This role supports both short- and long-term business strategies to achieve profit and growth objectives through disciplined underwriting and effective agency marketing within an assigned territory. The Senior Underwriter partners closely with a business development representative and other experienced underwriters to drive profitable growth while analyzing commercial lines accounts, pricing business in line with guidelines, maintaining strong agency relationships, and communicating underwriting decisions. We are primarily targeting candidates in Western Washington and are also open to professionals across the Pacific Northwest and Alaska.
Job Responsibilities:- Analyzes commercial lines accounts to make sound decisions based on individual risk characteristics, exposure analysis, hazard recognition and controls.
- Adheres to individual authority levels.
- Prices business according to company underwriting and pricing guidelines.
- Must balance effective pricing and risk selection that produces profit and growth while maintaining successful producer relations.
- Communicates with agency personnel on underwriting issues including declinations, cancellations, exposure concerns and loss control survey results.
- Present new and renewal proposals to agency personnel.
- Maintains the highest level of customer service internally and externally.
- Meets with agency personnel on a regular basis to develop and maintain positive and productive relationships.
- In collaboration with their business development representative must be able to hold the agency accountable for flow, hit ratio, new business and retention goals.
- Serves as a resource to others in the resolution of complex problems and issues.
- Educating the agency staff on company products, services and underwriting philosophy.
- Responsible for training and mentoring less experienced underwriting team members.
- Establishes positive relationships with internal/external stakeholders through communication and collaboration.
Qualifications/Competencies:- BS/BA college degree resulting in the knowledge and skill levels acquired through undergraduate level studies especially in the areas of business administration, finance or marketing.
- 5-7 years of commercial insurance experience
- Advanced knowledge and/or experience with commercial underwriting, including Workers' Compensation, Property, and Casualty lines.
- Strong sales and marketing skills which requires the ability to qualify opportunities and close deals.
- Ability to work in a team environment
- Strong communication and negotiation skills
- Excellent time management and organizational skills.
- Analytical skills and attention to detail.
Work Location:- This role may be remote or hybrid, depending on the candidate's location.
Benefits:- Employees and their families are eligible to participate in CopperPoint Insurance Companies benefit plans including medical, dental, vision, short-term disability, long-term disability, life insurance, a health savings account, a flexible spending account, and a 401k plan.
- We provide some benefits at no cost to the employee (Basic Life Insurance and AD&D at two times an employee's annual salary, Short- and Long-term Disability coverage, and Employee Assistant Plan).
- Employees will accrue 0.0846 hours of Paid Time Off (PTO) per paid hour, which may total 22 days a year. In addition, employees will also receive 10 paid holidays throughout the calendar year.
Salary Range:- $100,000.00 - $150,000.00 annually
- Compensation may vary dependent on skills, experience, education, and geographical location.
- In addition to base salary, compensation may include an annual discretionary bonus.
#LI-Hybrid #LI-Remote
