About this role:

As an Executive Director on the Sponsor Credit team, you will lead the underwriting and portfolio management of credit facilities for sponsor-backed portfolio companies covered by Commercial Banking. You will also contribute to underwriting Wells Fargo’s credit commitments in combination with Overland Advantage. This role offers broad exposure to strategic transactions in a dynamic, fast-paced deal environment, with a focus on supporting the private equity sponsor ecosystem and driving loan growth.

In this role, you will:

• Deal Team Leadership: Serve as the lead underwriter of high performing deal teams driving the execution, communication, structuring, negotiation and presentation of complex private equity backed transactions

• Direct analysis: You will direct the production of sensitize integrated operating/LBO models, size debt capacity and covenant headroom, produce in-depth credit analysis and write credit approval memoranda

• Run diligence: synthesize data-room materials, financial statements, projections, and third-party reports; participate in Q&A; assess market dynamics competitive positioning and key risks/mitigants

• Negotiate legal documentation: review and comment on term sheets, credit agreements, intercreditor docs; align protections (e.g. covenants, baskets, events of default) with underwriting thesis

• Present to senior approvers and risk committees: distill complex credit analyses into concise memos; clearly articulate the credit thesis, risks, mitigants, and recommended structure

• Portfolio Management: oversee the production of periodic reviews, variance analyses, compliance checks, watch-list narratives, and ratings updates; recommend actions as performance shifts. Execute amendments & waivers, negotiate covenant resets/consents, and document credit rationale

• Monitor market and macro trends: track economic indicators, pricing, leverage, and covenant trends to inform underwriting and portfolio strategy

• Integrate AI tools into underwriting and portfolio workflows to streamline research, accelerate production, and drive innovation and efficiency

• Mentor junior team members: provide training, guidance, and feedback to support their development and strengthen team capabilities

Required Qualifications:

• 7+ years of Mid-Corporate Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Experience managing complex credit and capital structures, including M&A and/or sponsor-backed transactions within commercial or corporate banking, investment banking, leveraged finance, private credit, private equity, or ratings agencies

• Strong leadership skills, with the ability to direct multiple team members and parallel workstreams, set clear accountability, and communicate effectively across deal teams and stakeholders

• Advanced proficiency in accounting principles, financial statement analysis, and financial modeling

• Significant experience with credit documentation, including term sheets, credit agreements, and intercreditor provisions

• Demonstrated ability to assess business/industry risk, structure covenants and protections, and assign/defend internal ratings

• Strong analytical skills, with heightened attention to detail and accuracy

• Excellent written and verbal communication skills

• Ability to work in a fast-paced, deadline-driven environment

• Strong foundation in credit analysis, including evaluation of business risk, industry trends, and capital structures

• Proficient in Microsoft Office (Word, Excel, PowerPoint, and Outlook)

Job Expectations:

• Ability to travel up to 10% of the time

• This position is not eligible for Visa sponsorship

• This position offers a hybrid work schedule

• Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process

Locations:

• 550 S Tryon - Charlotte, NC 28202

Posting End Date:

*Job posting may come down early due to volume of applicants.