Small Business Credit Manager

Veracity Solutions

$80K — $120K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Minimum 4 years of relevant experience or 2 years with an associate degree in place of a traditional degree.
  • Current seven-figure lending authority with proven high-dollar credit experience (minimum $1M lending authority).
  • Proficient in underwriting complex credits, particularly within Small Business Lending, C&I, and CRE products.
  • Strong grasp of banking regulations including FDIC and OCC standards.
  • Excellent communication, customer service, and interpersonal skills with attention to detail.
  • Demonstrated ability to lead and mentor credit and servicing teams.
  • Skilled in KPI development and performance monitoring.

Responsibilities

  • Lead and mentor a team of credit managers and servicing professionals.
  • Conduct transactional underwriting focused on complex and high-dollar credits.
  • Develop and implement training programs to enhance underwriting skills.
  • Monitor and manage key performance indicators to ensure departmental targets are met.
  • Direct the Bank's Small Business credit strategy for C&I and CRE products.
  • Evaluate maturing credits for potential renewals to support sound credit decisions.

Benefits

  • Onsite role in Pittsburgh, Pennsylvania.
Full Job Description
Small Business Credit Manager

Location: Pittsburgh, Pennsylvania

We are seeking a seasoned Small Business Credit Professional with a proven track record and current seven-figure lending authority to lead our Credit and Servicing Groups. This pivotal role involves overseeing all underwriting, training, and performance KPIs for our Bank's Retail Small Business Lending Department.

For this position, we will accept four (4) years of commensurate experience or two (2) years of commensurate experience with an associate degree in lieu of the education requirement below. **

Key Responsibilities:
  • Leadership & Management: Lead and mentor a team of credit managers and servicing professionals, ensuring alignment with the Bank's strategic goals.
  • Underwriting: Conduct transactional underwriting, focusing on complex and high-dollar credits as part of your daily and weekly routine.
  • Training & Development: Develop and implement training programs to enhance the skills and performance of the underwriting team.
  • Performance Monitoring: Monitor and manage performance KPIs to ensure the department meets its targets.
  • Credit Strategy: Provide direction and coaching on the Bank's Small Business credit appetite, particularly for C&I and CRE products with exposures up to $3 million.
  • Credit Evaluation: Evaluate maturing credits for potential renewals, ensuring sound credit decisions.

Skills and Certifications

Excellent communication skills, both written and verbal
Excellent customer service skills
Detail-oriented
Excellent organizational, analytical and interpersonal skills
High-dollar and complex credit evaluation (Lending Authority of 1Million+)
Leading credit and servicing teams
Familiarity with banking regulations (FDIC, OCC, etc.)
Small Business Lending (C&I and CRE)
KPI development and monitoring

Recruiter Submission Template:

Full Name:

Degree Major with University and Completion year:

Total experience as Small Business Credit Manager?

Underwriting: Conduct transactional underwriting, focusing on complex and high-dollar credits as part of your daily and weekly routine ?

Training & Development: Develop and implement training programs to enhance the skills and performance of the underwriting team ?

Leadership & Management: Lead and mentor a team of credit managers and servicing professionals ?

Motivation / Reason for Relocation (if not local):

Motivation / Reason for interest in this position?

Contact Number:

E mail Id:

LinkedIn Id:

Full Address (Street, City, States, Zip Code)

Notice period: (in weeks):

Current work authorization status (US Citizen, Green Card, etc.)

Expected Salary?

Are you ready to relocate on your own expenses and work at Pittsburgh, Pennsylvania - Onsite?

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