Description POSITION DESCRIPTION: QCELLS seeks an energetic team member for the Senior Treasury & Lending Operations Analyst that will manage the day-to-day financial operations related to loan originations, purchases and dispositions. They will conduct research and analysis of reconciling items by collaborating with internal and external partners for timely resolution. The right candidate will be capable of effectively creating and maintaining reports for new loans, pipeline data, competitive rate comparison analysis, and oversee pipeline loan data for accuracy as well as ensure that pipeline reports are accurate and up to date. We are looking for a motivated self-starter that thrives in a dynamic environment. A strong work ethic with excellent problem-solving skills is equally important as being a team player who enjoys learning and teaching.
RESPONSIBILITIES - Manage the day-to-day financial operations related to loan originations, purchases, and dispositions.
- Ensure completion and accuracy of daily reconciliations for all loan disbursement and payment activities
- Support Net Settlement processes for loan and lease products as part of ongoing operations.
- Perform bank reconciliations for cash accounts.
- Analyze, reconcile, and maintain accurate records of payments and disbursements activities.
- Perform research and analysis of reconciling items by collaborating with internal and external partners for timely resolution.
- Analyze, identify, and implement potential process and systems enhancements to create efficiencies and reduce resource allocation for routine tasks, procedures, and reports.
- Maintain internal liquidity forecast reports on a daily, weekly, and monthly basis.
- Prepare pipeline and loan purchase & sale schedules for monthly, quarterly, and annual financial reports.
- Monitor and report performance of loan pipeline including originations, disbursements, loan purchases and sales as well as warehouse financing positions.
- Analyze/reconcile any material deviations from projections and actual performance.
- Handle bank fund transfers between external partner banks and internal operating accounts.
- Create and maintain reports for new loans, pipeline data, competitive rate comparison analysis, and oversee pipeline loan data for accuracy. Ensure that pipeline reports are accurate and up to date.
- Maintain relationships with origination banks, sub-servicer, and capital markets partners.
REQUIRED QUALIFICATIONS - Bachelor's degree in business, finance, economics or mathematics with a minimum of 5-7+ years of relevant experience in Treasury, Lending Operations, Finance, Accounting or similar functions.
- Working knowledge of the loan origination process and capital markets.
- Ability to navigate through complex tasks as well as think critically, strategically, and creatively.
- Demonstrated ability to quickly adapt to new situations.
- Strong quantitative skills with solid grounding in basic mathematical and statistical concepts.
- Advanced Microsoft Office (Word, Excel, PowerPoint).
- Knowledge of Salesforce
- Excellent analytical, decision-making, problem-solving, team, and time management skills.
- Positive outlook, strong work ethic, and responsive to internal and external customers and contacts.
PREFERRED QUALIFICATIONS PHYSICAL, MENTAL & ENVIRONMENTAL DEMANDS: To comply with the Rehabilitation Act of 1973 the essential physical, mental and environmental requirements for this job are listed below. These are requirements normally expected to perform regular job duties. Incumbent must be able to successfully perform all of the functions of the job with or without reasonable accommodation.
Mobility Standing
20% of time
Sitting
70% of time
Walking
10% of time
Strength Pulling
up to 10 Pounds
Pushing
up to 10 Pounds
Carrying
up to 10 Pounds
Lifting
up to 10 Pounds
Dexterity (F = Frequently, O = Occasionally, N = Never) Typing
F
Handling
F
Reaching
F
Agility (F = Frequently, O = Occasionally, N = Never) Turning
F
Twisting
F
Bending
O
Crouching
O
Balancing
N
Climbing
N
Crawling
N
Kneeling
N
The salary range is required by the California Pay Transparency Act and may differ depending on the location of those candidates hired nationwide. Actual compensation is influenced by a wide array of factors including but not limited to, skill set, education, licenses and certifications, essential job duties and requirements, and the necessary experience relative to the job's minimum qualifications.
*This target salary range is for CA positions only and should not be interpreted as an offer of compensation.
