Sr Liquidity Product Manager

Citizens Bank

$163K — $175K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 8-10+ years of experience in financial services, focusing on deposit products and liquidity.
  • Strong knowledge of commercial deposit products and liquidity management.
  • Experience as a product owner in regulated environments, overseeing strategy and execution.
  • Proven collaboration skills with Risk, Compliance, Operations, Technology, and Sales teams.
  • Strong analytical skills to convert regulations into actionable product strategies.
  • Exceptional stakeholder management and communication abilities.
  • Strong self-starter with effective prioritization and execution discipline.
  • Familiarity with Agile delivery frameworks is a plus.

Responsibilities

  • Develop comprehensive understanding of assigned deposit products and liquidity services.
  • Act as the primary contact for the product portfolio.
  • Lead product lifecycle management and roadmap execution.
  • Support strategic business planning and executive communication.
  • Engage in Sales efforts, providing product insights and support.
  • Ensure product documentation is current and comprehensive.
  • Implement strong risk management in product design and delivery.

Benefits

  • Comprehensive medical, dental, and vision coverage.
  • Retirement benefits and competitive pay.
  • Maternity and paternity leave policies.
  • Flexible work arrangements and education reimbursement.
  • Wellness programs and generous paid time off policy.
Full Job Description
Job Description

Title: Sr Product Manager - Liquidity Products

Opportunity to join a high impact team!

As a Senior Product Manager, you will be responsible for the performance and evolution of a portfolio of Commercial deposit products and liquidity services. You will play a critical role in shaping product strategy, enhancing client value propositions, and delivering against growth, revenue, and balance sheet objectives.

Key Responsibilities
  • Develop deep expertise in assigned deposit products and liquidity services, including design, delivery, client value propositions, and revenue drivers.
  • Serve as key point of contact for all things related to assigned product portfolio.
  • Lead product lifecycle management, including all of the activities to develop and deliver on the product roadmap (insights gathering, strategy development, budget, prioritization, execution through partners, etc...).
  • Support business planning, prioritization, and executive communication related to product portfolio strategy and performance.
  • Participate in direct and indirect Sales efforts when necessary, attending client meetings, providing product insights and/or demos, strategizing with Sales and coordinating with Marketing.
  • Ensure up-to-date product and services documentation supporting product design and delivery of portfolio of products (product guides, FAQs, procedures, process flows, Service Requests, Disclosures, Marketing materials, etc.).
  • Drive strong risk management practices related to product design and delivery and support risk reviews, audit/exam, testing, and remediation.

Qualifications
  • 8-10+ years of experience in financial services, with demonstrated ownership of deposit products, liquidity, or related product disciplines.
  • Strong understanding of commercial deposit products, liquidity management, pricing strategies, and banking operating models.
  • Experience operating as a product owner with accountability for strategy, execution, and governance in regulated environments.
  • Proven ability to partner effectively with Risk, Compliance, Operations, Technology, Treasury, Marketing, Finance, and Sales teams.
  • Strong analytical judgment with the ability to translate regulatory, operational, and financial considerations into actionable product strategies.
  • Excellent stakeholder management and executive-level communication skills.
  • Self-starter with strong prioritization, operational rigor, and execution discipline.
  • Familiarity with Agile delivery frameworks and modern product delivery tools is preferred.


Hours & Work Schedule
  • Hours per Week: 40
  • Work Schedule: M-F


Pay Transparency

The salary range for this position is $163,000 - $175,000 per year plus an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including but not limited to the work location, and relevant skills and experience

We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens' paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States. For an overview of our benefits, visit https://jobs.citizensbank.com/benefits .

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