GENERAL FUNCTION:
The Senior Treasury Analyst – ALM performs advanced analysis and supports strategic initiatives within the Treasury department, with a focus on asset/liability management. This role leverages technical expertise to assess balance sheet risk and return, support decision-making, and contributes to enterprise-wide business strategy. The analyst works independently on complex problems, interprets internal and external data and trends, and works to drive best-in-class processes.
This position is accountable for identifying, assessing, managing, and reporting risks in alignment with the Bank’s risk appetite. The role requires a commitment to integrity, collaboration, personal development, and delivering a positive cultural experience.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
- Conduct complex financial and risk analyses related to balance sheet positioning, net interest income (NII), and interest rate risk.
- Utilize ALM concepts and financial models to evaluate the Bancorp’s risk/return profile.
- Perform scenario and sensitivity analyses to assess the impact of market changes on the balance sheet.
- Provide insights into the Bank’s earnings and risk exposures; contribute to strategies that optimize risk-adjusted returns.
- Prepare materials and presentations for executive management and ALCO meetings.
- Monitor and report on key risk metrics, including NII, Economic Value of Equity (EVE), and NII at Risk.
- Collaborate with Finance, Risk, and Business Lines for balance sheet and NII forecasting while aligning ALM strategies with enterprise objectives.
- Advise stakeholders on Funds Transfer Pricing (FTP) methodologies and their implications for loan and deposit pricing.
SUPERVISORY RESPONSIBILITIES:
May lead functional teams or projects. May formally or informally supervise more junior analyst(s) on assigned workflow items or projects.
MINIMUM KNOWLEDGE, SKILLS, AND ABILITIES REQUIRED (no edits permitted)
- Bachelor’s degree in Finance, Economics, Accounting, or a related field.
- 5–7+ years of Treasury-related experience in one or more areas: ALM, FP&A, Corporate Finance, Funding/Liquidity, or Investment Portfolio. Other relevant areas may be considered.
- Strong analytical, modeling, data interpretation, and database management skills.
- Proficiency in Microsoft Office; experience with SQL and data visualization tools (i.e. Power BI).
- Demonstrated ability to manage multiple priorities independently and take initiative.
- Excellent communication, organizational, and interpersonal skills.
- Financial services, risk management, or banking industry experience preferred.
Senior Treasury Analyst - ALM
At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.
The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.
Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: or by consulting with your talent acquisition partner.
LOCATION -- Cincinnati, Ohio 45202
Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes – no matter how they are submitted – will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.
