Senior/Staff Software Engineer - Moonpay Enterprise

MoonPay, Inc.

โ€ข $180K โ€” $300K *
Enterprise Technology
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years of backend engineering experience (8+ for Staff) with production systems at scale
  • Strong backend expertise in a statically compiled language (e.g., Rust, Go, C#, C+)
  • Fundamentals in distributed systems, API design, and data modeling
  • Experience in precision-critical domains such as financial systems
  • Pragmatic mindset with clear communication, thriving in high-throughput environments
  • Interest in crypto and stablecoins, with a bonus for prior blockchain experience
  • Comfort using AI tools for development while maintaining control over correctness and security

Responsibilities

  • Design, build, and operate backend services that ensure correctness and auditability
  • Own features from product specs to deployment and monitoring
  • Integrate with external partners like banks and compliance vendors
  • Enhance engineering quality through observability and incident response
  • Collaborate with product and engineering teams across global locations
  • (Staff level) Mentor engineers and lead architectural decisions

Benefits

  • Competitive salary package
  • Equity package for financial freedom and ownership
  • Pay-for-performance equity bonus based on outcomes
  • Flexibility with time off and a recharge period
  • Enhanced parental leave for better family time
  • Hybrid working options with remote or office work
  • Access to private healthcare benefits and wellness memberships
  • Annual training budget to support continuous learning
  • Lunch and remote work allowances to support your working environment
Full Job Description
The role

We're hiring backend engineers across several openings within MoonPay Enterprise. All roles share the same foundation of designing and operating reliable, secure, high-throughput backend services, but each opening has a distinct focus. When you apply, tell us which track (or tracks) excites you most.
Track 1: KYB / KYC & Compliance Platform

Build the systems that let enterprises onboard safely and stay compliant across dozens of jurisdictions. You'll own services powering business (KYB) and individual (KYC) verification flows, risk scoring, sanctions and AML screening, case management, and integrations with identity and compliance vendors. The challenge is making rigorous compliance feel invisible: fast, automated, and globally scalable, without ever compromising on regulatory obligations.
Track 2: New Product Lines, starting with Custody

Join us at the ground floor of new enterprise products, beginning with Custody. You'll design the backend for secure digital asset storage and management for institutional clients: key management workflows, policy engines, transaction authorization, ledger integrity, and audit trails. This track suits engineers who love ambiguity, greenfield architecture, and building products from zero to one with enterprise-grade security requirements.
Track 3: Blockchain, Stablecoin Issuance & On-Chain Infrastructure

Work directly with blockchain protocols to power our stablecoin issuance business and on-chain products. You'll build and operate services for minting, burning, and managing fully reserved stablecoins across chains, develop smart contract integrations on EVM chains and Solana, and design the indexing, monitoring, and reconciliation systems that keep on-chain and off-chain state in sync. Prior Solana (Rust) or Solidity development experience is a strong plus here.

