Senior Underwriter, Middle Market Construction

AXA SA$107K — $209K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of commercial underwriting experience required.
  • Expertise in underwriting solutions for construction industry professionals.
  • Strong interpersonal skills for engaging with insureds and brokers.
  • Exceptional written and verbal communication skills for collaboration and promotion.
  • Proficient in time management and organizational skills to handle multiple responsibilities.
  • Experienced with Microsoft Office Suite for documentation and analysis.
  • Bachelor's degree required; advanced education or designations like CPCU preferred.
  • Willingness to travel approximately 25% as necessary.

Responsibilities

  • Market to Middle Market producers to secure new and renewal construction accounts.
  • Review and analyze submission information and loss histories to assess risk.
  • Collaborate with various business divisions to support underwriting processes.
  • Determine risk acceptance, calculating rates and premium charges.
  • Develop or modify policy wording based on underwriting authority.
  • Cross-sell additional products and services to clients.
  • Support service standards for primary casualty construction products.

Benefits

  • Comprehensive rewards program focusing on health, wellbeing, and financial security.
  • Personalized and inclusive benefits that evolve alongside employees' needs.
  • Commitment to sustainability, integrating ESG practices into business strategies.
  • Volunteering and charitable programs to support community causes.
  • Access to a variety of professional development and learning opportunities.
Full Job Description
Arising out of growth, our US Middle Market team is looking to add a Senior Underwriter to our Construction vertical. As a Senior Underwriter, you will have the opportunity to help execute the go-to-market strategy of the US Middle Market Construction business and be responsible for managing a portfolio driving profitable growth.

What you'll be doing

Your underwriting responsibilities will include:
  • Marketing to Middle Market producers to secure new and renewal business within the construction industry.
  • Reviewing Middle Market submission information, including loss history, while conducting appropriate research to determine the degree of risk for each account based upon defined construction appetite guidance, along with company Regulations and Guidelines.
  • Coordinating with varied business divisions including Actuarial, Claims, Reinsurance, Accounting, Marketing, Regulatory, Strategy & Analytics, and others internally that support our businesses.
    • Determining quote or declination of risks.
    • Calculating rates and premium charges using approved rating models.
    • Developing and modifying policy wording in accordance with delegated underwriting authority when the standard forms are not appropriate.
    • Actively cross-sell afforded products and services.
    • Supporting service standards in delivery of primary casualty construction products and services.
    • Working with the other underwriters on the team on cross marketing goals and objectives.

In this role you will report to the Head of Construction, U.S. Middle Market.

What you will BRING

We're looking for someone who has these abilities and skills:
  • A moderate amount Commercial Underwriting Experience.
  • Underwriting expertise as it relates to solutions for construction managers, general contractors, trade contractors, to contribute to the underwriting of the full range of Construction accounts.
  • Outstanding insured and broker interaction with the ability to effectively target current and prospective contacts in order to effectively promote offered products.
  • Excellent written and oral communication skills to work with both internal teams and external brokers
  • Outstanding organizational, time-management and multi-tasking skills.
  • Outstanding comprehension and work experience with Microsoft Office Suite.
  • Bachelor's degree required with advanced education and / or professional designations including but not limited to CPCU, IIA, CRIS preferred but not required.
  • Willingness to travel (approximately 25% travel as necessary).

What we OFFER

Total Rewards

AXA XL's Reward program is designed to take care of what matters most to you, covering the full picture of your health, wellbeing, lifestyle and financial security. It provides enterprising compensation and personalized, inclusive benefits that evolve as you do.

We're committed to rewarding your contribution for the long term, so you can be your best self today and look forward to the future with confidence.

Sustainability

At AXA XL, Sustainability is integral to our business strategy. In an ever-changing world, AXA XL protects what matters most for our clients and communities. We know that sustainability is at the root of a more resilient future. Our 2023-26 Sustainability strategy, called "Roots of resilience", focuses on protecting natural ecosystems, addressing climate change, and embedding sustainable practices across our operations.

Our Pillars:

  • Valuing nature: How we impact nature affects how nature impacts us. Resilient ecosystems - the foundation of a sustainable planet and society - are essential to our future. We're committed to protecting and restoring nature - from mangrove forests to the bees in our backyard - by increasing biodiversity awareness and inspiring clients and colleagues to put nature at the heart of their plans.
  • Addressing climate change: The effects of a changing climate are far-reaching and significant. Unpredictable weather, increasing temperatures, and rising sea levels cause both social inequalities and environmental disruption. We're building a net zero strategy, developing insurance products and services, and mobilizing to advance thought leadership and investment in societal-led solutions.
  • Integrating ESG: All companies have a role to play in building a more resilient future. Incorporating ESG considerations into our internal processes and practices builds resilience from the roots of our business. We're training our colleagues, engaging our external partners, and evolving our sustainability governance and reporting.
  • AXA Hearts in Action: We have established volunteering and charitable giving programs to help colleagues support causes that matter most to them, known as AXA XL's "Hearts in Action" programs. These include our Matching Gifts program, Volunteering Leave, and our annual volunteering day - the Global Day of Giving.


For more information, please see Sustainability at AXA XL.

The U.S. base salary range for this position is USD $107,600-209,100. Actual pay will be determined based upon the individual's skills, experience and location. We strive for market alignment and internal equity with our colleagues' pay.

At AXA XL, we know how important physical, mental, and financial health are to our employees, which is why we are proud to offer benefits such as an enterprizing retirement savings plan, health and wellness programs, and many other benefits. We also believe in fostering our colleagues' development and offer a wide range of learning opportunities for colleagues to hone their professional skills and to position themselves for the next step of their careers. For more details about AXA XL's benefits offerings, please visit US Benefits at a Glance 2026.

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