Our Large Contract Surety department is currently seeking an experienced Surety field underwriter for the State of Alabama Starting pay: The pay range for this position is $100,000 - $175,000 annually. The pay determination is based on the applicant's education, experience, location, knowledge, skills, and abilities. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance. Be ready to: Establish relationships with agencies and producers: • classify agencies according to surety volume/potential • develop and execute visit plan • promote retention and growth of contract surety Develop and maintain book of business to achieve growth and profit objectives: • secure and review credit report(s) • analyze financials and Work in Process, bond forms and contracts • conduct meetings with agents and contractors • evaluate bond and/or program requests against a contractor's experience and financial capacity and in relation to underwriting guidelines and authority • document results of meetings, discussions and analysis via email, memos. • diagnose and recommend solutions to basic underwriting issues • approve, decline, or recommend course of action • communicate underwriting decisions and monitor compliance with conditions Data & database activities: • enter agency and contractor visits into Outlook calendar • enter submissions into EDM/ Submission Log and update the log in relation to submission activity and status • manage program limits and status via Excel workbooks Other/Miscellaneous: • operate consistent with Surety Field Best Practices • manage EDM records in accordance with company policy • know the dynamics of the market and serve as a resource regarding local market conditions, developments, and practices • work with agents and HQ to facilitate entry of premium • cooperate with and provide input to Claims • pursue educational and/or learning opportunities (e.g., AFSB) as may be available or recommended Be equipped with: • Skills, traits & behaviors: • develop and maintain positive, constructive relationships with agents and associates • communicate effectively, verbally and in writing • support and be responsive to the needs of team members (production assistants, underwriting assistants, support underwriters, underwriting managers and others) • make efficient use of time (seek or accept help, as needed or appropriate, from HQ team members) • be organized, adaptable • follow through and deliver on commitments • take responsibility for results • Knowledge: • possess good, foundational knowledge of: • contractors and the construction industry • bond obligations and contracts • construction accounting and analysis • evaluation and extension of surety credit • definition and management of programs • rates and rate filings/procedures • underwriting and administrative tools and procedures Bring education and experice from: • Bachelor's Degree in Business Admin. with a concentration in Finance or Accounting Enhance your talents Providing outstanding service and developing strong relationships with our independent agents are hallmarks of our company. Whether you have experience from another carrier or you're new to the insurance industry, we promote a lifelong learning approach. Cincinnati provides you with the tools and training to be successful and to become a trusted, respected insurance professional - all while enjoying a meaningful career. Enjoy benefits and amenities Your commitment to providing strong service, sharing best practices and creating solutions that impact lives is appreciated. To increase the well-being and satisfaction of our associates, we offer a variety of benefits and amenities. Learn more about our benefits and amenities packages. Many departments at our Headquarters in Fairfield, Ohio, offer hybrid work options, empowering associates to work from home several days a week. Depending on your role and responsibilities, hybrid options may be available.