The Goldman Sachs Group, Inc

Transaction Banking, Payments Product Manager, Vice President

The Goldman Sachs Group, Inc • $160K — $190K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 7+ years of experience in a payments-related role
  • 5+ years as a payments product manager or development lead
  • Experience implementing payment rails (e.g. CHIPS, Fedwire)
  • In-depth knowledge of payment systems like SWIFT and SEPA
  • Proven ability to deliver initiatives on-time while balancing various needs
  • Experience in end-to-end product ownership within global teams
  • Strong client-facing skills with the ability to translate requirements into solutions
  • Excellent organizational and planning skills, familiar with JIRA and Confluence
  • Bachelor's Degree or equivalent

Responsibilities

  • Lead large-scale payment transformation projects from concept to post-launch optimization
  • Deliver complex payment programs efficiently and on-time
  • Serve as a global expert in payment solutions and compliance across diverse geographies
  • Design and implement competitive, cloud-powered payment solutions
  • Partner with cross-functional teams to drive innovative product development
  • Translate market trends and client needs into actionable product strategies
  • Develop go-to-market strategies to enhance client adoption and engagement

Benefits

  • Opportunity to work in a dynamic, tech-forward environment
  • Engagement with diverse experts in the payments industry
  • Chance to impact the future of digital transaction banking
  • Access to a robust risk management framework
  • Involvement in innovative, client-facing product solutions
Full Job Description
Job Description

TRANSACTION BANKING

We aim to build a modern and digital-first transaction banking solution to serve our clients. Our business combines the strength, heritage, and expertise of a 150-year-old firm with the agility and entrepreneurial spirit of a tech start-up. Our goal is to provide a best-in-class digital product that helps clients to succeed by giving them a holistic view of their business. Through the use of modern technology built on the cloud, we are the alternative to legacy platforms. We provide our clients a simple, intuitive, secure, and frictionless experience for domestic, cross-border and cross-currency payments. Simplifying payments making it just as easy to pay someone across the globe as it is to pay someone around the corner. We're a team of diverse experts helping our clients to build the future of their Treasury.

JOB SUMMARY

The Payments Product Manager is pivotal in providing the direction and end to end management of the Payments products, with responsibility for defining and implementing the Payments Product business strategy, understanding the risks associated with the product, development of new products and commercialization of these products. The role requires a deep understanding of Corporate payments and payment rails including cross border/cross currency solutions. Understanding of client challenges/opportunities and industry trends will be required as inputs into the Payments strategic product roadmap and commercialization strategy.

Responsibilities include:
  • End-to-End Product Ownership:
    • Lead large-scale payment transformation projects, overseeing all phases from concept to post-launch optimization.
    • Demonstrate a strong record of delivering complex, multi-month payment programs to completion
  • Subject Matter Expertise:
    • Serve as global expert in payment solutions with deep knowledge of payment rails (SWIFT, CHIPS, Fedwire, ACH, RTP, FPS, CHAPS, BACS, SEPA, SEPA Instant, Target2).
    • Design and implement solutions that span geographies and regulatory environments.
    • Apply technical expertise and commercial acumen to create competitive products.
  • Product Strategy & Stakeholder Engagement:
    • Partner with Engineering, Operations, Sales, and Servicing teams to deliver innovative, cloud-powered payment products.
    • Translate market opportunities and client needs into advanced digital solutions.
    • Align all deliverables with robust risk management frameworks.
  • Project Delivery & Execution:
    • Lead diverse, cross-functional global teams on multi-stakeholder, multi-month initiatives.
    • Maintain focus on deadlines and quality, fostering accountability and continuous delivery through agile methodologies
  • Go-To-Market & Commercialization:
    • Develop and execute go-to-market strategies that drive client adoption
    • Define Product KPIs and demonstrate ability to leverage data in decision making
    • Engage clients and partners for feedback, continuously refining product offerings and roadmaps.
  • Leadership & Vision:
    • Serve as architect, operator, and evangelist for payments products.
    • Build strong relationships with technical and business stakeholders throughout the product lifecycle

