Deloitte

Technical Architect - Banking & Payments

Deloitte$148K — $292K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in Engineering, Business, Finance, or a related field
  • 6+ years of experience in technical architecture, lead engineering, or software development
  • 3+ years of experience as a technical lead or architect on enterprise-scale initiatives
  • 3+ years of experience designing and building systems using microservices and event-driven architectures
  • Ability to travel 50% on average based on work and clients
  • Must be legally authorized to work in the U.S. without employer sponsorship

Responsibilities

  • Lead technical architecture and solution design for banking and payments
  • Translate business requirements into detailed technical blueprints
  • Guide engineering teams through design reviews and build activities
  • Collaborate with clients and Deloitte stakeholders on architecture decisions
  • Support technology transformation initiatives and shape implementation roadmaps

Benefits

  • Broad range of employee benefits offered
  • Opportunities for personal and professional development
  • Potential eligibility for discretionary annual incentive program
  • Access to a supportive work culture
  • Engagement with innovative technology solutions tailored to the financial services sector
Full Job Description
Work you'll do

As a Technical Architect on the Banking and Capital Markets team, focusing on Commercial Banking, Retail Banking and Payments, you will be responsible for:
  • Leading technical architecture and solution design for commercial banking, retail banking, and payments engagements
  • Translating business requirements into detailed technical blueprints, including application architecture, integration patterns, data flows, and implementation approaches
  • Guiding engineering teams through technical standards, design reviews, and build activities to deliver secure, scalable, and high-performance platforms
  • Collaborating with client and Deloitte stakeholders across business, product, technology, operations, and delivery teams to align architecture decisions with program objectives
  • Supporting technology transformation initiatives by evaluating solution options, shaping implementation roadmaps, and driving execution across workstreams
A successful candidate would possess these skills:
  • Ability to work independently and collaborate as part of a team
  • Effective written and verbal communication skills
  • Meticulous attention to detail and quality of work product
  • Ability to build and sustain professional relationships
  • Ability to lead projects or workstreams
  • Ability to manage and prioritize multiple tasks in a fast-paced and dynamic environment
  • Strong interpersonal skills and professional demeanor
  • Ability to meet deadlines
  • Ability to mentor and provide clear guidance to others
The team

Our Industry Solutions offering provides verticalized solutions that transform how clients sell products, deliver services, generate growth, and execute mission-critical operations. We deliver integrated business expertise with scalable, repeatable technology solutions specifically engineered for each sector.

Deloitte's Financial Services industry business delivers a robust suite of integrated solutions designed to address the multifaceted operational, technological, regulatory, and risk management needs of financial institutions. Our team works across all sectors of the industry-including banking, capital markets, investment management, insurance, and real estate-to help our clients solve complex business challenges and adapt to a rapidly evolving marketplace. Deloitte's unique strength lies in our deep industry experience and capability to align comprehensive resources across Audit & Assurance, Tax, and Consultative Offerings-supporting clients to drive strategic transformation and sustainable growth.

The Banking and Capital Markets sector serves universal and regional banks, capital markets and securities firms, and payment networks with U.S. operations. The team focuses on delivering customer insights, growth and digital strategies, operational transformation, human capital, and technology modernization services to bank executives. We help clients address regulatory reform, technological modernization, competitive dynamics, and market growth opportunities.

Qualifications

Required:
  • Bachelor's degree in Engineering, Business, Finance, or a related field
  • 6+ years of experience in technical architecture, lead engineering, or software development
  • 3+ years of experience as a technical lead or architect on enterprise-scale initiatives from architecture through deployment
  • 3+ years of experience designing and building systems using microservices and event-driven architectures, including at least 1 production implementation
  • Ability to travel 50%, on average, based on the work you do and the clients and industries/sectors you serve.
  • Must be legally authorized to work in the United States without the need for employer sponsorship, now or at any time in the future.
Preferred:
  • Advanced degree or certification in business, engineering, project management, process improvement, or lean methodologies
  • Experience across payments, core banking, account management, card management, and integration architectures
  • Experience with Representational State Transfer (REST), gRPC, Apache Kafka, RabbitMQ, Amazon Web Services (AWS), Microsoft Azure, or Google Cloud Platform (GCP)
  • Experience with structured query language (SQL), NoSQL, data modeling, and application or cloud security practices
  • Experience producing technical artifacts, including data models and architecture diagrams
  • Experience with continuous integration and continuous deployment (CI/CD), DevOps, and infrastructure automation
The wage range for this role takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets; experience and training; licensure and certifications; and other business and organizational needs. The disclosed range estimate has not been adjusted for the applicable geographic differential associated with the location at which the position may be filled. At Deloitte, it is not typical for an individual to be hired at or near the top of the range for their role and compensation decisions are dependent on the facts and circumstances of each case. A reasonable estimate of the current range is $148,200 to $292,300.

You may also be eligible to participate in a discretionary annual incentive program, subject to the rules governing the program, whereby an award, if any, depends on various factors, including, without limitation, individual and organizational performance.

Recruiting tips

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Benefits

At Deloitte, we know that great people make a great organization. We value our people and offer employees a broad range of benefits. Learn more about what working at Deloitte can mean for you.

About Deloitte

Deloitte is a multinational professional services network that provides audit, tax, consulting, enterprise risk and financial advisory services. The company was founded in London in 1845 and has since grown to become one of the largest professional services firms in the world. Deloitte has over 330,000 employees in more than 150 countries and territories. The company's mission is to help clients achieve their goals and make an impact that matters in their businesses and communities.
Learn more about Deloitte
Size
330,000 employees
Industry
Founded
1999

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