Senior Software Engineer, Payments

Warp

$130K — $180K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years of software engineering experience
  • 2+ years in payments, fintech, or core financial infrastructure
  • Experience with reliable, fault-tolerant distributed systems
  • Strong expertise in strongly typed programming languages
  • Deep understanding of financial systems and constraints
  • Willingness to work onsite five days a week in NYC

Responsibilities

  • Own and scale Warp's core ledgering and payments infrastructure
  • Develop and maintain the payroll and earnings engines
  • Architect US and global payment rails for payroll
  • Build auditable financial systems for high-volume processing
  • Define payments architecture roadmap with the CTO

Benefits

  • Collaborate closely with the CTO
  • Work on high-stakes financial systems
  • Influence the architecture of critical company infrastructure
  • Engage in cutting-edge technology challenges
  • Shape the future of financial systems at an early-growth company
Full Job Description
About the Role

As a Senior Software Engineer focused on Payments at Warp, you'll build and own the financial infrastructure that powers Warp. Core ledgering, US and global payment rails, payroll engine, earnings calculations, tax engines, and the compliance layer around all of it. This is deeply technical work with real financial stakes. Very few engineers get to work on problems like this, at this scale, this early. You'll work directly with the CTO and have outsized influence over how we architect one of the most critical systems in the company.

What You'll Do
  • Own and scale Warp's core ledgering and payments infrastructure
  • Develop and own the payroll engine, earnings engine, and tax engine
  • Architect US and global payment rails for domestic and international payroll
  • Build fault-tolerant, auditable financial systems designed to process billions of dollars
  • Define the payments architecture roadmap in collaboration with the CTO


You'll Be Good for This Role If You
  • Have deep experience in payments, fintech, or financial infrastructure
  • Care intensely about correctness, auditability, and reliability
  • Have owned payments or fintech infrastructure at a high-growth startup
  • Understand the unique challenges of financial systems: idempotency, reconciliation, compliance
  • Love hard infrastructure problems with direct business impact


What You Need
  • 5+ years of software engineering experience
  • 2+ years working on payments, fintech, or core financial infrastructure
  • Experience building highly reliable, fault-tolerant distributed systems
  • Strong expertise in strongly typed languages
  • Deep understanding of financial systems and their unique constraints
  • Willingness to work from our NYC office five days a week

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