Santander Consumer USA

Sr. Specialist, Application Development

Santander Consumer USA$76K — $130K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's Degree in a related field or equivalent experience required
  • 3+ years in Information Technology or Technical Application Development
  • Strong analytical and problem-solving skills
  • Basic communication skills for technical concepts to non-technical personnel
  • Familiarity with the auto lending or consumer finance domain preferred

Responsibilities

  • Develop and maintain software applications in the auto lending/consumer finance sector
  • Utilize AI-driven tools to enhance code quality and team productivity
  • Troubleshoot and resolve application issues and escalates complex problems
  • Assist in system configurations and methodical change management execution
  • Prepare routine and special reports as needed

Benefits

  • Comprehensive health and wellness plan for employees
  • Employee development programs and training
  • Flexible work arrangements and work-life balance initiatives
  • Support for family and dependents under various plans
  • Recognized commitment to professional growth and workplace culture
Full Job Description
Sr. Specialist, Application Development

Country: United States of America

The Difference You Make:
The Sr. Specialist, Application Development develops and maintains software applications and develops programs in required language to meet project schedule. The incumbent maintains and supports existing software applications, identifies and resolves basic application issues and bugs; escalates complex application issues to management for resolution.
  • Develop and maintain applications within the auto lending / consumer finance originations domain
  • Leverage AI-driven development tools and practices to improve code quality, accelerate delivery, and enhance team productivity
  • Navigate a complex enterprise environment with multiple stakeholders, legacy systems, and rigorous change-management processes while maintaining a solution-oriented mindset
  • Assists in the configuration and administration of the Company's systems or applications to ensure changes are methodologically planned, executed and verified.
  • Assists in analyzing and deploying hardware or software updates and other patch management directives.
  • Responds to inquiries and refers issues to the appropriate department or person and exhibits the necessary follow through with customers and/or staff involved.
  • Contribute to the implementation of all IT related policies and procedures.
  • Recommend enhancements to existing software and applications to improve effectiveness.
  • Configure and administer systems or applications to ensure changes are methodologically planned, executed and verified.
  • Help maintain quality, organization, and automation of software applications.
  • Interacts with business areas, and systems analysts and/or business analysts to gain input and support decision making.
  • Provide guidance and training to less experienced IT Specialists.
  • Analyzes user stories written by domain experts and translate to technical solutions.
  • Assists in special projects and tasks for the department of a diverse nature.
  • Prepare a variety of routine and special reports as required.
  • Escalates work issues to Team Lead or Manager as needed
  • Troubleshoot incidents reported by business units or end users.
  • I participate in business and technical information technology solution implementations, upgrades, enhancement and conversions.


What You Bring:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.
  • Ability to effectively use AI-assisted coding tools to augment development productivity
  • Openness to adopting emerging AI technologies and integrating them into daily engineering practices
  • Patience and persistence when working within enterprise-scale systems that involve extensive review cycles, regulatory requirements, and cross-functional coordination
  • Resilience and adaptability in a fast-paced, highly regulated financial services environment where priorities can shift and obstacles require creative problem-solving
  • Comfort operating in environments with complex deployment processes, multiple approval gates, and strict compliance standards


Education:
  • Bachelor's Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Required


Qualifications:
  • Develop and maintain applications within the auto lending / consumer finance originations domain
  • Leverage AI-driven development tools and practices to improve code quality, accelerate delivery, and enhance team productivity
  • Navigate a complex enterprise environment with multiple stakeholders, legacy systems, and rigorous change-management processes while maintaining a solution-oriented mindset
  • 3+ Years Information Technology, Technical Application Development, or similar experience. - Required.
  • 3+ Years Experience providing customer support for IT systems or applications. - Preferred.
  • 3+ Years Experience writing technical documentation for both technical and nontechnical audiences. - Preferred.
  • Analytical and problem-solving skills.
  • Basic communication skills.
  • Ability to work independently and collaboratively.
  • Ability to work effectively in a fast-paced environment.
  • Ability to learn new technologies.
  • Produces accurate and quality work; detail oriented.
  • The ability to program in required language.
  • General understanding of the technology project lifecycle.
  • General understanding of financial services business environment.
  • Requires broad theoretical job knowledge typically obtained through advanced education.
  • Basic knowledge in development tools.
  • Basic knowledge in programming languages and methodologies.
  • Technical writing and documentation experience.
  • Ability to communicate technical concepts to non-technical personnel.


Certifications:
  • No Certifications listed for this job.


It Would Be Nice For You To Have:
  • Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.


Work Authorization & Sponsorship:
Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment.

What Else You Need To Know:

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Base Pay Range:

Minimum:
$76,875.00 USD

Maximum:

$130,000.00 USD

We Value Your Impact:

Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com)

Risk Culture:

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

Working Conditions:

Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights:

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

What To Do Next:

If this sounds like a role you are interested in, then please apply.

About Santander Consumer USA

Santander Consumer USA Holdings Inc. is a consumer finance company that provides auto loans and leases to customers across the United States. The company was founded in 1997 and is headquartered in Dallas, Texas. Santander Consumer USA is a subsidiary of Banco Santander, a Spanish multinational commercial bank. The company offers financing for new and used vehicles through a network of dealerships and online channels. Santander Consumer USA also provides personal loans and credit cards to its customers. The company has been recognized for its customer service and has won several awards in the auto finance industry.
Learn more about Santander Consumer USA
Size
198,204 employees
Market Cap
$49.8 billion
Industry
Net Income
$910.9 million
Founded
1997
5 Year Trend
-3.4%
Revenue
$8.1 billion
NASDAQ

Similar Jobs

More Jobs at Santander Consumer USA

More Finance & Insurance Jobs

Find similar Sr. Specialist, Application Development jobs: