Senior Underwriter

CopperPoint Insurance Companies

$95K — $120K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree or equivalent experience required.
  • 5+ years of commercial insurance experience required.
  • Advanced knowledge of insurance principles and commercial lines underwriting.
  • Strong sales and marketing skills necessary for closing deals.
  • Excellent communication, negotiation, time management, and organizational skills.

Responsibilities

  • Analyze middle market workers' compensation accounts for risk assessment.
  • Price business in line with company underwriting guidelines.
  • Balance risk selection and profitable pricing while maintaining producer relations.
  • Communicate effectively with agencies about underwriting issues and results.
  • Present proposals for new and renewal business to agency personnel.
  • Train and mentor junior underwriters to enhance team performance.
  • Cultivate strong relationships with internal and external stakeholders.

Benefits

  • Medical, dental, and vision insurance for employees and their families.
  • No-cost benefits including Basic Life Insurance and disability coverage.
  • Accrued Paid Time Off (PTO) totaling up to 22 days annually, plus 10 paid holidays.
  • 401k plan with employee participation and contribution options.
  • Flexible spending accounts and health savings accounts available.
Full Job Description
CopperPoint has an exciting opportunity for a Sr. Underwriter I in Phoenix, AZ, Texas, or Nevada. In this role, you'll support short- and long-term business strategies by making sound underwriting decisions and partnering with your Business Development representative to drive profitable growth across your assigned territory. You'll apply advanced technical underwriting expertise to evaluate risk, strengthen agency relationships, and achieve profit and growth objectives while also mentoring, coaching, and developing less experienced underwriters to support a collaborative, high-performing team.

Job Responsibilities:
  • Analyzes middle market workers compensation accounts to make sound decisions based on individual risk characteristics, exposure analysis, hazard recognition and controls.
  • Adheres to individual authority levels.
  • Prices business according to company underwriting and pricing guidelines.
  • Must balance effective pricing and risk selection that produces profit and growth while maintaining successful producer relations.
  • Communicates with agency personnel on underwriting issues including declinations, cancellations, exposure concerns, and loss control survey results.
  • Present new and renewal proposals to agency personnel.
  • Maintains the highest level of customer service internally and externally.
  • Meets with agency personnel on a regular basis to develop and maintain positive and productive relationships.
  • Serves as a resource to others in the resolution of complex problems and issues.
  • Educating the agency staff on company products, services and underwriting philosophy.
  • Responsible for training and mentoring less experienced underwriting team members.
  • Establishes positive relationships with internal/external stakeholders through communication and collaboration

Qualifications/Competencies:
  • Bachelor's degree or equivalent experience required.
  • The knowledge and skill levels acquired through undergraduate level studies especially in the areas of business administration, finance.
  • 5+ years of commercial insurance experience required in addition to Bachelor's degree or equivalent.
  • Advanced knowledge of insurance principles, rates, rules, forms, procedures, regulations, coverages, and business processes required.
  • Advanced knowledge and/or experience with commercial lines underwriting.
  • Strong sales and marketing skills which requires the ability to qualify opportunities and close deals.
  • Ability to work in a team environment
  • Strong communication and negotiation skills
  • Excellent time management and organizational skills.
  • Analytical skills and attention to detail

Salary Range:
  • $95,000.00 - $120,000.00 annually
  • Compensation may vary depending on skills, experience, education, and geographical location.
  • In addition to base salary, compensation may include an annual discretionary bonus.

Benefits:
  • Employees and their families are eligible to participate in CopperPoint Insurance Companies benefit plans including medical, dental, vision, short-term disability, long-term disability, life insurance, a health savings account, a flexible spending account, and a 401k plan.
  • We provide some benefits at no cost to the employee (Basic Life Insurance and AD&D at two times an employee's annual salary, Short- and Long-term Disability coverage, and Employee Assistant Plan).
  • Employees will accrue 0.0846 hours of Paid Time Off (PTO) per paid hour, which may total 22 days a year. In addition, employees will also receive 10 paid holidays throughout the calendar year.

#LI-Hybrid #LI-Remote

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