About the roleIn this role you will evaluate and price new and existing business while balancing profitability, growth, and market competitiveness. You will analyze financial and medical risk, manage a complex block of business, provide underwriting expertise, and collaborate closely with Sales, Brokers, and internal partners to deliver strong business outcomes.
What you will do- Underwrite new and renewal Stop Loss business by assessing financial, medical, and claims risk and determining appropriate pricing.
- Analyze employer group experience, claim history, and member-level medical information to evaluate risk and develop underwriting recommendations.
- Manage complex and high-visibility cases, including guideline exceptions and unique risk situations.
- Partner with Sales, Brokers, TPAs, and internal stakeholders to negotiate pricing and support competitive market positioning.
- Manage an assigned block of business while meeting goals related to profitability, growth, retention, service, and sales effectiveness.
- Serve as a trusted subject matter expert and mentor, providing guidance, training, and support to underwriting team members.
- Lead or contribute to underwriting initiatives, cross-functional projects, process improvements, and training efforts.
- Provide market intelligence and recommendations to support product, pricing, and underwriting strategy.
- Support RFP responses and other business development activities.
- Build and maintain strong relationships with clients, brokers, sales partners, and internal teams.
- Represent Symetra at industry and business events as needed.
- Travel occasionally to support business and relationship-building activities.
What we offer youBenefits and PerksWe don't take a "one-size-fits-all" approach when it comes to our employees. Our programs are designed to make your life better both at work and at home.
- Flexible full-time or hybrid telecommuting arrangements
- Plan for your future with our 401(k) plan and take advantage of immediate vesting and company matching up to 6%
- Paid time away including vacation and sick time, flex days and ten paid holidays
- Give back to your community and double your impact through our company matching
- Want more details? Check out our Symetra Benefits Overview
CompensationSalary Range: $106,400 - $177,300 plus eligibility for annual bonus program
Who You Are- High school diploma required. College degree highly preferred.
- 10+ years of Stop Loss Risk Based Underwriting required.
- Strong knowledge of Stop Loss products, risk assessment, pricing methodologies, and underwriting principles.
- Proven analytical, problem-solving, and decision-making skills.
- Strong communication, relationship-building, and negotiation skills.
- Ability to manage multiple priorities and work effectively in a collaborative environment.
- Proficiency with Microsoft Office applications required.
- Captive underwriting experience highly preferred.
- David Young/ESL experience a plus.
- Experience with reference-based pricing a plus.
- Presentation and facilitation experience preferred.
- Ability to travel periodically to meet the needs of the business.
