Affirm

Senior Software Engineer, Backend (Loan Origination and Reporting)

Affirm$173K — $233K *
US-AnywhereRemote in United States
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 4+ years in backend system design, development, and launch using Python or Kotlin.
  • Experience with distributed systems using AWS, MySQL, and Kubernetes.
  • Expertise in scalable backend data pipelines and batch processing systems using Spark or Airflow.
  • Ability to define technical plans for significant systems with simple, extensible designs.
  • Proficient in making substantial changes to large codebases using safety practices.
  • Demonstrated ownership of personal growth with proactive feedback seeking.
  • Strong communication skills facilitating collaboration across global teams.
  • Bachelor's degree in a related field or equivalent practical experience.

Responsibilities

  • Own and deliver quarterly team goals while leading engineers through ambiguity.
  • Collaborate with product management, design, and analytics in product development lifecycle.
  • Proactively identify and advocate for solutions to project or technology issues.
  • Support team artifact operations and availability through metrics management.
  • Foster quality and ownership culture by setting and improving code review standards.
  • Develop talent within the team by providing guidance and constructive feedback.

Benefits

  • 100% health coverage for employees and their dependents.
  • Monthly stipends for health, wellness, and tech setup.
  • Flexible time off and generous holiday policies.
  • Employee stock purchase plan offering discounted stock acquisition.
Full Job Description
About the role

As a Senior Software Engineer on Loan Origination and Reporting, you'll build and scale the data platforms and services that process loan originations in real time and deliver accurate reporting to Affirm and its financial partners, strengthening the core financial engine behind transparent, reliable ways to pay over time.
What you'll do
  • You will be responsible for owning and delivering quarterly goals for your team, leading engineers on your team through ambiguity to solve open-ended problems, and ensuring that everyone is supported throughout delivery.
  • You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
  • You will proactively identify project, process, technology or business issues, advocate for them, and lead in solving them.
  • You will support the operations and availability of your team's artifacts by creating and monitoring metrics, escalating when needed, and supporting "keep the lights on" & on-call efforts.
  • You will foster a culture of quality and ownership on your team by setting or improving code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.
  • You will help develop talent on your team by providing feedback and guidance, and leading by example.
What we look for
  • You have 4+ years of experience designing, developing and launching backend systems at scale using languages like Python or Kotlin.
  • You have a track record of developing highly available distributed systems using technologies like AWS, MySQL and Kubernetes.
  • You have deep expertise in designing and operating scalable backend data pipelines and batch processing systems using Spark, Airflow, or similar distributed frameworks.
  • You have experience defining a technical plan for the delivery of a significant feature or system component with an elegant, simple and extensible design. You write high quality code that is easily understood and used by others.
  • You are proficient at making significant changes in a large code base, and have developed a suite of tools and practices that enable you and your team to do so safely.
  • Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
  • You have strong verbal and written communication skills that support effective collaboration with our global engineering team.
  • This position requires either equivalent practical experience or a Bachelor's degree in a related field.


Base Pay Grade- N

Equity Grade- 9

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA base pay range (CA, WA, NY, NJ, CT) per year: $195,000 - $255,000
USA base pay range (all other U.S. states) per year: $173,000 - $233,000

#LI-Remote

Remote-first with flexibility built inAffirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.

Benefits designed for youOur benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights:
  • Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
  • Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
  • Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
  • Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

About Affirm

Affirm is a publicly traded financial technology company headquartered in San Francisco, United States. Founded in 2012, the company operates as a financial lender of installment loans for consumers to use at the point of sale to finance a purchase. Affirm was founded in 2012 by Max Levchin, Nathan Gettings, Jeffrey Kaditz, and Alex Rampell as part of the initial portfolio of startup studio HVF. Levchin, who co-founded PayPal, became CEO of Affirm in 2014. In October 2017, the company launched a consumer app that allowed loans for purchases at any retailer. The company announced a partnership with Walmart in February 2019. Under the partnership, Affirm is available to customers in-store and on the Walmart website. Affirm has partnered with e-commerce platforms including Shopify, BigCommerce, and Zen-Cart. On November 18, 2020, Affirm filed with the Securities and Exchange Commission in preparation for an initial public offering. On December 12, 2020, it was reported that Affirm had postponed its IPO. On January 13, 2021, Affirm became listed on NASDAQ with symbol AFRM, raising about $1.2 billion in its IPO. By the next day, the price of shares had doubled, making Levchin's stake worth about $2.5 billion. In May 2021, Affirm acquired Returnly, a financial technology service company, for $300 million.
Learn more about Affirm
Size
1,300 employees
Market Cap
$2.5 billion
Industry
Net Income
-$97.6 million
Founded
2012
Revenue
$617.1 million
NASDAQ

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