Across all tracks, experience with fiat rails, banking integrations, or payments systems is very welcome. Much of our hardest work happens where traditional finance and crypto overlap.
What you'll do
  • Design, build, and operate backend services written in Rust that process high volumes of financial transactions with strong guarantees around correctness, idempotency, and auditability
  • Own features end to end, from shaping the product spec through technical design, implementation, testing, deployment, and production monitoring. You won't just receive work from product: as a domain expert, you'll help define what we build and propose the work you consider most useful
  • Integrate with external partners such as banks, payment processors, blockchains, and identity and compliance vendors, and build the abstractions that make those integrations reliable
  • Improve engineering quality across observability, incident response, security practices, and API design
  • Collaborate closely with product, compliance, and other engineering teams across MoonPay's global network
  • (Staff level) Set technical direction for your area, mentor other engineers, and drive architectural decisions that span multiple teams
About you
  • 5+ years of backend engineering experience (8+ for Staff), with a track record of shipping and operating production systems at scale
  • Strong backend experience with a statically compiled language (e.g. Rust, Go, C#, C++) is a must. Deep fundamentals matter more to us than your specific language history
  • Prior professional Rust experience is not required, but interest in Rust and motivation to become an expert in it are very welcome, since our services are written in Rust
  • Solid fundamentals in distributed systems, API design, data modeling, and asynchronous processing
  • Comfort working in domains where precision matters, such as financial systems, double-entry ledgers, reconciliation, or similarly correctness-critical software
  • A pragmatic, autonomous, ownership-driven mindset. You care about outcomes, communicate clearly, and thrive on high throughput: on this team, features ship in hours to days and products in days to weeks
  • Strong critical thinking, including in how you use AI tools. You know how to drive AI-assisted development productively while staying firmly in control of correctness, security, and design quality
  • Interest in crypto, stablecoins, and the future of payments. Prior crypto experience is a plus rather than a requirement, except for Track 3, where hands-on blockchain development experience is expected
Bonus points
  • Professional or hobby experience writing Rust (open-source contributions count!)
  • Experience in fiat payments, banking integrations, card networks, or PSPs
  • Familiarity with KYC/KYB, AML, sanctions screening, or regulated financial products (Track 1)
  • Background in custody, key management (MPC/HSM), or institutional-grade security (Track 2)
  • Smart contract development in Solidity (EVM) or Rust (Solana), and experience with on-chain indexing or node infrastructure (Track 3)
  • Experience working in regulated, multi-jurisdiction environments
How we work

MoonPay Enterprise operates like a startup inside a scale-up: small, senior, high-throughput teams with real ownership, direct access to customers and decision-makers, and the backing of MoonPay's global licenses, banking relationships, and distribution network. We move fast and expect engineers to act as product owners for their domain, not just implementers. This role is open fully remote, or hybrid from our Berlin, Germany hub if you prefer time with the team in person.

NYC Salary: $180,000 - $300,000 USD

Research has shown that women are less likely than men to apply for this role if they do not have experience in 100% of these areas. Please know that this list is indicative, and that we would still love to hear from you even if you feel that you are only a 75% match. Skills can be learned, diversity cannot.
Benefits & Perks
  • Research has shown that women are less likely than men to apply for this role if they do not have experience in 100% of these areas. Please know that this list is indicative, and that we would still love to hear from you even if you feel that you are only a 75% match. Skills can be learned, diversity cannot.
    Benefits & Perks
    • Competitive salary package
    • Equity package: financial freedom starts with our employees, so all employees have ownership at MoonPay
    • Pay-for-performance equity bonus: those who drive outsized outcomes receive outsized rewards
    • Moonshot award: we honor exceptional impact. 20 employees a year, each earning a $250,000 equity grant
    • Pension: employer contributions from day one
    • Employee referral program: refer great people, earn 10K in USDC
    • Flexible Time Off: choose when to work and when to switch off
    • ๐Ÿ”‹Recharge Period: end-of-year company-wide time off to rest and reset
    • ๐ŸŽ‚ Birthday leave: take the day off to celebrate you
    • ๐Ÿผ Enhanced parental leave: more time with family, no second thought
    • Hybrid working schedule: work fully remotely or from your nearest Moonbase
    • ๐Ÿš† Commuter benefits: public transport to and from the office
    • ๐Ÿฉบ Private healthcare benefits: to protect you and your loved ones
    • Wellhub wellness membership: access to gyms, studios, classes, and wellness apps in one membership
    • Enterprise access to the latest AI tools: Claude, ChatGPT, Gemini and whatever's next
    • ๐Ÿฑ Lunch credit: meals covered on the days you're in the office
    • ๐Ÿช‘ Home office setup allowance: build the home office of your dreams
    • ๐Ÿ‘› Remote working allowance: those working fully remotely get a little extra for utilities
    • ๐ŸŒ• Monthly product budget and zero-fee crypto transactions
    • $1,000 Annual training budget: we support your learning journey
    • High Potential Program: structured development, mentorship, and stretch opportunities
    • Regular remote company offsites: high-impact in-person sessions and hackathons
    • ๐Ÿšฒ (Ireland) Cycle to Work scheme: tax-efficient bike, gear, and safety kit
    • (UK) EV Salary Sacrifice: lease an electric vehicle through pre-tax salary

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