About the Role

The Sr Accountant plays a key role in keeping Happen Bank's financial reporting accurate, timely, and audit-ready. This role owns core general ledger, reconciliation, and close activities that keep our books clean and our controls strong. It's a great opportunity to build deep accounting fluency while contributing directly to the integrity of our financial statements.

What You'll Do

• Prepare and post journal entries and support the monthly and quarterly close process
• Complete account reconciliations across cash, loans, and reserves, resolving discrepancies with accuracy and follow-through
• Maintain the general ledger, ensuring transactions align with accounting policy and internal controls
• Support balance sheet and income statement analysis, flagging variances for review
• Use AI tools where appropriate to speed up reconciliations, research, and reporting, while confirming outputs are accurate before they're used
• Assist with internal and external audit requests, pulling documentation and responding to routine inquiries
• Partner with Finance, Credit, and Operations teammates to understand the accounting impact of new transactions and initiatives
• Contribute to process improvement efforts, including automating recurring reconciliation and reporting tasks

About You

• 2+ years of accounting experience; bachelor's degree or higher, or equivalent combination of education and experience
• You bring precision and follow-through to recurring accounting tasks, even when the volume is high
• You've been using AI tools long enough in your daily life to have real opinions about them, what they're good at, where they fall short, and when to trust the output, and you're ready to apply that instinct at work
• You ask good questions and take feedback well as you build your accounting judgment
• You communicate clearly with teammates across finance and adjacent teams
• You care about getting the details right, from a reconciliation to a footnote

Nice to Have

• Exposure to ERP systems (e.g., Oracle Fusion)
• CPA candidacy
• Experience in financial services, fintech, or another regulated environment

Work Location
San Francisco

The above locations are eligible offices for this role. The locations have been determined to foster in-person collaboration with this role's team or the related business lines. We utilize a hybrid work model, and our teams are in-office Tuesdays, Wednesdays, and Thursdays. In-person attendance is essential for this role's success, and remote placement will not be considered. Happen Bank offers relocation, based on actual job level.

Time Zone Requirements
Local hours (PT)

While the position will primarily work local hours, Happen Bank is headquartered in Pacific Time and our ideal candidate will be flexible working across time zones when necessary.

Travel Requirements
As needed travel to Happen Bank offices and/or other locations, as needed.

Compensation
The target base salary range for this position is 88,000-103,000. The base salary of the role will be determined by job-related knowledge, experience, education, skills, and location. Base salary is just one part of Happen Bank's Total Rewards package. You may also be eligible for long-term awards (equity) and an annual bonus (which is based on company performance, employee performance and eligible earnings).

We're creating new financial services solutions for our members based on fairness, simplicity, and heart, and we treat our employees the same way. We offer a competitive benefits package that includes medical, dental and vision plans for employees and their families, 401(k) match, health and wellness programs, flexible time off policies for salaried employees, up to 16 weeks paid parental leave and more.

#LI-Hybrid
#LI-JH1