Mercury

Staff Product Manager - API & Agentic Banking

Mercury$239K — $298K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 10+ years of product management experience, particularly in API products, developer tools, or AI-powered products.
  • Active engagement with AI, including side projects and a deep understanding of its potential.
  • Experience building for developers and technical users with an eye for invisible but critical products.
  • Ability to forge coherent strategies from emerging product areas with real traction.
  • Thrives in fast-paced environments where leadership is closely involved.

Responsibilities

  • Own the API roadmap and drive it towards a comprehensive platform for customers.
  • Define Mercury's strategy for integrating with AI tools and developer platforms.
  • Lead the product vision for enhancing AI's role in customer financial interactions.
  • Develop insights into how technical customers currently use the API and unmet needs.
  • Collaborate with engineering to address technical challenges in API design and capabilities.
  • Work with growth and partnerships teams to ensure API and AI products provide competitive advantages.
  • Adapt quickly in a dynamic environment with high leadership expectations.

Benefits

  • Equity options including stock options and RSUs.
  • Comprehensive total rewards package.
  • Competitive salary and equity ranges in the SaaS and fintech sector.
Full Job Description
We believe the future of financial software is infrastructure that works on your behalf. Mercury's API is how our most ambitious customers interact with us programmatically: pulling transaction data, managing accounts, and increasingly, connecting Mercury to AI-powered workflows through integrations like MCP. We're building toward a Mercury that customers and AI agents can talk to, ask questions of, and take action through.

We're looking for a product manager to own Mercury's API, our integrations with the broader AI and developer tool ecosystem, and the AI-powered product experiences we're building to make Mercury programmable and intelligent. This is a role for someone who's been building in the API and AI space already and who sees the opportunity to make a bank programmable as one of the most interesting product problems available right now.

*Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC.

As part of the journey, we would expect you to:
  • Own the roadmap for Mercury's API and drive it from niche, read-heavy usage toward a comprehensive platform that enables customers to build on top of Mercury
  • Define Mercury's strategy for connecting to the broader ecosystem of AI tools and developer platforms including how we expose capabilities, what integrations we prioritize, and how we become a first-class citizen in agentic workflows
  • Lead the product vision for how AI transforms the way people interact with their finances inside Mercury: from asking questions about their business to taking action on their behalf
  • Develop a deep understanding of how Mercury's most technical customers use our API today, and what they're trying to do that they can't yet
  • Partner with engineering to make hard technical tradeoffs about API design, data access, and capabilities: you should be able to hold your own in these conversations
  • Work closely with Mercury's growth and partnerships teams to ensure our API and AI products are a competitive advantage in acquisition and retention
  • Navigate a high-velocity environment where leadership cares deeply about this space and expects you to move fast and think originally

Some things that might make you successful in a role like this:
  • You're genuinely excited about what's happening in AI right now and are actively building with these tools. You have side projects. You have opinions about where agents are going. You've used MCP. You're not waiting for someone to tell you what's possible
  • 10+ years of product management experience, with meaningful time spent building API products, developer tools, or AI-powered products. You've worked on things that are largely invisible to end users but critically important to the people who use them
  • You understand what it means to build for developers and technical users
  • You thrive in a culture where leadership is deeply engaged
  • You can take a nascent product area with real traction and turn it into a coherent strategy with a clear roadmap

The total rewards package at Mercury includes base salary, equity (stock options/RSUs), and benefits.

Our salary and equity ranges are highly competitive within the SaaS and fintech industry and are updated regularly using the most reliable compensation survey data for our industry. New hire offers are made based on a candidate's experience, expertise, geographic location, and internal pay equity relative to peers.

Our target new hire base salary ranges for this role are the following:
  • US employees (any location): $239,000 - $298,800
  • Canadian employees (any location): CAD 225,900 - 282,400

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About Mercury

Mercury is a banking and financial services company that provides a range of products and services to individuals and businesses. Their offerings include checking and savings accounts, loans, credit cards, and investment services. The company was founded in 2000 and has since grown to become a leading player in the financial industry. Mercury's mission is to help people and businesses achieve their financial goals, and they are committed to providing excellent customer service and innovative solutions.
Learn more about Mercury
Size
5,000 employees
Industry

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