SoFi

Staff Software Engineer, Loans Platform

SoFi$120K — $150K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's or Master's in Computer Science or Software Engineering.
  • 5+ years in a full-time Software Engineering role.
  • 2+ years in a technical leadership position.
  • Proficient in Java, Kotlin, or similar OOP languages.
  • Experience with cloud infrastructure and storage solutions.
  • Familiarity with technologies like Kafka, Docker, Kubernetes, and Spring Boot.
  • Strong knowledge of database fundamentals and microservices architecture.

Responsibilities

  • Lead the design and implementation of backend services for the Lending Platform.
  • Engage in the full product lifecycle from concept to production deployment.
  • Create robust and durable design architectures that support scalability.
  • Drive alignment across cross-functional teams including Product and Compliance.
  • Raise engineering standards through mentorship and code reviews.
  • Resolve technical conflicts and align technology decisions with company strategy.
  • Contribute to improving engineering efficiency and excellence within the team.

Benefits

  • Comprehensive and competitive benefits package.
  • Opportunities for professional development and mentorship.
  • Dynamic work environment focused on innovation and teamwork.
  • Emphasis on work-life balance and employee wellness.
Full Job Description
The Role

Join us in revolutionizing the lending landscape. SoFi is seeking enthusiastic Staff Software Engineers who are ready to lead the design and implementation of key capabilities of the next generation of our financial services platform in support of our goals that put our members in control of their financial destiny. Key qualifications of this role include:
  • Leading design and implementation efforts across multiple system domains to affect cross-team outcomes.
  • Resolving problems in the platform design and implementation where there are competing constraints and significant ambiguity.
  • Recognition as a subject matter expert across platform systems with the ability to contribute to the resolution of systemic issues.
  • Ability to define the architectural direction and evolutionary strategy for critical subsystems within the platform.
  • Ability to drive alignment across teams resolving technical and organizational conflicts.
  • Raises the engineering maturity of the organization by consistently upholding the org-wide quality, reliability, and security policies.
  • Ability to align technology decisions with company strategy, accounting for risk and growth constraints.
  • Maintains standards of excellence through code and design reviews, mentors more junior engineers, and contributes to team efficiency, beyond personal output.
  • Is a key participant in recruiting processes.

What You'll Do

As an established technical leader within our team, you will focus on designing and implementing the backend services for our next-generation Lending Platform. This role involves full product lifecycle engagement, from initial concept to production deployment. Your responsibilities include creating durable designs, strong individual contributions in implementing new capabilities, and leading by example to improve engineering excellence and efficiency across the team. Success in the role will require close technical collaboration with Product, Marketing, Operations, Business, Legal, and Compliance teams. You will be a key stakeholder in those partnerships, responsible for driving alignment and delivering technical solutions that provide outstanding value to our members.

What You'll Need
  • Bachelor's or Master's degree in Computer Science, or Software Engineering
  • 5+ years as a professional, full-time Software Engineer, or similar relevant work experience.
  • 2+ years in a technical leadership role.
  • Proficient coding in Java, Kotlin, or other similar object-oriented programming language.
  • Experience with public cloud compute, storage, and infrastructure.
  • Experience with Kafka, Docker, Kubernetes, and Spring Boot or similar frameworks.
  • Deep understanding of relational and document database fundamentals.
  • Deep understanding of fundamental distributed systems concepts.
  • Deep understanding of microservices design principles and architecture.
  • Experience with performance tuning and optimizing data access patterns.
  • Proficient working with GIT and related CI/CD systems.
  • Familiarity with Agile methodologies.
  • Ability to produce clear and meaningful design and operational documentation artifacts.

Nice To Have
  • Experience scaling highly-available, mission-critical systems.
  • Experience with AWS technologies - DynamoDB, RDS, Lambda, Kinesis, SQS, S3, and Athena.
  • Full-stack engineering experience, or willingness to expand your influence across our entire platform.

We're driven to push boundaries and deliver exceptional products to help our members achieve financial stability. If you have the passion and a commitment to customer success, we want to hear from you.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate's experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

About SoFi

SoFi is a financial services company that offers a range of products including student loan refinancing, personal loans, and mortgages. The company was founded in 2011 and is headquartered in San Francisco, California. SoFi's mission is to help people achieve financial independence by providing access to affordable credit and financial education. The company has over 1,200 employees and has funded over $50 billion in loans to date. SoFi is a privately held company and has raised over $2 billion in funding from investors including SoftBank, Silver Lake, and Peter Thiel.
Learn more about SoFi
Size
1,200 employees
Industry
Founded
2011

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