Work Location:
Toronto, Ontario, Canada

Hours:
37.5

Line of Business:
Finance

Pay Details:
$96,900 - $136,800 CAD

This role is eligible for a discretionary variable compensation award that considers business and individual performance.

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Department Overview:

The Treasury and Balance Sheet Management (TBSM) department of TD Bank is responsible for overseeing the management of TD's consolidated non-trading market risk, funds transfer pricing measurement framework, funding strategies, liquidity risk and capital position.

TBSM prides itself on fostering a culture that emphasizes development, open-mindedness, shared success, strong partnerships and value-add initiatives. Significant emphasis is placed on developing people through a teaching culture, collaboration across teams and a commitment to diversity and inclusion to create an environment where individuals are encouraged to grow, challenge ideas constructively and contribute meaningfully to Treasury's objectives.

Overview of Team and Individual Responsibilities:

The Asset & Liability Management (ALM) team within Treasury is responsible for the measurement, management and optimization of the Bank's non-trading market risk. The team plays a critical role in ensuring the institution remains financially resilient and strategically aligned by overseeing structural interest rate risk, balance sheet dynamics, hedging strategies and earnings sensitivity. Through disciplined analytics and risk identification, ALM supports Treasury's mandate to deliver stable, sustainable earnings while operating within the Bank's risk appetite and regulatory expectations.

The ALM Reporting & Analytics team is responsible for providing clear, timely and actionable insight into the Bank's non-trading market risks. The team delivers periodic risk and sensitivity reporting for Treasury leadership and governance forums, monitors risk positions against approved limits and explains key drivers and movements through disciplined attribution and analysis. In addition, the team conducts periodic reviews of risk measurement frameworks, methodologies and assumptions and leads ad hoc deep-dive investigations in response to market events, business changes, or senior management requests.

The Treasury ALM Manager is responsible for the end-to-end production, validation and analysis of the Bank's non-trading and capital FX risk and will support the broader team mandate to deliver Regulatory I3 reporting and internal management reporting and analysis. The Treasury ALM Manager performs detailed attribution and variance analysis to explain movements in risk metrics, ensuring results are accurate, well-controlled and clearly communicated. The role also supports framework and methodology reviews and ad-hoc investigations through data gathering, visualization and crafting clear business narratives based on underlying data.

Key Responsibilities:

• Produce and support monthly and quarterly risk and sensitivity reporting.
• Analyze activity impacting capital and capital-related accounts, ensuring transactions and associated FX and IRR risk impacts are transparent and well understood.
• Partner closely with Finance Operations and GL owners to navigate upstream GL data, ensuring transactions contributing to Non-Trading and Capital FX risk are accurately booked and captured in NTMR reporting.
• Take ownership of existing processes and identify opportunities to improve efficiency, controls, and analytical clarity.
• Analyze, validate and troubleshoot reported metrics, investigating discrepancies and escalating issues in line with established standards and controls.
• Perform attribution, variance and driver analysis to explain movements in risk metrics and sensitivities.
• Support framework and assumption reviews through impact analysis, testing and documentation.
• Deliver ad hoc analytical deep dives, with a focus on data gathering, visualization and translating results into clear business insights for senior management.
• Partner effectively with Treasury, Risk, Finance, and related teams to understand and deliver clear and concise financial results and analytical insights.

Technical Knowledge & Experience

• 7+ years of experience in financial services or consulting, with exposure to asset liability management, risk management, finance or accounting.
• Solid understanding of retail banking balance-sheets, including Capital and Investment-in-Subsidiaries.
• Working knowledge of foreign-exchange risk, interest rate risk and balance sheet risk management concepts, including cash flows, present value, duration, convexity and sensitivities.
• Strong proficiency with analytics and data tools, including SQL, Excel and business intelligence / visualization platforms such as Tableau or Power BI.
• Experience building analytical reports, dashboards and visualizations to support risk analysis and business decision-making.
• Exposure to data analytics techniques (e.g., data mining, statistical analysis or machine learning) and coding background considered an asset.
• Familiarity with QRM or other similar treasury management systems considered an asset.

Competencies & Personal Qualities

• Strong analytical, problem-solving and conceptual thinking skills, with the ability to investigate issues, assess drivers and simplify complex topics.
• Excellent written and verbal communication skills, with experience presenting insights clearly to stakeholders across varying levels of technical background and seniority.
• Self-starter with the ability to manage multiple priorities, meet deadlines and work with minimal supervision in a fast-paced environment.
• High attention to detail, strong ownership mindset and a commitment to producing accurate, well-controlled analytical outputs.
• Collaborative team player with strong relationship-management skills and a passion for analytics, markets, and translating data into meaningful business insights.
• Adaptable and motivated to continuously improve processes, tools and analytical approaches.

Specific Educational Requirements:

• Post-secondary degree in a related field (ex. Finance, Math, Business, Economics)
• Professional accounting, finance, CFA, CPA, MBA, FRM, or similar designation considered an asset.

Work activities include a blend of highly collaborative activities and individual deliverables. Individuals are expected to be onsite 4 days a week. Colleagues may spend more or less days in office as required by the business line.