UMB Bank

Treasury Management Officer - Business Banking

UMB Bank$81K — $120K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 3+ years of banking experience
  • 2+ years in selling or supporting commercial or treasury services
  • Strong networking and influence skills across various company levels
  • Effective interpersonal skills for teamwork and client partnerships
  • Knowledge of Treasury Management products and their impact on cash flow
  • Understanding of credit and operational risks
  • Familiarity with market and industry trends
  • Excellent communication skills, both written and verbal
  • Proficient in Microsoft Word, Excel, and PowerPoint

Responsibilities

  • Build rapport with business banking relationship officers to identify treasury management opportunities
  • Manage sales pipeline for accuracy
  • Understand and communicate the bank's product offerings to clients
  • Identify market trends and report to management
  • Assist clients in identifying cash flow opportunities and enhance efficiency
  • Present products to clients through meetings or sales presentations
  • Represent Treasury Management in various settings to build brand awareness
  • Contribute to sales meetings as appropriate

Benefits

  • Paid Time Off
  • 401(k) matching program
  • Annual incentive pay
  • Paid holidays
  • Comprehensive medical, dental, vision insurance
  • Health savings accounts and flexible spending accounts
  • Adoption assistance
  • Employee assistance program
  • Fitness reimbursement
  • Tuition reimbursement
  • Associate wellbeing program
  • Emergency fund for associates
  • Various banking benefits
Full Job Description
The Business Banking team actively calls on businesses that typically have annual revenue between $1MM and $20MM. The team includes relationship managers, client managers officers, treasury management officers and others that provide a suite of products and services that serve companies of this size. The objective of the group is to earn the title of trusted advisor and help these companies grow and prosper in our community.

As the Treasury Management Officer - Business Banking, you are responsible for treasury management and payables sales activity in our Business Banking market segment. The position will both generate and respond to referrals and serve as a subject matter expert to introduce products and services to business banking and practice solutions clients.

How you'll spend your day:
  • Build rapport and partner with business banking relationship officers and others to identify, target and build opportunities for Treasury Management solutions to meet and/or exceed established referral, sale/cross sale revenue goals which are defined in outlined performance objectives set by manager.
  • Manage pipeline for accuracy.
  • Maintain a clear understanding of the bank's products and services to provide maximum support to prospects and clients.
  • Identify market dynamics and communicate to management about new products, services, and trends.
  • Serve our current and prospective clients to identify working cash flow opportunities, position bank products and services to enhance client efficiencies and drive fee income generation to the bank.
  • Product line includes liquidity, receivables, payables and fraud protection services.
  • Demonstrates services to prospects, when appropriate, through personal meetings or as part of a coordinated, multi-product sales presentation. •
  • Represent Treasury Management in internal/external settings and build brand awareness.
  • Attend sales meetings and contribute as appropriate.
  • Other duties as assigned.


We're excited to talk to you if:
  • 3+ years banking experience
  • 2+ years in selling or supporting commercial or treasury services
  • Demonstrates ability to prospect, network & influence at various levels within a company and with clients - very self-motivated
  • Demonstrates effective interpersonal skills to partner across lines of business and with clients - be a team player
  • Knowledgeable of Treasury Management products and services, corporate card and impacts on clients cash flow process
  • Knowledgeable of credit and operational risks-ability to identify and alert team of potential exposure
  • Knowledgeable of market/industry trends
  • Demonstrates excellent communication skills (written & verbal)
  • Demonstrates proficiency in Microsoft products (Word, Excel, PowerPoint)


Bonus points for:
  • Bachelor's degree
  • Certified Treasury Professional (CTP)
  • Certified Cash Management (CCM)
This position was posted on 08/28/2026. The application deadline for this position is 45 days from the posting date unless filled earlier.

Compensation Range:
$81,864 - $120,406

The posted compensation range on this listing represents UMB's good faith and reasonable estimate based on its budget and what it expects to be the starting pay for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. Please see the description of benefits included with this job posting for additional information.

UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.

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About UMB Bank

UMB Bank is a subsidiary of UMB Financial Corporation, a financial services holding company headquartered in Kansas City, Missouri. The bank was founded in 1913 as City Center Bank and later changed its name to United Missouri Bank. The bank provides a range of financial services, including personal banking, commercial banking, wealth management, and investment banking. The bank has more than 100 branches in eight states, including Missouri, Kansas, Colorado, Illinois, Oklahoma, Nebraska, Arizona, and Texas. The bank is known for its commitment to customer service and community involvement.
Learn more about UMB Bank
Size
3,000 employees
Market Cap
$3.9 billion
Industry
Net Income
$286.5 million
5 Year Trend
+10.5%

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