeline through strong wholesale and retail partner relationships
  • Becomes a key driver of revenue growth within the professional liability segment


OTHER RELEVANT REMARKS:

This position description describes the general nature and level of work performed. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this position. This position description is not intended as and does not create a contract of employment between the Agency and any individual employee. The Agency reserves the right to change this position description at any time within its sole discretion.

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