Affirm

Software Engineer II, Backend (Merchant Advocacy)

Affirm$142K — $210K *
US-AnywhereRemote in United States
Information Technology
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 3+ years as a backend software engineer
  • Familiarity with Domain-Driven Design and distributed systems
  • Experience with API design, data models, and event-driven architecture
  • Strong written and verbal communication skills
  • Proficiency in backend systems development using AWS, gRPC, Kotlin, Python, MySQL, and Kubernetes
  • Experience with monitoring and alerting systems (e.g., sentry.io, kibana)
  • Bachelor's degree in a related field or equivalent practical experience

Responsibilities

  • Design and expand the platform to accommodate hundreds of thousands of merchants
  • Collaborate with teams to ensure alignment on cross-team projects
  • Work with Engineering Manager and Team Lead to drive the team's long-term vision
  • Implement technical strategies for complex, wide-reaching challenges
  • Utilize development tools like Claude Code to enhance automation
  • Enhance engineering standards, tooling, and processes across the organization

Benefits

  • 100% subsidized medical coverage for you and your dependents
  • Generous stipends for technology, food, and lifestyle expenses
  • Competitive vacation and holiday schedules
  • Employee stock purchase plan with discounted shares
Full Job Description
The Merchant & Partner Lifecycle (M&PL) team is at the forefront of Affirm's architectural transformation. We are addressing critical architectural risks by consolidating merchant lifecycle orchestration into a newly cohesive domain.

You will act as a technical leader building out the brand new lifecycle-orchestrator service that's at the heart of multiple connected systems. Your work will deliver immediate availability improvements through system simplification and isolation, and modernize older parts of the codebase.

What You'll Do

  • Design & expand the backbone of our platform to scale to hundreds of thousands of merchants from all around the world
  • Design and align the scope of work with other teams to deliver cross-team projects
  • Partner with Engineering Manager and Team Lead to execute the long-term vision of the team
  • Execute technical strategy for broad or complex requirements with insightful and forward-looking approaches that go beyond the direct team and solve large open-ended problems
  • Utilize agentic development tools like Claude Code to automate parts of the development process
  • Improve engineering standards, tooling, and processes throughout the organization


What We Look For

  • 3+ years of experience as a backend software engineer
  • Familiarity with Domain-Driven Design, distributed systems, and how architectural decisions affect performance and maintainability
  • Experience with concepts such as data models, API design (http and RPC), state machines, event-driven architecture, and database design
  • Excellent communication skills, both written and verbal. Must be proficient in asynchronous communication-written tech specs, ADRs, project plans, etc.
  • Experience designing, developing, and launching backend systems (our stack: AWS, gRPC, Snowflake, Kotlin, Python, MySQL, Kubernetes). Java and Kotlin experience are especially helpful.
  • Prior experience with monitoring and alerting systems (sentry.io, rollbar, chronosphere, kibana)
  • This position requires either equivalent practical experience or a Bachelor's degree in a related field.


Base Pay Grade - L

Equity Grade - 6

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA base pay range (CA, WA, NY, NJ, CT) per year: $160,000 - $210,000
USA base pay range (all other U.S. states) per year: $142,000 - $192,000

#LI-Remote

Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

We're extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
  • Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
  • Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
  • Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
  • ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

About Affirm

Affirm is a publicly traded financial technology company headquartered in San Francisco, United States. Founded in 2012, the company operates as a financial lender of installment loans for consumers to use at the point of sale to finance a purchase. Affirm was founded in 2012 by Max Levchin, Nathan Gettings, Jeffrey Kaditz, and Alex Rampell as part of the initial portfolio of startup studio HVF. Levchin, who co-founded PayPal, became CEO of Affirm in 2014. In October 2017, the company launched a consumer app that allowed loans for purchases at any retailer. The company announced a partnership with Walmart in February 2019. Under the partnership, Affirm is available to customers in-store and on the Walmart website. Affirm has partnered with e-commerce platforms including Shopify, BigCommerce, and Zen-Cart. On November 18, 2020, Affirm filed with the Securities and Exchange Commission in preparation for an initial public offering. On December 12, 2020, it was reported that Affirm had postponed its IPO. On January 13, 2021, Affirm became listed on NASDAQ with symbol AFRM, raising about $1.2 billion in its IPO. By the next day, the price of shares had doubled, making Levchin's stake worth about $2.5 billion. In May 2021, Affirm acquired Returnly, a financial technology service company, for $300 million.
Learn more about Affirm
Size
1,300 employees
Market Cap
$2.5 billion
Industry
Net Income
-$97.6 million
Founded
2012
Revenue
$617.1 million
NASDAQ

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