Summary

As a Supervisory National Bank Examiner/Bank Examiner (Large Bank Technical Team Lead) with emphasis in Retail Credit, you will serve as an expert resource providing advanced technical leadership, advice and support for highly challenging and complex supervisory functions in retail credit.

Large and Global Financial Institutions (LGFI)New York, NY

Duties

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As a Supervisory National Bank Examiner/Bank Examiner, you will:

• Serve as lead examiner providing technical guidance and leadership for supervisory activities in retail credit. Operate within the most challenging large banks in the Large & Global Financial Institutions (LGFI) portfolio. Investigate and resolve highly complex specialty issues requiring advanced technical analysis, expert judgment, and high-visibility assignment participation.
• Plan, coordinate, and monitor risk specific supervisory activities. Assess risks, develop supervisory strategies, determine exam scope, and direct assigned personnel. Independently evaluate bank functions, identify systemic risks, and recommend changes to examination policies. Implement the OCC's Supervision by Risk program.
• Lead examination staff in discussions with senior bank management regarding findings and recommendations. Prepare complex communications to senior bank management. Maintain effective internal OCC communications, ensuring appropriate coordination and follow-up. Represent the OCC at industry and interagency meetings.
• Supervise staff, direct resources, and manage assigned functional or risk specialty activities to carry out assigned programs and functions. Establish and communicate performance expectations and evaluate performance against OCC guidelines.
  Recommend personnel actions, including hiring, promotions, and adverse actions, etc. Resolve complaints, provide advice and counsel regarding administrative matters. Ensure the effective use of human and financial resources.
• Manage retail credit activities, including consumer lending products such as mortgages, auto loans, student loans, credit cards, and HELOCs. Oversee consumer loan underwriting, portfolio management, collections, credit line management, and credit risk control systems.

Requirements

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Conditions of employment

This position requires that the successful candidate undergo personnel vetting, which includes a background investigation and enrollment upon onboarding into "Continuous Vetting." Enrollment in Continuous Vetting will result in automated record checks being conducted throughout one's employment with Treasury. The successful candidate will also be enrolled into FBI's Rap Back service, which will allow Treasury to receive notification from the FBI of criminal matters (e.g., arrests, charges, convictions) involving enrolled individuals in near real-time.

There are three key documents that contain important information about your rights and obligations. Please read and retain these documents:

1. Noncriminal Justice Applicant's Privacy Rights, for those who undergo an FBI fingerprint-based criminal history record check for personnel vetting, which includes Rap Back,
2. FD-258 Privacy Act Statement - FBI (this is the same statement used when your fingerprints are submitted as part of your background investigation), and
3. SEAD-3-Reporting-U.pdf (dni.gov), (applicable to those who hold a sensitive position or have eligibility for access to classified information).

• This position is subject to a 10-year term limit. If selected, you may be converted and required to sign an Agreement for Term-Limited Position that details conditions.
• Complete a one-year trial period (unless already completed).
• Complete a background investigation (unless already completed).
• Sign a statement that you are voluntarily leaving the competitive service for a position in the excepted service, if applicable.
• Travel overnight or locally on an occasional basis.
• Obtain and use a Government-issued charge card for business-related travel.
• File an OCC Financial Disclosure Form.
• Complete a financial disclosure review and resolve any ethics issues.
• Click here for important information about OCC ethics standards, such as the requirement that new hires divest their bank securities.

Qualifications

You must meet the following requirements within 30 calendar days after the closing date of the announcement:

You must have one year of specialized experience at a level of difficulty and responsibility equivalent to the NB-V band level. Examples of specialized experience for this position include:

• Leading audits, reviews and/or examinations within a financial institution to identify, manage, and remediate risks as well as assess compliance with appropriate banking laws and/or regulations; AND
• Experience leading and developing bank examiners on bank supervision activities in financial institutions.

The experience may have been gained in the public sector, private sector, or through volunteer service. One year of experience refers to full-time work; part-time work is considered on a prorated basis.

To receive any credit for your work experience, please indicate dates of employment by month/year, and indicate the number of hours worked per week, on your resume.

Education

Education cannot be used to qualify for this position.

Additional information

• This position is a Step 2 level position within the NB-VI pay band. Step 2 level positions are distinguished by additional job complexity, responsibility, and advanced skill levels required by the work.
• If you are a current OCC employee who previously received a waiver determination permitting you to retain bank securities due to extenuating circumstances, please note that this determination may be rescinded if the nature of your duties changes. We strongly suggest that you discuss the potential implications of any change in duties on a prior securities determination with your ethics official.
• We may select from this announcement or any other source to fill one or more vacancies.
• The candidate selected for this position may be credited with directly-related non-Federal experience for annual leave purposes if eligible and considered appropriate.
• Additional Information regarding LGFI Assignments - Selectees from LGFI job postings may be assigned to any of the Large Financial Institutions within a Metropolitan work area and should expect work assignments in more than one institution within a Large Bank City: New York City Metro Area includes: Citibank, BNY Mellon, HSBC, JPMC, Morgan Stanley, MUFG, RBC and Wells Fargo as well as field staff assigned to International Banking Supervision
• Salary range includes 43.82% geographical pay.
• Click all links in this vacancy announcement to view additional information and instructions.
• Please refer to "Conditions of Employment."
• Click "Print" to review the entire announcement before applying.
• Optional Essay Questions: Applicants may choose to respond to four short essay questions (200 words max each) to help us better understand your alignment with the agency's mission. These responses are optional and will not affect the applicant's eligibility.
• All newly appointed employees to the excepted service are subject to a trial period. During this time, your performance, conduct, and suitability for continued employment will be evaluated. You will not automatically convert to permanent status at the end of the trial period. Your supervisor must affirmatively determine that continued employment is in the best interest of the Federal service. If no certification is made before the trial period ends, your appointment will be terminated. You are encouraged to actively engage with your supervisor, seek feedback, and understand role expectations. Additional guidance and support will be provided during onboarding.
• If selected, you may be converted to permanent without further competition at management's discretion. If converted to permanent, you will be required to sign a 10-year Term Limited Agreement. Note - time served in this role prior to conversion will be counted in the 10-year term period.

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Benefits

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A career with the U.S. government provides employees with a comprehensive benefits package. As a federal employee, you and your family will have access to a range of benefits that are designed to make your federal career very rewarding. Opens in a new windowLearn more about federal benefits.

Eligibility for benefits depends on the type of position you hold and whether your position is full-time, part-time or intermittent. Contact the hiring agency for more information on the specific benefits offered.