Software Engineer

interface.ai

$110K — $130K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Experience building projects independently, showcasing innovation and user engagement.
  • Proficiency with LLMs, ensuring output verification over simple trust.
  • Bachelor's degree in CS or related field, or equivalent practical experience.
  • Demonstrated high agency and a proactive approach to problem-solving.
  • Recent graduates (2024-2026) or candidates with up to two years of experience.

Responsibilities

  • Deliver production features to live financial institutions within weeks.
  • Conduct evaluations for all shipped features to ensure compliance and correctness.
  • Rapidly increase project scope based on individual capacity and performance.
  • Utilize large language models (LLMs) to enhance productivity and streamline work processes.
  • Engage in hands-on work from a shared workspace, collaborating directly with a peer.

Benefits

  • 100% paid health, dental, and vision care.
  • 401(k) and financial wellness perks.
  • Daily meals provided.
  • Commuter benefits for Bay Area residents.
  • Monthly wellness stipend available.
  • Access to frontier AI tools like Claude Enterprise for all employees.
  • Modern office with stunning views in downtown San Francisco.
  • Discretionary paid time off (PTO) and paid parental leave.
  • Comprehensive mental health, wellness, and family benefits.
  • Collaborative team environment focused on innovative banking solutions.
Full Job Description
Role Overview

We're rebuilding interface.ai as an AI-native company - and we want engineers who learn to work this way from day one, not after unlearning somewhere else's habits. As an early-career Software Engineer, you ship production features from your first weeks - real users, real money, real stakes - and take on larger scope as fast as you can carry it.

This is not a rotational program, and you won't be one of a cohort. We hire early-career engineers in ones and twos. Our product and engineering org is deliberately lean relative to the millions of conversations it serves - new engineers get real scope because there's no one else queued up for it. Agents take the routine work; you spend your time on decisions and on the evaluation harnesses that prove what shipped is correct.

We build in person, from San Francisco. At our stage speed is the whole game, and the fastest path between a problem and a decision is two engineers at the same desk. Scope, title, and pay track what you've put into production - the expected path is owning bounded pieces of the product end-to-end within your first year.

What You'll Own
  • Real features, fast. Production code in your first weeks, shipped to live financial institutions. No sandbox, no staging purgatory.
  • The proof. You own the evals for what you build. In a regulated industry, "it looks right" isn't a standard - evals are how you know what shipped is correct.
  • Your trajectory. Larger scope as fast as you can carry it. Bounded end-to-end ownership within year one is the expected path, not the exception.
  • The AI leverage. Build with LLMs daily - steering agents through the routine work so your time goes where judgment matters.


What We're Looking For
  • You build things nobody asked you to build - a side project with actual users, hackathon wins, merged open-source PRs, or internship work that shipped. Any one of these matters more to us than GPA.
  • You've built with LLMs and you verify their output instead of trusting it. Vibes don't pass review; evals do.
  • A degree in CS or a related field (engineering, math, physics, statistics) - or show us what you've built instead. Self-taught builders are welcome.
  • High agency - you'd rather be handed a problem than a ticket, and you close loops without reminders.
  • Graduating 2024 - December 2026, or up to ~2 years of experience.
  • On-site in downtown San Francisco office 5 days a week - we provide commuter benefits if in the general Bay Area, and relocation support if you're not.


Bonus
  • Competitive programming (Codeforces, ICPC, USACO) - a plus, not a requirement
  • Experience in fintech or banking infrastructure


Benefits

100% paid health, dental & vision care

401(k) & financial wellness perks

Daily meals on us

🚇 Commuter benefit

Monthly wellness stipend

Claude Enterprise + frontier AI tools for every employee - build with the best

🏙 Brand-new 21st-floor SF office at 44 Montgomery - floor-to-ceiling views, worth showing up to

Discretionary PTO + paid parental leave

Mental health, wellness & family benefits

A mission-driven team shaping the future of banking

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