Liberty Mutual

Small Commercial Senior Territory Manager

Liberty Mutual$90K — $120K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's Degree or equivalent industry experience.
  • Minimum six years of progressive insurance sales and management experience.
  • Advanced knowledge of insurance products, marketing, and industry trends.
  • Proven track record of revenue growth in prior roles.
  • Strong consultative and relationship-building skills.
  • License required by the state, if applicable.

Responsibilities

  • Own and manage a defined geographic territory to drive profitable growth.
  • Lead agency management activities including prospecting and engagement.
  • Build and maintain relationships with agency owners through in-person engagement.
  • Support retention and new business development initiatives.
  • Manage the account pipeline, including renewals and underwriting collaboration.
  • Develop and execute territory strategies aligned with company priorities.
  • Collaborate with cross-functional teams to identify opportunities and resolve issues.

Benefits

  • Comprehensive health and wellness programs.
  • Flexible work schedules and remote work options.
  • Professional development and training opportunities.
  • Retirement savings plans with employer contributions.
  • Paid time off, including vacation and holidays.
Full Job Description
Description

We are seeking a results-driven Senior Territory Manager to own and lead a defined geographic territory, driving profitable premium growth and strong agency performance across a broad commercial product portfolio. In this highly visible role, you will serve as a trusted advisor to independent agents and brokers, balancing day-to-day small commercial flow with strategic pursuit of targeted larger accounts. You'll leverage deep relationship management, data-driven strategy, and cross-functional collaboration to optimize territory performance and achieve financial and operational objectives.

This is an excellent opportunity for a seasoned insurance professional who thrives in the field, enjoys building long-term partnerships, and wants to make a meaningful impact within a dynamic commercial insurance organization.

Key Responsibilities:

Territory & Agency Ownership
  • Own and manage an assigned geographic territory, driving profitable growth and achieving written premium, profitability, and operational targets.
  • Lead comprehensive agency management activities, including prospecting, business planning, engagement, training, compensation, and agency plant optimization.
  • Manage a large and diverse agency footprint (100+ storefronts), optimizing performance across the territory.


Agency Partnership & Business Development
  • Independently build and sustain strong, mutually beneficial relationships with agency owners, leadership, and frontline staff through primarily in-person engagement, supplemented by virtual and digital channels.
  • Establish credibility as a trusted advisor by delivering product expertise, underwriting philosophy, appetite guidance, and system training.
  • Support retention initiatives and new business development to deepen agency relationships and maximize revenue.


Commercial Lines & Portfolio Management
  • Focus on commercial business lines, working across a broad range of products, coverages, and market appetite.
  • Drive consistent flow of small commercial business while strategically engaging agents and brokers on targeted mid-to-larger accounts.
  • Manage the account pipeline end-to-end, including renewals, and collaborate across multiple underwriting segments to ensure strong outcomes.
  • Ensure appropriate book mix, risk quality, and overall profitability at both the agency and territory level.


Strategy, Execution & Analytics
  • Develop, execute, and continuously refine high-quality agency and territory strategies aligned to enterprise Personal Lines and Business Lines priorities.
  • Support strategic initiatives such as carrier consolidation (book transfers), agency expansion, service center integration, and new product or program rollouts.
  • Utilize internal and external tools, programs, and data analytics to inform decisions, monitor performance, and identify growth opportunities.


Cross-Functional Collaboration & Leadership
  • Partner closely with underwriting, product management, claims, and risk control teams to identify opportunities, resolve issues, and share competitive and market intelligence.
  • Act as the voice of the agent and customer within the organization.
  • Collaborate with Personal Lines and Business Lines counterparts on shared agency relationships.
  • Provide mentorship and guidance to peers and team members, contributing to continuous improvement and best practices.


What You'll Bring:

  • Proven experience managing agency relationships and driving profitable growth within commercial insurance.
  • Strong consultative, relationship-building, and influencing skills.
  • Ability to work independently with limited supervision while managing complex priorities.
  • Comfort leveraging data, tools, and insights to guide territory and agency strategies.
  • Willingness to travel extensively within the assigned territory for in-person agency engagement.


