Work Location:Toronto, Ontario, Canada
Hours:37.5
Line of Business:Finance
Pay Details:$81,600 - $115,200 CAD
This role is eligible for a discretionary variable compensation award that considers business and individual performance.
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Job Description:Department Overview:The Treasury and Balance Sheet Management (TBSM) FP&A team is part of Finance and supports financial planning, forecasting, reporting, analysis and management insights for TBSM P&L within the Corporate Segment. The team provides transparency, governance and decision support across monthly results, quarterly forecasts, annual Plan and medium-term outlook processes.
The TBSM FP&A team works closely with partners: Intersegment FTP, ALM, Investment Analytics, Capital, Liquidity, FinOps, Enterprise Decision Support and Corporate Segment Finance. The team is responsible for helping explain TBSM financial results and forecast movements, ensuring key drivers are understood, risks are escalated, and management materials are clear, accurate and decision-useful.
This is an excellent opportunity for a candidate to build depth in TBSM-related financial reporting and FP&A, while developing exposure to senior stakeholders and complex topics including liquidity residuals, margin differential, excess capital, non-common capital, OAOL FTP, hedging results.
Job Description:The Senior Specialized Finance Analyst will support the TBSM FP&A team in delivering high-quality reporting, forecasting, planning, analysis and financial insight for TBSM P&L. This role will help translate complex TBSM drivers into clear Finance narratives and support the team's monthly and quarterly deliverables for Finance and TBSM leadership. It is a Finance FP&A role supporting the financial reporting, forecast interpretation, management reporting and executive narrative for TBSM-related results within the Corporate Segment.
The successful candidate will develop strong knowledge of TBSM P&L drivers, Finance reporting infrastructure, forecast processes and management reporting views. The role requires strong aptitude, Excel and analytical capability, attention to detail, sound judgment, and the ability to work across multiple stakeholders in a fast-paced environment.
Key AccountabilitiesReporting, Forecasting and Planning- Support monthly and quarterly TBSM P&L reporting, including actuals review, Flash, MOR, forecast and Plan deliverables.
- Prepare and maintain TBSM FP&A reporting files, forecast bridges, templates and supporting analysis.
- Analyze financial results against forecast, Plan, prior periods and run-rate expectations.
- Support the development of clear commentary explaining key TBSM P&L drivers, including liquidity, capital, FTP, hedging, investment and management reporting impacts.
- Support forecast and Plan submissions, including coordination with TBSM partners, EDS, FinOps and Corporate Segment Finance.
- Assist with recurring deliverables and ad hoc analysis related to TBSM P&L, Corporate Segment reporting and management reporting implications.
Analysis and Business Insight- Investigate variances and forecast movements with curiosity, discipline and appropriate challenge.
- Build an understanding of how TBSM activities flow through financial reporting and management reporting views.
- Help identify drivers of movements across key P&L lines.
- Support scenario and sensitivity analysis for forecast/Plan changes, including impacts from methodology changes or management reporting refinements.
Process, Controls and Continuous Improvement- Maintain strong controls over reporting files, assumptions, hand-offs and version management.
- Support improvements to recurring TBSM FP&A processes, templates, documentation and review routines.
- Identify opportunities to simplify, automate and strengthen reporting and analysis.
- Support a strong control mindset consistent with Finance governance expectations.
Team Contribution- Contribute to a collaborative, open and learning-oriented team culture.
- Share knowledge and support cross-training within the TBSM FP&A team.
- Help build team capability in complex financial modeling, forecasting, variance analysis and executive reporting.
Job RequirementsEducation and Professional Qualifications- Undergraduate degree in Finance, Accounting, Economics, Business, Commerce or a related discipline.
- CPA, CFA, MBA or progress toward a relevant professional designation would be considered an asset.
- Strong interest in Treasury, balance sheet management, FP&A, financial reporting and management reporting.
Experience- 5+ years relevant experience preferred
- Experience in Finance, FP&A, financial reporting, management reporting, forecasting, planning, Treasury Finance, banking, or related analytical roles.
- Knowledge of TBSM, FTP, liquidity, capital, hedging, investments or banking products would be an asset.
Technical Skills- Advanced Excel skills, including model review, formula logic, reconciliations, scenario analysis and data validation.
- Strong analytical skills with the ability to identify anomalies, explain variances and connect operational drivers to financial outcomes.
- Ability to work with complex source files, templates, forecasts and management reporting views.
- Comfort working with ambiguity, incomplete information and tight timelines.
- High aptitude, curious, analytical and willing to dig into details.
- Proactive self-starter who can work independently and as part of a team.
- Strong ownership mindset and willingness to follow issues through to resolution.
- Comfortable operating in an unstructured and fast-paced environment.
- Interest in building long-term Finance and TBSM domain depth.
Work activities include a blend of highly collaborative activities and individual deliverables. Individuals are expected to be onsite 4 days a week. Colleagues may spend more or less days in office as required by the business line.
Our Total Rewards PackageOur Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more
Additional Information:We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
Colleague Development If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.
If you're passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.
We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.
Training & OnboardingWe will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!
Language Requirement (Quebec only):Sans Objet