QUALIFICATIONS

Required
  • 7+ years of experience in payments related role
  • 5+ years experience as payments product manager or payments product development lead
  • Experience of implementing payment rails (e.g. CHIPS, Fedwire, Target2) or other payment products
  • Detailed payment rail knowledge (e.g. SWIFT, Fedwire, ACH, SEPA, BACS, Target2)
  • Proven track record of delivering initiatives on-time whilst balancing customer's outcomes, business needs, technical feasibility and product risks
  • Demonstrable ability to partner with operations and engineering teams to deliver best in class solutions
  • Experience of end-to-end product ownership from ideation to commercialization, working in a diverse global team driving rapid team and product growth
  • Comfortable in client-facing situations partnering with Sales teams with the ability to understand and articulate customer needs and turn requirements into actionable solutions
  • Excellent organizational, time management and planning skills and experience of maintaining requirements and information in JIRA and Confluence
  • Bachelor's Degree or equivalent

Preferred
  • Expertise and experience of ISO 20022 and SWIFT standards across payments and cash management domains
  • Detailed knowledge of domestic and international payment rails


About The Goldman Sachs Group, Inc

The Goldman Sachs Group, Inc. provides investment banking, securities, and investment management services, as well as financial services to corporations, financial institutions, governments, and high-net-worth individuals worldwide. Its Investment Banking segment offers financial advisory services, including advisory assignments concerning mergers and acquisitions, divestitures, corporate defense, risk management, and restructurings and spin-offs; and underwriting services comprising public offerings and private placements of a range of securities, loans, and other financial instruments, and derivative transactions. The company’s Institutional Client Services segment provides client execution services, such as fixed income, currency, and commodities client execution related to making markets in interest rate products, credit products, mortgages, currencies, and commodities; and equities related to making markets in equity products, as well as executes and clears institutional client transactions on stock, options, and futures exchanges. This segment also engages in the securities services business providing financing, securities lending, and other brokerage services to institutional clients, including hedge funds, mutual funds, pension funds, and foundations. Its Investing and Lending segment originates longer-term loans; and invests in debt securities, loans, public and private equity securities, real estate, consolidated investment entities, distressed assets, currencies, commodities, and power generation facilities. The company’s investment management segment provides investment products and services, as well as offers wealth advisory services, including portfolio management and financial counseling, and brokerage and other transaction services.

The Goldman Sachs Group, Inc. Careers

Join the prestigious team at The Goldman Sachs Group, Inc., a global leader in finance and investments, and propel your career to new heights. Our firm is renowned for its commitment to excellence, innovation, and leadership in the financial sector.

Work You’ll Do

At Goldman Sachs, you will be part of a dynamic environment that fosters growth, diversity, and professional development. Engage in transformative projects that redefine the landscape of global finance, driven by a culture of high performance and continuous improvement.

Lead with Innovation and Leadership

Step into a role where your skills will be honed and your leadership capabilities enhanced. The Goldman Sachs Group, Inc. is at the forefront of merging financial expertise with technological innovation, creating a platform for you to lead impactful initiatives.

Join Our Diverse and Inclusive Team

Diversity and inclusion are at the core of our company culture. With employees from various backgrounds, Goldman Sachs thrives on the rich ideas and perspectives that this diversity brings. Here, every team member’s contribution is valued, and every voice is heard.

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Whether you’re seeking full-time employment or looking into internship opportunities, Goldman Sachs offers a range of positions that cater to different skills, experiences, and career aspirations. From analyst to executive positions, discover how you can contribute to our legacy of success.

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Goldman Sachs is not just a workplace. It is a community where you can build lasting relationships with colleagues and industry leaders. Our networking events, mentorship programs, and professional groups foster connections that can accelerate your career trajectory.

Benefits and Career Development

Invest in your future with Goldman Sachs’ unparalleled employee benefits and career development programs. From comprehensive health benefits to personalized career coaching and leadership training, we ensure that our team is equipped for success, both professionally and personally.

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Join The Goldman Sachs Group, Inc.

Embark on a rewarding journey with The Goldman Sachs Group, Inc. where your potential is limitless. Explore positions, read about our company culture, and apply today to become part of a team that values growth, leadership, and innovation.

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At The Goldman Sachs Group, Inc., your career is just the beginning – it’s an opportunity to excel and lead in the global financial industry. Join us and make your mark!
Learn more about The Goldman Sachs Group, Inc
Size
45,100 employees
Market Cap
$115.8 billion
Industry
Net Income
$9.4 billion
Founded
1869
5 Year Trend
+11.3%
Revenue
$53.4 billion
NASDAQ

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