Qualifications
• Bachelor`s Degree or equivalent industry experience.
• Minimum six years of progressively more responsible insurance sales and management work experience.
• Advanced knowledge of company services, products, marketing techniques, insurance contracts, risk funding and rating plans, and industry trends.
• Proven track record of revenue growth and sales success in a prior role.
• Proven success in developing and building partnerships, decision making and problem solving.
• Advanced knowledge of the business including production management, claims, loss prevention, underwriting, administration, sales operations and agency business operations.
• Highly effective written and oral communication skills, including presentation, persuasion, timing, tact and negotiation skills.
• High degree of customer focus, interpersonal relationship skills and problem solving.
• Advanced analytical thinking, business analytics and business development skills.
• Strong time management and team orientation skills.
• Well versed understanding of marketing principles.
• Must be licensed by the state if required.
• Ability to travel daily with occasional overnight travel.
• Appropriate driving record required to operate a company vehicle.

Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.

We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://www.libertymutualgroup.com/about-lm/careers/benefits

About Liberty Mutual

Since 1912, Liberty Mutual Insurance have committed theirselves to providing broad, useful and competitively-priced insurance products and services to meet their customers' ever-changing needs. Their delivery on this commitment is the reason they're now the third largest property and casualty insurer in the U.S. based on 2012 direct premium written according to the National Association of Insurance Commissioners.

Liberty Mutual Careers

Join the vibrant team at Liberty Mutual, a leading global insurance company, where your career is in your hands. At Liberty Mutual, we are committed to fostering an inclusive culture that values diversity and innovation. With a variety of job opportunities across multiple fields, this is where your professional journey can truly flourish.

Work You’ll Do

At Liberty Mutual, you’ll be part of a team that’s dedicated to empowering people to live safer, more secure lives. Whether you’re interested in a position in claims handling, underwriting, or customer service, you’ll find a platform here to enhance your skills and push the boundaries of what you can achieve.

Explore Our Job Opportunities

Liberty Mutual offers a range of career paths for both seasoned professionals and those just starting out. Our internship programs provide invaluable hands-on experience, helping to bridge the gap between education and full-time employment. For those seeking to grow their career, we offer positions that challenge and inspire, backed by benefits that support both professional and personal growth.

Innovate with Us

Innovation is at the heart of Liberty Mutual. We encourage our team to bring fresh ideas that drive industry leadership and improve customer experiences. By joining our team, you’ll collaborate with talented professionals who are keen on developing solutions that lead the market.

Develop Your Career

Liberty Mutual is deeply invested in the professional development of its employees. With comprehensive diversity training and leadership programs, we prepare you to take on leadership roles within the company. Networking opportunities within the company can lead to mentorship and further career advancement.

Benefits of Joining Liberty Mutual

Working at Liberty Mutual comes with numerous benefits. From competitive salaries to health and wellness programs, we ensure our team members are well taken care of. More than just a job, a position at Liberty Mutual is a stepping stone to a fulfilling career.

Join Our Team

Ready to take the next step in your career? Explore the job opportunities at Liberty Mutual. We are actively hiring and looking for individuals who are passionate, curious, and ready to drive change. Enhance your resume, prepare for your interview, and become part of a company that values your unique skills and vision.

Stay Connected

Keep up to date with the latest from Liberty Mutual Careers by subscribing to our job alert emails. Tailor your subscription to match your career preferences and get insights into new postings and career tips directly from our team.

Liberty Mutual: A Place to Grow, Innovate, and Lead

Discover how you can make a difference. Visit our careers page to find the position that’s right for you and join a team that’s committed to growth, leadership, and innovation. At Liberty Mutual, your career is what you make it.
Learn more about Liberty Mutual
Size
45,000 employees
Industry
Founded
1912

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