American Credit Acceptance

Sr. Software Engineer

American Credit Acceptance$100K — $130K *
Information Technology
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in computer science or related discipline
  • 7+ years of Software Engineering experience
  • Strong communication skills
  • Proficient in C# with object-oriented programming
  • Experience in API design (REST and/or GraphQL)
  • Familiarity with Angular or similar frameworks
  • Cloud-native development experience (AWS preferred)

Responsibilities

  • Analyze requirements and design robust solutions
  • Write efficient and secure code that meets user needs
  • Ensure releases align with organizational goals
  • Mentor junior engineers and elevate engineering standards
  • Implement AI-assisted development practices for efficiency
  • Evaluate AI outputs for correctness and security
  • Collaborate with business leaders to understand domain needs

Benefits

  • Opportunity to work with modern AI technologies
  • Mentorship and professional development
  • Flexibility in adapting practices to improve coding standards
  • Engagement with cross-functional teams
  • Potential for meaningful contributions to business outcomes
Full Job Description
Description

Description:

You'll analyze requirements, design robust solutions, write efficient and secure code, and ensure releases meet user needs and organizational goals. As a senior member of the team, you will also mentor others, raise engineering standards, and help institutionalize modern AI-assisted development practices to improve cycle time and quality.

Minimum Qualifications:
  • Bachelor's degree in computer science or related discipline
  • 7+ years of Software Engineering experience
  • Strong communication skills

Desired Qualifications:
  • Design, build, and test incremental, production-ready solutions that deliver measurable business outcomes.
  • Contribute across the stack (front-end and back-end), with attention to scalability, performance, maintainability, and security-first design.
  • Implement AI-DLC Patterns (e.g., code assistants, chat/agent tools, test generators) to accelerate analysis, coding, refactoring, test creation, and documentation-while maintaining human oversight and accountability.
  • Responsible AI: Evaluate AI suggestions for correctness, security, performance, and style; ensure output meets coding standards and organizational guardrails.
  • Automate the routine: leverage AI to scaffold boilerplate, generate typed API clients, create repeatable test fixtures, and CICD pipelines.
  • Mentor & pair: model effective AI usage in pairing sessions; coach junior engineers on prompt strategies to promote AIAE practices.
  • Strong object-oriented skills in C#; deep experience with API design (REST and/or GraphQL) and Angular (or similar).
  • Cloud-native development (AWS preferred); familiarity with AWS certifications is a plus.
  • Quality focus with automated testing (unit/integration/acceptance).
  • Collaborate directly with business leaders and SMEs to understand ACA's domain and ensure successful delivery.

Travel

This position may require up to 10% travel.

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

About American Credit Acceptance

American Credit Acceptance (ACA) is a subprime auto finance company that provides financing solutions for independent and franchise dealerships across the United States. The company was founded in 2007 and is headquartered in Spartanburg, South Carolina. ACA offers a range of financing options for customers with less-than-perfect credit, including installment loans and lease-to-own programs. The company has over 1,000 employees and has funded over $5 billion in loans since its inception.
Learn more about American Credit Acceptance
Size
2,073 employees
Market Cap
$5.5 billion
Industry
Net Income
$421 million
5 Year Trend
+13.9%
Revenue
$1.6 billion
NASDAQ

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