About the Role

The Remittance Transaction Engine (RTE) team owns the systems at the very heart of Remitly: the platform that accepts, orchestrates, and tracks every remittance our customers send. Every transaction, across millions of customers and 170+ countries, flows through RTE services. We provide the transaction gateway, processing, and search/read surfaces that customer-facing products and internal teams across Remitly build on. On systems where correctness directly affects customers' money, we prioritize reliability and operational excellence at scale.

This is a pivotal moment for the team: we are engineering a future-ready Transaction Platform, focused on transitioning to a modern, API-first architecture that empowers self-service integration for diverse product offerings at scale and migrating the company off legacy access patterns to a clean, API-first architecture. You'll help design that future while operating the Tier-1 systems that Remitly's business runs on today.

As a Software Development Engineer II on the team, you'll design and build backend services end-to-end, collaborate closely with product managers and partner engineering teams, and raise the bar for quality and operational excellence on systems where correctness directly affects customers' money. You'll work in an AI-forward engineering culture: we expect engineers to leverage AI tools effectively across coding, testing, debugging, and documentation to move faster, while owning the correctness of everything they ship. Verifying and fully understanding AI-assisted output matters even more on systems that move money.

• Design and implement scalable, high-quality backend services and APIs at the core of Remitly's transaction processing platform

• Contribute to our North Star architecture: building the new unified Transaction Platform Gateway and migrating consumers from legacy gateways and direct database access to well-designed APIs

• Own features end-to-end: translate requirements into technical designs, break work into tasks, estimate effort, and deliver with quality, including testing, monitoring, and documentation

• Use AI-assisted development to accelerate delivery, factoring it into your estimates and verifying AI-generated output meets the team's bar for correctness, security, and maintainability

• Improve the reliability, observability, and performance of Tier-1 transaction systems, and participate in the team’s on-call rotation

• Partner with product managers and engineers across Remitly to understand consumer needs and translate them into reliable technical solutions

• Provide constructive feedback in code and design reviews, upholding a high bar for correctness and maintainability

• Support the growth of peers through pairing and code reviews when the opportunity arises

• A degree in computer science, engineering, or a related field, or equivalent experience

• 3+ years of professional software development experience building and maintaining production backend systems

• Strong programming skills in Go, Kotlin, or similar languages (Java, Python, C++) with a demonstrated ability to learn new technologies

• Proficiency in designing and building distributed systems on cloud platforms, particularly AWS

• Experience optimizing how systems are deployed, tested, logged, and monitored; familiarity with CI/CD practices and infrastructure tooling

• Ability to handle ambiguity in feature requirements and business expectations, and to independently drive features from design through delivery

• Proven track record of writing clean, well-tested, modular code and providing thorough code reviews

• Strong collaboration skills; comfortable partnering with cross-functional stakeholders to understand requirements and propose solutions

• Experience using AI tools to accelerate code construction, testing, and documentation in a production environment

• Experience with payments, fintech, or other domains where data correctness and auditability are critical

• Experience with large-scale migrations of live, high-throughput systems (service decomposition, database migrations, API-first re-platforming)

The starting base salary range for this position is typically $144,000 - $180,000. In the U.S., Remitly employees are shareholders in our Company and equity is part of our total compensation plan. Your recruiter can share more information about medical benefits offered, as well as other financial benefits and total compensation components offered with this role.

• Flexible paid time off

• Health, dental, and vision + 401k plan with company matching

• Paid parental, medical, military and family care leave

• Mental Health & Family Forming Benefits

• Employee Stock Purchase Plan (ESPP)

• Continuing education and travel benefits

Our Connected Work Culture: Driving Innovation, Together

At Remitly, we believe that true innovation sparks when we come together. Our "Connected Work Culture" fosters dynamic in-person collaboration, where ideas ignite and challenging problems find solutions faster. For corporate team members, we have an in-office expectation of at least 50% of the time monthly, typically achieved by coming in three days a week. This creates consistent, meaningful overlap that supports team norms and business needs. Managers also have the flexibility to set higher expectations based on their team's specific needs. These intentional in-office moments are vital for deepening relationships, fueling creativity, and ensuring your impact is felt where it matters most.