Department:
Underwriting
Location:Toronto, Calgary, Vancouver, Montreal, Halifax
ReportsTo:
Head of Construction
The Opportunity:We're looking for an Underwriter or Senior Underwriter to join our growing Construction team! This individual will be accountable for underwriting and profitably growing a Construction portfolio spanning property and casualty lines on an annual and project basis - focusing on P&C commercial package, automobile, contractors' equipment as well as the possibility of builders risk and wrap-up. They will manage relationships with key broker partners and clients and provide valuable input into operational improvements.
Duties & Responsibilities:- Manage a portfolio of new and renewal Construction business, significantly contributing to the segment's profitable growth nationally.
- Collaborate with internal teams (risk services, actuary, claims) to achieve profitable growth through technical research and relationship building.
- Significantly contribute to new business goals by maintaining a quality pipeline of prospects through targeted marketing, cross-selling and account rounding efforts with our key broker partners.
- Ensure proper risk selection, exposure review, setting of profitable terms and conditions, file documentation, adherence to underwriting guidelines and strategies.
- Support team's overall underwriting knowledge through handling of referrals, sharing of best practices and formal/informal training.
- Coach, mentor, and train colleagues on underwriting, business development, negotiation skills, and other necessary soft skills to ensure their ongoing professional development.
- Responsible for relationship management with key brokers, clients, and prospects to ensure exceptional service and gather market intelligence to expand Liberty's product and service offerings.
- Collaborate and manage multi-line account solutions while highlighting differentiators in product offerings and value propositions.
- Propose alternate solutions to existing underwriting processes to improve service and simplify our business, and act as an early adopter of new systems and processes.
- Commitment to continuous learning and development through attendance at industry events, relevant seminars, and courses, and learning from existing Liberty expertise.
- Other duties and projects as assigned.
Skills & Qualifications:- A minimum of 3-5 years' experience underwriting Construction lines.
- Experience in underwriting construction insurance required.
- University degree with a focus in business, engineering or applied science considered an asset.
- Proficient in understanding of policy wordings and their impact on claims scenarios.
- Self-starter with proven analytical skills and a track record in a solutions-oriented approach to underwriting that drives profitable growth.
- Experience working within a guideline framework, underwriting authorities and protocols.
- Demonstrated broker relationships with global, national and regional brokers.
- Comfortable with critical thinking and a growth mindset, with thoughtful consideration of diverse perspectives during decision-making and respectful of differences.
- Able to respectfully give and receive positive and constructive feedback.
- Effective at managing internal and external meetings with professionalism and clarity while driving mutual accountability for results.
- Effective at change management and adapting to new systems and processes.
- Helps drive innovation through a growth mindset, viewing roadblocks as opportunities for growth and supporting new idea testing, training, and ongoing monitoring of changes.
- Excellent communication, organizational and time management skills.
- Collaborates well across business units.
Liberty Mutual Canada is committed to pay transparency and fair, equitable hiring. For roles based in Ontario and British Columbia, we publish a Target Hiring Range in compliance with the Ontario and British Columbia Pay Transparency Act.
This posting is for an active, current vacancy.
Target Hiring Range:
Underwriter: CAD $80,000-$95,000 per year (base salary).
Senior Underwriter: CAD $100,000-$140,000 per year (base salary).
This range represents the expected annual base salary for this role, however, offers above the published maximum may be approved with appropriate business authorization. Final offers will be determined based on each candidate's qualifications, relevant experience, internal equity, and the needs of the role. The posted range does not include variable compensation (bonus), allowances, or benefits. We encourage all qualified candidates to apply.
We do not use AI-based screening tools in our hiring process. Candidates who complete an interview and remain under consideration may request, and will receive, feedback within 45 days.