Essential Functions:- Supports the execution of the ERM program across the Bank, ensuring consistency in risk identification, assessment, monitoring, and reporting practices.
- Contributes to the development and enhancement of risk reporting and governance processes for Bank Origination and other key risk programs.
- Supports second-line oversight of risks arising from Bank Origination programs through aggregation and analysis of risk related data.
- Assists in monitoring risk exposures, including identification of emerging risks, trends, and concentration risks.
- Partners with first and second-line stakeholders and subject matter experts to collect, validate, and challenge risk inputs.
- Aggregates and analyzes risk information from multiple sources, including risk assessments and risk monitoring activities, to support Bank-level reporting.
- Supports risk appetite monitoring processes, including identification and escalation of threshold breaches or adverse trends.
- Prepares and maintains risk dashboards, key risk indicators (KRIs), and trend analyses for management review.
- Supports the development and maintenance of enterprise risk profiles and supporting documentation.
- Produces concise, decision-useful reporting for senior management and risk governance committees.
- Ensures alignment with internal governance standards, policies, and regulatory expectations.
- Performs other duties as assigned.
Compliance with Laws & Regulations: - Responsible for complying with all of the Bank's internal control policies and procedures.
- Responsible for understanding and complying with all laws and regulations to which the Bank is subject.
- Responsible for communicating problems in operations, noncompliance with the code of conduct, noncompliance with laws and regulations, policy violations, or illegal acts.
Education and Experience: - Bachelor's degree in Risk Management, Finance, Business Administration, Accounting, or a related field required; advanced degree or professional certification (e.g., CRMA, FRM, CPA, CIA) preferred.
- Minimum of 3-5 years of progressive experience in Enterprise Risk Management, Operational Risk, Third-Party Risk Management or a related risk discipline within a financial services or regulated environment..
Summary of Qualifications: - Experience supporting Bank Origination, fintech partnership, or third-party risk oversight activities.
- Familiarity with interagency third-party risk management guidance and partner governance expectations.
- Solid understanding of ERM frameworks, risk governance practices, and regulatory expectations applicable to banking and financial services organizations.
- Proven ability to work cross functionally, influence stakeholders, and partner effectively with both first and second line teams.
- Excellent written and verbal communication skills, with a strong attention to detail and the ability to translate technical risk concepts into business focused insights.
- Experience with ERM systems and risk data repositories (e.g., risk assessment tools, issue management systems, reporting platforms) is strongly preferred.
Work Environment/Physical Demands: Light The physical requirements described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.
This is largely a sedentary role; however, some filing is required. This would require the ability to lift files, open filing cabinets, and bend or stand on a stool as necessary.
Security Responsibilities - General: This classification requires heightened security awareness to safeguard the Bank's data, including customer non-public personal information. This security level means that the job includes exposure to all categories of Bank data, including customer non-public personal information.
General Disclosure: The above statements reflect the general information considered necessary to describe the principal functions of the job and should not be considered as a detailed description of all work requirements that may be inherent to the position. In addition, the incumbent may be called upon to personally handle projects or assignments not usually related to the position's day-to-day activities. Understand and comply with laws and regulations that are applicable to my job function. Understand and comply with company policies and procedures that are applicable to my job function.
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Our Employee Value Proposition- Competitive Pay, including a Bonus Target or Variable Pay Incentive Program
- Benefits Package -Medical, Dental, and Vision (plus much more)
- 401(k) Plan with Company Match
- Short- & Long-Term Disability
- Wellness Programs
- Group Life and AD&D Insurance
- Paid Vacation, Sick Days and bank Holidays
- Employee Engagement Activities including Employee Appreciation Day, DEI Employee Resource Groups, Corporate Social Responsibility, Service Recognition
We offer a total rewards package comprised of a competitive base rate of pay, variable pay incentive programs based on the role, and a comprehensive benefit suite. Offered rates of pay are determined based on job-related knowledge, relevant experience, skills, certifications, and geographic location.
