Sr. Underwriter I

CopperPoint Insurance Companies

$75K — $95K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree or equivalent experience required.
  • 5+ years of commercial insurance experience is essential.
  • Advanced knowledge of insurance principles, coverages, and business processes is needed.
  • Expertise in commercial lines underwriting is crucial.
  • Strong sales and marketing skills for deal qualification and closing are necessary.
  • Proven ability to collaborate within a team environment and build relationships.
  • Excellent communication, time management, and analytical skills are required.

Responsibilities

  • Analyzes risk characteristics of commercial lines accounts to make informed underwriting decisions.
  • Adheres to underwriting authority standards while pricing business accurately.
  • Balances effective pricing and risk selection to ensure profitability and growth.
  • Communicates underwriting issues and results clearly with agency personnel.
  • Presents proposals for new and renewal business to agencies.
  • Maintains high standards of customer service for internal and external stakeholders.
  • Meets regularly with agency personnel to nurture productive relationships.

Benefits

  • Eligible for comprehensive medical, dental, and vision plans, plus life insurance and disability coverage.
  • Some benefits are provided at no cost, including life insurance and disability coverage.
  • Generous Paid Time Off (PTO) accrual of 22 days annually, along with 10 paid holidays throughout the year.
Full Job Description
CopperPoint has an exciting opportunity for a Senior Property and Casualty Underwriter in Dallas, Texas or Phoenix, AZ. This senior-level underwriting role supports key business strategies by driving profitable growth through expert underwriting and strategic agency partnerships. With a high level of technical expertise, the Senior Underwriter also mentors and develops less experienced underwriters while collaborating with business development to achieve long-term success.

Job Responsibilities:
  • Analyzes commercial lines accounts to make sound decisions based on individual risk characteristics, exposure analysis, hazard recognition and controls.
  • Adheres to individual authority levels.
  • Prices business according to company underwriting and pricing guidelines.
  • Must balance effective pricing and risk selection that produces profit and growth while maintaining successful producer relationships.
  • Communicates with agency personnel on underwriting issues including declinations, cancellations, exposure concerns and loss control survey results.
  • Present new and renewal proposals to agency personnel.
  • Maintains the highest level of customer service internally and externally.
  • Meets with agency personnel on a regular basis to develop and maintain positive and productive relationships.
  • In collaboration with their business development representative must be able to hold the agency accountable for flow, hit ratio, new business and retention goals.
  • Serves as a resource to other in the resolution of complex problems and issues.
  • May also act as subject matter expert for referrals and internal training.
  • Educating the agency staff on company products, services and underwriting philosophy.
  • Establishes positive relationships with internal/external stakeholders through communication and collaboration.
  • Collaborates with their marketing representative on agency production goals.

Qualifications/Competencies:
  • Bachelor's degree or equivalent experience required.
  • The knowledge and skill levels acquired through undergraduate studies especially in the areas of business administration & finance.
  • 5+ years of commercial insurance experience required in addition to Bachelor's degree or equivalent.
  • Advanced knowledge of insurance principles, rates, rules, forms, procedures, regulations, coverages, and business processes required.
  • Advanced knowledge and/or experience with commercial lines underwriting.
  • Strong sales and marketing skills which requires the ability to qualify opportunities and close deals.
  • Ability to work in a team environment.
  • Strong communication and negotiation skills.
  • Excellent time management and organizational skills.
  • Analytical skills and attention to detail.

Benefits:
  • Employees and their families are eligible to participate in CopperPoint Insurance Companies benefit plans including medical, dental, vision, short-term disability, long-term disability, life insurance, a health savings account, a flexible spending account, and a 401k plan.
  • We provide some benefits at no cost to the employee (Basic Life Insurance and AD&D at two times an employee's annual salary, Short- and Long-term Disability coverage, and Employee Assistant Plan).
  • Employees will accrue 0.0846 hours of Paid Time Off (PTO) per paid hour, which may total 22 days a year. In addition, employees will also receive 10 paid holidays throughout the calendar year.

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