Senior Software Engineer, Agentic Commerce

Worldpay

$108K — $163K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years of software engineering experience, specifically in production services and APIs.
  • Experience with cloud platforms like AWS or Google Cloud, focusing on secure service design.
  • Interest in the mechanics of AI agents and their workflow within delegated permissions.
  • Strong fundamentals in API design, CI/CD, observability, and secure coding practices.
  • Collaborative approach across multiple teams to deliver integrated system capabilities.

Responsibilities

  • Design and build secure and reliable payment APIs for AI agent use.
  • Implement flows to capture validation on user intent and transaction details.
  • Integrate agentic commerce with global payment systems and merchant-facing platforms.
  • Develop merchant-facing documentation, APIs, and developer tools to facilitate adoption.
  • Build Java-based backend services with strong performance and security.
  • Own the full development cycle from design to deployment and iteration.
  • Contribute to design reviews and maintain high engineering standards.

Benefits

  • Career development opportunities within a competitive environment.
  • Collaborative and innovative team culture.
  • Potential for remote work or flexibility in work arrangements.
Full Job Description

Job Description

   

What you’ll own 

 

We are building the future of autonomous commerce. As AI agents begin to discover products, compare options, build carts, and initiate purchases on behalf of consumers, the payments layer needs new infrastructure for trust, identity, user intent, authentication, tokenization, fraud signals, and real-time transaction visibility. 

As a Senior Software Engineer, Agentic Commerce, you will join a greenfield engineering squad building secure, reliable backend services that allow AI agents, merchants, payment platforms, and risk systems to work together in real time. 

 

AI Agent Integrations 

  • Design and build secure checkout and payment APIs that AI agents can invoke reliably and deterministically, including support for concepts such as UCP, ACP, AP2, agentic tokens, delegated credentials, verifiable intent, and MPP. 

  • Implement flows that capture and validate agent context, user intent, delegated authority, payment credentials, risk signals, transaction evidence, and downstream reporting data. 

  • Integrate agentic commerce capabilities with global payment platforms, gateways, checkout, tokenization, authentication, fraud, reporting, and merchant-facing systems. 

 

API & SDK Development 

  • Build merchant-facing APIs, SDKs, documentation, sample flows, sandbox experiences, and developer tools that make agentic commerce easier to adopt. 

  • Design for clear contracts, predictable errors, strong validation, fast testing, and measurable time-to-first-transaction. 

  • Use feedback from internal teams, external developers, pilots, and partner integrations to improve the platform quickly. 

 

Backend Engineering 

  • Build Java-based backend services that support real-time, high-trust payment workflows with strong performance, observability, security, and operational discipline. 

  • Own features from design through implementation, testing, deployment, monitoring, and iteration. 

  • Contribute to design reviews, code reviews, service documentation, production readiness, and a culture of high-quality engineering. 

   

What you’ll bring

  • 5+ years of software engineering experience, including building and operating production services, APIs, distributed systems, or transaction-processing applications.

  • Experience building and operating cloud-based systems on AWS, Google Cloud Platform, or comparable public cloud environments, with strong fundamentals in deployment, monitoring, reliability, and secure service design.

  • Practical interest in AI agents and agentic workflows, including how agents call APIs, pass structured data, operate within delegated permissions, and require validation before triggering real-world actions.

  • Strong software engineering fundamentals across API design, testing, CI/CD, observability, secure coding, resilience, maintainability, and production support.

  • Ability to collaborate across product, architecture, security, fraud, checkout, tokenization, gateway, and platform teams to deliver cross-system capabilities in a fast-moving, emerging product area.

It’s a bonus if you have 

  • Experience in payments, fintech, commerce, gateways, card-not-present processing, checkout, tokenization, 3DS/SCA, fraud/risk, disputes, merchant reporting, or other high-trust transaction systems. 

  • Experience building or integrating with AI-powered applications, agent frameworks, LLM tool-calling patterns, MCP-style integrations, A2A-style workflows, structured automation systems, or safe AI execution patterns such as validation, policy checks, audit logs, fallback paths, and protection against prompt injection or tool misuse. 

  • Hands-on experience with Node.js, TypeScript, SDKs, developer tooling, sandbox environments, sample apps, merchant-facing APIs, GitHub projects, open-source tools, standards discussions, AI engineering communities, or technical forums. 

About the team   


Worldpay is dedicated to offering individuals rewarding career opportunities and competitive compensation. For this full-time position, the good faith estimated annual salary range upon hire is $108,200.00-$163,400.00. This range reflects what we reasonably expect to offer based on the role’s responsibilities, level, and geographic location. The actual starting salary will be determined by a candidate’s experience, job-related skills, and relevant education or training. Please note that changes in work location may impact the final offered salary. We encourage you to consult with your recruiter to confirm the budget for your location and to better understand the applicable pay scale.  

Candidates and applicants are advised they may redact age information from requested items like transcripts, resumes, and certificates attached to their application for positions that can be performed in Colorado.

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