Sr Financial Analyst

Peoples Group

$80K — $100K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in Finance, Accounting, Economics, or related field (CPA/CFA preferred).
  • 5-8+ years of FP&A, financial analysis, or mortgage lending analytics experience.
  • Strong understanding of mortgage products, pricing, and lending lifecycle.
  • Advanced proficiency in Microsoft Excel, including complex formulas and data modeling.
  • Insight-driven mindset with storytelling ability through data.
  • Strong problem-solving and critical-thinking skills.
  • Comfortable working with ambiguity and influencing cross-functional stakeholders.

Responsibilities

  • Lead budgeting, forecasting, and monthly financial reporting for mortgage lending portfolio.
  • Analyze loan volume and portfolio trends to identify risks and opportunities.
  • Deliver variance analysis and insights on performance indicators to senior leadership.
  • Develop and refine mortgage pricing strategies balancing growth and margin.
  • Evaluate rate changes and promotional offers with business leaders.
  • Track and analyze loan origination trends and conversion rates.
  • Translate complex data into actionable insights for strategic decision-making.

Benefits

  • Hybrid work environment for better work-life balance.
  • Competitive salaries with profit sharing and RRSP matching from day one.
  • Generous paid time off to support healthy work-life balance.
  • Strengths-based teamwork approach for more effective collaboration.
  • Commitment to employee well-being across financial, physical, social, career, and community areas.
Full Job Description
We arehiring forthis position out of ourToronto office.Successful candidates who apply outside of these areas will be expected torelocateandresidein a location that is within a commutable distance.

About the role:

You are an experienced FP&A analyst who is a whiz inend-to-endforecasting,budgetingand financial modeling. You love to partner with different areas of the business on new initiatives and provide value add analysis. You thrive on working with a tight, dynamic team and are comfortable acting as a mentor to them. You are passionate and dedicatedatwhat you do with an entrepreneurial mindset. You are a critical thinker anda problemsolver who lovesa challengeand isopen-mindedand adaptive to change. You are comfortable working in a deadline driven work environment with competing priorities.

About the day-to-day:

Financial Planning & Analysis

  • Lead forecasting, budgeting, and monthly financial reporting for the mortgage lending portfolio.
  • Analyzeloan volume, pipeline movement, and portfolio trends toidentifyrisks and opportunities.
  • Deliver variance analysis andactionable insights on key performance indicatorsand business drivers to senior leadership.


Pricing Strategy & Profitability

  • Develop,monitor, and refinemortgage pricing strategies to balance volume growth and margin optimization.
  • Partner with business leaders to evaluate rate changes, promotional offers, and competitive positioning.
  • Assess profitability by product, channel, and customer segment.


Loan Volume & Movement Analysis

  • Track and analyzeloan origination trends, conversion rates, pipeline progression, and fallout.
  • Build dashboards to monitor key KPIs (e.g., funded volume, approval rates, prepayment trends).
  • Identify drivers of performance fluctuations and recommend corrective actions.


Data & Insights

  • Translate complex data intoclear, actionable insightsthat inform strategic decision-making.
  • Provide scenario modeling and sensitivity analysis to support planning and business cases.
  • Present findings to senior stakeholders in a concise and impactful manner.


Automation & Process Improvement

  • Identifyand implementautomation opportunities across reporting, forecasting, and data processes.
  • Streamline workflows using advanced Excel, Power Query, and other analytics tools.
  • Partner with data/technology teams to enhance reporting infrastructure and data quality.


About the qualifications:

  • Bachelor's degree in Finance, Accounting, Economics, or a related field (CPA/CFA preferred).
  • 5-8+ years of experience in FP&A, financial analysis, or mortgage lending analytics.
  • Strong understanding of mortgage products, pricing, and lending lifecycle.
  • Advanced proficiency in Microsoft Excel (e.g., complex formulas, pivot tables, data modeling).
  • Insight-driven mindset with the ability to tell a story with data.
  • Strong problem-solving and critical-thinking skills.
  • Ability to work with ambiguity and influence cross-functional stakeholders.
  • High attention to detail with a focus on accuracy and efficiency.
  • Continuous improvement mindset with a passion for automation and optimization.


About the work environment:

Peoples Group offers a flexible and hybrid work environment. In this role you will work a combination of in-office and remotely from home. Typically, you'll be working regular business hours, Monday to Friday between 8:00am and 4:30pm with flexibility around start/end times.

We offer:

  • A hybrid work environment, enabling you to balance your personal and professional life seamlessly.
  • Competitive salaries, profit sharing, RRSP matching and benefits from day one.
  • Generous paid time off to help achieve a healthy work-life balance.
  • Astrengths-based approach,ensuringwe work together more effectively.
  • A commitment to your well-being in five key areas: Financial, Physical, Social, Career, and Community.


Hiring process:

If your application is selected, you will be invited for a first interview with one of our Talent Acquisition Business Partners. Depending on the role, interviews may be conducted virtually or in-person. The hiring team will communicate any in-person requirements throughout the process.

Compensation:

The expected salary for this role isapproximately$80,000.00- $100,000.00annually. Actual compensation may vary based on experience, skills, and qualifications.

NOTE: Thisjob posting is for an existing vacancy.

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