Univar USA Inc

Sr Credit Analyst

Univar USA Inc • $80K — $95K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years of commercial B2B credit analysis experience required.
  • Degree in Finance, Accounting, Business, or related field necessary.
  • Professional credit or risk management designation preferred (e.g., CCRA, CBA).
  • Proficient in financial statement analysis and credit risk assessment.
  • Experience with commercial credit bureaus and risk monitoring tools essential.
  • Strong Microsoft Excel skills, with knowledge of AI tools for productivity.
  • Understanding of bankruptcy and commercial collections processes.

Responsibilities

  • Analyze financial data to assess credit risk and set limits.
  • Review and approve commercial credit applications.
  • Monitor accounts to identify emerging credit risks.
  • Escalate significant credit concerns for mitigation strategies.
  • Manage credit exposure and recommend changes to terms.
  • Collaborate with Sales and Collections to manage credit risk.
  • Prepare concise credit analyses and present recommendations.

Benefits

  • Opportunity to work closely with sales teams to influence business growth.
  • Exposure to a wide range of industries and customer profiles.
  • Role in significant financial decision-making and risk management.
  • Supportive environment for professional development and certifications.
  • Dynamic and fast-paced work environment.
Full Job Description
Primary Purpose

As a Senior Credit Analyst, you will evaluate the creditworthiness of new and existing customers, make credit decisions within your authority, and provide recommendations on higher-risk accounts. You will partner closely with Sales and Collections to balance risk management with business growth.

What You Will Do
  • Analyze financial statements, credit reports, trade references, bank references, and public records to assess credit risk and establish credit limits.
  • Review and approve commercial credit applications within assigned authority levels.
  • Monitor customer portfolios and identify emerging credit risks.
  • Recommend credit limit, payment term, and risk rating adjustments.
  • Present credit recommendations and risk assessments to management.
  • Partner with Sales and Collections to support profitable growth while minimizing bad debt exposure.
  • Investigate credit concerns and recommend appropriate risk mitigation strategies.
  • Prepare clear and concise credit analyses and make sound decisions in a fast-paced environment.


What You Will Need
  • 5+ years of commercial B2B credit analysis experience.
  • Degree in Finance, Accounting, Business, or a related field.
  • Professional credit designation preferred (CCRA, CBA, or similar).
  • Strong experience analyzing financial statements, cash flow, profitability, and credit risk.
  • Experience with commercial credit tools such as D&B, Experian, CreditRiskMonitor, or similar platforms.
  • Ability to evaluate payment trends, risk ratings, public filings, and bankruptcy-related information.
  • Experience managing customer credit exposure and making independent credit decisions.
  • Advanced Excel skills and proficiency with SAP, including SAP Credit Management.
  • Strong analytical, communication, and business partnership skills.


Where you will work:

Dublin, OH hybrid 3x a week in the office

About Univar USA Inc

Univar Solutions sells acids, additives, modifiers, chelants, enzymes, essential chemicals, ingredients, oleochemicals, oxides, peroxides, polymers, resins, process aids, silicates, silicones, sodium, solvents, surfactants, and more.

Univar USA Inc Careers

Join the dynamic team at Univar USA Inc, a leading distributor of chemicals and ingredients, and be part of a company that thrives on innovation, leadership, and diversity. At Univar, we are committed to providing unparalleled opportunities for professional growth and development in an environment that values each individual’s contribution.

Work You’ll Do

At Univar USA Inc, you will collaborate with some of the industry's most knowledgeable minds to help drive progress in various sectors through our expertise in chemical and ingredient distribution. Our commitment to innovation and sustainability makes us a unique leader in the marketplace, where technology and expertise create solutions that advance our customers' ambitions.

Join Our Market-Leading Team

Univar USA Inc is not just a company; it's a community where you can build a career. With a culture that fosters diversity and inclusion, we believe in empowering our employees to achieve their full potential. Whether you are looking for job opportunities, internships, or leadership roles, Univar offers a path to success.

Innovative Work

Engage in work that matters with a team that values bold ideas and proactive solutions. Our employees are encouraged to lead projects that redefine industry standards and contribute to environmental sustainability.

Career Development

Future-proof your career at Univar USA Inc with continuous learning and development opportunities. From diversity training to leadership workshops, we provide the tools and resources necessary for career advancement and personal growth. Our robust benefits package supports the well-being of our team members and their families, ensuring a rewarding work-life balance.

Explore Job Opportunities and Internships

Whether you’re a seasoned professional or a recent graduate, Univar offers a range of employment options to match your skills and interests. Explore positions in sales, logistics, research, and more. Our internships provide a fantastic opportunity for students to gain hands-on experience and develop essential industry skills.

Be Part of a Great Team

Join a team where collaboration and networking are at the heart of our operations. At Univar, you are part of a global network of professionals dedicated to making a positive impact on the world around us.

Stay Connected

- **Search Univar Jobs**: Discover open positions that align with your career goals. We are always on the lookout for passionate, curious, and innovative team players. - **Keep Up to Date**: Stay informed with the latest company news, career tips, and industry insights—all from the people who work here. - **Job Alert Emails**: Customize your subscription to receive job alerts and insider tips tailored to your preferences. Explore the exciting and rewarding career opportunities that await at Univar USA Inc. Join Univar USA Inc and be part of a company where your career can thrive in an environment of respect, integrity, and endless possibilities.
Learn more about Univar USA Inc
Size
9,450 employees
Market Cap
$5.2 billion
Industry
Net Income
$52.9 million
Founded
1924
5 Year Trend
+3.4%
Revenue
$8.2 billion
NASDAQ

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