Job Title Solution Architect (Payments & Cards) Role Summary We are seeking an experienced Solution Architect (15+ years) to lead the modernization of monolithic payment platforms into modern, event-driven microservices architectures. You will leverage Virtusa's proven industry expertise to design resilient, secure, and scalable payment ecosystems that enhance speed-to-market and operational efficiency. Key Responsibilities Payments Transformation Design, plan, and execute the modernization of monolithic payment platforms into microservices and event-driven architectures. Data Migration & Modernization Lead complex data migration initiatives, transitioning data from legacy monolithic systems to modern, cloud-native storage and processing architectures while ensuring data integrity and minimal downtime. Tokenization & Security Architect robust, PCI DSS v4.0 compliant tokenization strategies to replace sensitive Cardholder Data (CHD) and enable tokenized payment models across all channels. Integration & Orchestration Design payment orchestration layers that support cards, Tokenization, Issuance, Acquiring and overall cards workflow Architectural Governance Establish architectural blueprints, guidelines, and reference architectures for authorization, clearing, settlement, and reconciliation flows. Qualifications Experience 8+ years in enterprise architecture, platform engineering, or solutions architecture within the banking, fintech, or payments domain. Modernization Expertise Proven track record of managing complex modernization projects, specifically executing data migration strategies from legacy environments to modern platforms. Core Expertise Deep, hands-on experience in payment tokenization standards, encryption, HSM/KMS secrets management, and zero-trust security. Technical Proficiency Extensive experience with REST API/SOAP implementations, Java, Python, SQL, and Springboot. Methodology Proven ability to work within Agile frameworks (SAFe) using tools such as Jira, Rally, and Clarity.